# 4 bedroom detached house for sale (IP28 6XF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 BIRKDALE COURT, BURY ST EDMUNDS, FORNHAM ST MARTIN, SUFFOLK IP28 6XF |
| Price | £460,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 146 m² |
| Last sold | £400,000 Aug 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 13/01/2035
- **Current heating cost:** £1,073/year
- **Est. upgrade cost to C:** £14,515

### Recommendations
- W2 (£4,000 - £6,000)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9840-3045-0209-9435-7204)

## Description

The Property

An excellent investment opportunity to purchase this substantial modern detached four-bedroom family home requiring refurbishment located in an excellent position in Fornham St Martin which is a popular Suffolk village towards the north of Bury St Edmunds, situated less than four miles from the town centre.

The property is suitable for cash buyers with the accommodation in brief comprising; large reception hall with stairs to first floor, living room and a useful office/study.  There is a downstairs WC, spacious kitchen and utility room and the remainder of the accommodation on the first floor comprises, landing with main bedroom and ensuite together with the main bathroom and three further large bedrooms.  To the outside there is an enclosed rear garden and to the front the property is recessed from the road in a "child friendly" position with front garden area and drive providing off road parking leading to the double garage.

Please "View Brochure" to request your viewing.

Property Description DisclaimerThis is a general description of the property only, and is not intended to constitute part of an offer or contract. It has been verified by the seller(s), unless marked as 'draft'. Purplebricks conducts some valuations online and some of our customers prepare their own property descriptions, so if you decide to proceed with a viewing or an offer, please note this information may have been provided solely by the vendor, and we may not have been able to visit the property to confirm it. If you require clarification on any point then please contact us, especially if you’re traveling some distance to view. All information should be checked by your solicitor prior to exchange of contracts.

Successful buyers will be required to complete anti-money laundering and proof of funds checks. Our partner, Lifetime Legal Limited, will carry out the initial checks on our behalf. The current non-refundable cost is £80 inc. VAT per offer. You’ll need to pay this to Lifetime Legal and complete all checks before we can issue a memorandum of sale. The cost includes obtaining relevant data and any manual checks and monitoring which might be required, and includes a range of benefits. Purplebricks will receive some of the fee taken by Lifetime Legal to compensate for its role in providing these checks.

## Property Photos

- ![Photo](/listings/photos/152451437/421282)
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## Floorplans

- ![Floorplan 1](/listings/photos/152451437/421300) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/152451437/421301) - epc

## FENSA Certificates

This property has 7 FENSA certificate(s) on record.

### FENSA Certificate #7867833
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 27/12/2010
- **Work Completed:** 23/12/2010
- **Items:** 1 door(s)

### FENSA Certificate #7224724
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 15/03/2010
- **Work Completed:** 26/11/2009
- **Items:** 1 window(s)

### FENSA Certificate #6305635
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 02/02/2009
- **Work Completed:** 16/01/2009
- **Items:** 2 window(s)

### FENSA Certificate #5296224
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 10/12/2007
- **Work Completed:** 26/11/2007
- **Items:** 1 window(s)

### FENSA Certificate #4324400
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 02/01/2007
- **Work Completed:** 27/11/2006
- **Items:** 3 window(s)

### FENSA Certificate #3537306
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 06/03/2006
- **Work Completed:** 22/02/2006
- **Items:** 1 window(s)

### FENSA Certificate #2423594
- **Address:** 42 Birkdale Court, Fornham St. Martin, IP28 6XF
- **Certificate Issued:** 31/01/2005
- **Work Completed:** 05/01/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 BIRKDALE COURT, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6XF | £400,000 | 01/08/2025 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 ST ANDREWS DRIVE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6TR | £380,000 | 27/10/2023 | Detached |
| [Same street] 10 BIRKDALE COURT, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6XF | £380,000 | 22/09/2023 | Detached |
| 2 CARNOUSTIE DRIVE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6UU | £392,500 | 01/09/2023 | Detached |
| 6 ST ANDREWS DRIVE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6TR | £380,000 | 11/08/2023 | Detached |
| 4 SCHOOL CLOSE, TUDDENHAM, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6FB | £595,000 | 18/11/2022 | Detached |
| 5 SCHOOL CLOSE, TUDDENHAM, BURY ST EDMUNDS, IPSWICH, SUFFOLK, IP28 6FB | £525,000 | 21/10/2022 | Detached |
| 8 WENTWORTH CLOSE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6XE | £390,000 | 29/09/2022 | Detached |
| 6 SCHOOL CLOSE, TUDDENHAM, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6FB | £440,000 | 26/09/2022 | Detached |
| 20 WENTWORTH CLOSE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6XE | £580,000 | 14/09/2022 | Detached |
| 6 FULFORD CLOSE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6UP | £545,000 | 25/08/2022 | Detached |
| 3 SCHOOL CLOSE, TUDDENHAM, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6FB | £365,000 | 12/08/2022 | Detached |
| 10 WENTWORTH CLOSE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6XE | £515,000 | 29/04/2022 | Detached |
| 8 TURNBERRY DRIVE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6TP | £560,000 | 21/03/2022 | Detached |
| 37 ST ANDREWS DRIVE, FORNHAM ST MARTIN, BURY ST EDMUNDS, WEST SUFFOLK, SUFFOLK, IP28 6TR | £352,500 | 22/12/2021 | Detached |

**Street average:** £380,000 (1 sale)
**Area average:** £463,077 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £378,595 (47 Detached, IP28, 2024–2026)
- **Deviation:** +21.5%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,060/mo
- **Realistic:** £1,178/mo
- **Optimistic:** £1,296/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,296/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Hopwoods Road, IP32 | £2,150/mo | 4 | 1.16 miles | OpenRent |

**Average rent: £2,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £268,750
- **Target investor price (1%):** £215,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,150/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.8×
- **Monthly cashflow:** £98/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,151/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.1%
- **10y growth:** 29.5%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 12.3%
- **10y growth (index):** 33%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)