Sold STC End of terrace

1 YEARDSLEY LANE

HIGH PEAK, FURNESS VALE, DERBYSHIRE SK23 7PN

2 beds 1 baths 63 m² Listed 4 Oct 2025 (-325d)

£125,000

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# 2 bedroom end of terrace house for sale (SK23 7PN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 YEARDSLEY LANE, HIGH PEAK, FURNESS VALE, DERBYSHIRE SK23 7PN |
| Price | £125,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £125,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/10/2035
- **Current heating cost:** £1,153/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9370-2681-6500-2405-1501)

## Description

**DESCRIPTION**

This end stone period terrace property is an ideal renovation project and would be ideal for a first time buyer or investor. This terrace home is ideally location for shops, schools, cafes and excellent commuter links in both nearby Whaley Bridge and Furness Vale.  The accommodation offers an entrance vestibule. sitting room and dining kitchen. There is a staircase to the lower ground floor offering a bathroom, storage, laundry and access to the garden. The first floor landing leads to two generous bedrooms one of which has been partioned into two bedrooms. Externally the property has a rear garden which is a good size and there may be possibility of extending at the rear (subject to relevant planning approvals.

## Property Photos

- ![ (Main)](/listings/photos/167812553/1718945) -  (Main)
- ![Sitting Room](/listings/photos/167812553/1718946) - Sitting Room
- ![Kitchen](/listings/photos/167812553/1718947) - Kitchen
- ![Kitchen](/listings/photos/167812553/1718948) - Kitchen
- ![Cellar](/listings/photos/167812553/1718949) - Cellar
- ![Bathroom](/listings/photos/167812553/1718950) - Bathroom
- ![Other](/listings/photos/167812553/1718951) - Other
- ![Other](/listings/photos/167812553/1718952) - Other
- ![Bedroom 1](/listings/photos/167812553/1718953) - Bedroom 1
- ![Other](/listings/photos/167812553/1718954) - Other
- ![Other](/listings/photos/167812553/1718955) - Other
- ![Other](/listings/photos/167812553/1718956) - Other

## Floorplans

- ![Other](/listings/photos/167812553/1718957) - Other

## EPC Graphs

- ![Other](/listings/photos/167812553/1718958) - Other

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £125,000 | 17/03/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 15 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £213,000 | 12/12/2025 | Terraced |
| 130 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £80,000 | 07/08/2025 | Terraced |
| 8 LAKE VIEW, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QD | £155,000 | 19/10/2023 | Terraced |
| 3 OLD ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QN | £213,000 | 28/09/2023 | Terraced |
| 196 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PH | £190,000 | 28/07/2022 | Terraced |
| 70 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 21/04/2022 | Terraced |
| [Same street] 11 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN | £190,000 | 04/03/2022 | Terraced |
| 82 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 02/03/2022 | Terraced |
| 58 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £200,000 | 29/10/2021 | Terraced |
| 37 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PQ | £255,000 | 25/10/2021 | Terraced |
| 64 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF | £185,000 | 12/10/2021 | Terraced |

**Street average:** £201,500 (2 sales)
**Area average:** £184,778 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £227,991 (33 Terraced, SK23, 2024–2026)
- **Deviation:** -45.2%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Station Road, SK23 | £875/mo | 2 | 0.05 miles | OpenRent |
| 2 Bed Detached House, Buxton Rd, SK23 | £1,300/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Terraced House, Buxton Road, SK23 | £895/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, Church Road, SK22 | £850/mo | 2 | 1.16 miles | OpenRent |

**Average rent: £980/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £110,625
- **Target investor price (1%):** £88,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £885/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £279/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,984/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.3%
- **10y growth:** 10.7%

## House Price Index (HM Land Registry)

*Official index for High Peak; Terraced series; as of May 2026.*

- **1y growth (index):** 4.3%
- **5y growth (index):** 25.1%
- **10y growth (index):** 57.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

(Main) Sitting Room Kitchen Kitchen Cellar Bathroom Other Other Bedroom 1 Other Other Other

/ 12

Property details

Tenure

LEASEHOLD

Floor area

63 m²

Council tax band

EPC rating

Last sold

£125,000 Mar 2026

Price per m²

£1,984/m²

Local average

£227,991 (-45.2%)

Deprivation

Decile 7 (21,272 of 33,755)

Street crime

12 incidents within 1 mile (Jun 2026)

Key features

END STONE PERIOD TERRACE PROPERTY
POPULAR AND CONVENIENT LOCATION CLOSE TO AMENITIES
REQUIRING MODERNISATION AND UPGRADING
SITTING ROOM AND DINING KITCHEN
LOWER GROUND FLOOR BASEMENT WITH BATHROOM
TWO/THREE BEDROOMS
GOOD SIZED GARDEN TO THE REAR
GOOD FTB OR INVESTMENT HOME

Additional details

Electricity: Mains supply
Broadband: ADSL copper wire
Water: Mains supply
Sewerage: Mains supply
Heating: Gas
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: Yes
Flooded in last 5 years: No

Description

A STONE END OF TERRACE requiring modernisation. The property has good living and kitchen spaces, TWO/THREE BEDROOMS and a Basement with a bathroom. Externally there is a rear garden and situated within a popular location close to amenities and COMMUTER LINKS.
DESCRIPTION
This end stone period terrace property is an ideal renovation project and would be ideal for a first time buyer or investor. This terrace home is ideally location for shops, schools, cafes and excellent commuter links in both nearby Whaley Bridge and Furness Vale. The accommodation offers an entrance vestibule. sitting room and dining kitchen. There is a staircase to the lower ground floor offering a bathroom, storage, laundry and access to the garden. The first floor landing leads to two generous bedrooms one of which has been partioned into two bedrooms. Externally the property has a rear garden which is a good size and there may be possibility of extending at the rear (subject to relevant planning approvals.

Listed by

Whaley Bridge

Gascoigne Halman - Connells

Reference: 167812553

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 09/10/2025

Expiry date: 08/10/2035

Current heating cost: £1,153/year

Potential heating cost: £684/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~766 m² (0.19 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Other

EPC Graphs

Other

Price history

Event	Date	Price	% change
Sold	17/03/2026 (5 months ago)	£125,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 15 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN	£213,000	12/12/2025	Terraced
130 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£80,000	07/08/2025	Terraced
8 LAKE VIEW, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QD	£155,000	19/10/2023	Terraced
3 OLD ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7QN	£213,000	28/09/2023	Terraced
196 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PH	£190,000	28/07/2022	Terraced
70 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£200,000	21/04/2022	Terraced
Same street 11 YEARDSLEY LANE, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PN	£190,000	04/03/2022	Terraced
82 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£185,000	02/03/2022	Terraced
58 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£200,000	29/10/2021	Terraced
37 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PQ	£255,000	25/10/2021	Terraced
64 BUXTON ROAD, FURNESS VALE, HIGH PEAK, DERBYSHIRE, SK23 7PF	£185,000	12/10/2021	Terraced

Street average: £201,500 (2 sales)

Area average: £184,778 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.3%

10y growth 10.7%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Terraced. As of May 2026.

1y (index) 4.3%

5y (index) 25.1%

10y (index) 57.6%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: BORSDANE PROPERTIES LIMITED (762739)

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £826/mo

Realistic £918/mo

Optimistic £1,010/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Southern Greater Manchester: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK23 7PN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Train station	Furness Vale	0.1 miles
Bus stop	Furness Vale, Buxton Road / adjacent Soldier Dick	0.1 miles
Bus stop	Furness Vale, Buxton Road / opposite Primary School	0.1 miles
Shop	Selecta Tyre Ltd	0.9 miles
Train station	New Mills Newtown	1.1 miles
Shop	Alton Cars	1.1 miles
Hospital	Corbar hall	6.6 miles
University	University of Derby, Buxton	6.8 miles
Hospital	Buxton Hospital & Corbar Birth Centre	7.7 miles
University	University of Manchester Fallowfield Campus	11.3 miles

Street-level crime

Category	Count
Violence and sexual offences	4
Anti-social behaviour	3
Shoplifting	2
Burglary	1
Other theft	1
Theft from the person	1
Total incidents	12

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Furness Vale Primary and Nursery School	Primary	0.1 miles	— (Inspected (no overall grade))
Newtown Primary School (High Peak Federation)	Primary	1.1 miles	Good — 12 May 2024
Buxworth Primary School	Primary	1.3 miles	Good — 1 Dec 2022
New Mills School	Secondary	1.3 miles	Requires improvement — 20 Oct 2022
St George's CofE Primary School	Primary	1.3 miles	Requires improvement — 3 Apr 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Station Road, SK23	£875/mo	2	0.05 miles	OpenRent
2 Bed Detached House, Buxton Rd, SK23	£1,300/mo	2	0.07 miles	OpenRent
2 Bed Terraced House, Buxton Road, SK23	£895/mo	2	0.1 miles	OpenRent
2 Bed Flat, Church Road, SK22	£850/mo	2	1.16 miles	OpenRent

Average rent: £980/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.71%

Max investor price (0.8%) £110,625

Target investor price (1%) £88,500

Gross yield 8.5%

Cost-to-rent ratio 11.8×

Monthly cashflow £279/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).