# 3 bedroom detached house for sale (IP4 4LH) ## Property Details | Key | Value | |-----|-------| | Address | 107 RUSHMERE ROAD, IPSWICH, SUFFOLK IP4 4LH | | Price | £350,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £345,000 Aug 2024 | ## Description Rushmere Road is one of the sought-after locations on the north-east side of Ipswich, lying within easy reach of Northgate High school and St. Johns Primary school. This 1920’s detached house offers good size accommodation over two floors with a garage and parking to the rear plus brick-built outbuilding with air conditioning. The reception hall has parquet flooring, stairs to the first floor and doors off. The spacious sitting room is located to the front and has windows to two aspects plus a feature fireplace. To the rear of the hall is the dining room which has windows to two aspects and door with glazed side panels leading onto the rear garden. The kitchen is well-equipped with a range of base and eye-level units, work tops and sink. Integrated appliances include an oven, hob and extraction hood. It has laminate flooring and a door to the garden. The landing has built-in cupboards and doors off. The main bedroom is situated to the front, it is of good proportion with a bay window. Bedroom two is a good size and overlooks the rear. Bedroom three has a window to the side and the bathroom comprises of a corner bath, basin and WC. Outside The front garden is laid to lawn with border shrubs and mature trees which is enclosed by hedging and fencing. The rear garden is predominantly laid to lawn with mature trees and enclosed by fencing. There is a brick-built building which includes an outside WC, utility room where there is space for a washing machine and an additional area measuring 7'1" x 4'8", which has previously been used as a study, it has an air conditioning unit. At the end of the garden is a shed, summerhouse and there is a gate leading to a parking area and a single detached garage. **Directions** Using the postcode IP4 4LH and upon entering from Woodbridge Road the property can be found on the left on the corner of Westbury Road. **Important Information** Council Tax Band - D Services - Mains water, drainage, gas and electricity are connected. Tenure - Freehold EPC rating - E ## Property Photos - ![Picture No. 12](/listings/photos/138573173/1312529) - Picture No. 12 - ![Picture No. 07](/listings/photos/138573173/1312530) - Picture No. 07 - ![Picture No. 06](/listings/photos/138573173/1312531) - Picture No. 06 - ![Picture No. 04](/listings/photos/138573173/1312532) - Picture No. 04 - ![Picture No. 03](/listings/photos/138573173/1312533) - Picture No. 03 - ![Picture No. 05](/listings/photos/138573173/1312534) - Picture No. 05 - ![Picture No. 08](/listings/photos/138573173/1312535) - Picture No. 08 - ![Picture No. 02](/listings/photos/138573173/1312536) - Picture No. 02 - ![Picture No. 09](/listings/photos/138573173/1312537) - Picture No. 09 - ![Picture No. 01](/listings/photos/138573173/1312538) - Picture No. 01 ## Floorplans - ![Floorplan](/listings/photos/138573173/1312539) - Floorplan ## EPC Graphs - ![EPC](/listings/photos/138573173/1312540) - EPC - ![EPC Rating Graph](/listings/photos/138573173/1312541) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 107 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4LH | £345,000 | 29/08/2024 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 WESTBURY ROAD, IPSWICH, SUFFOLK, IP4 4RH | £375,000 | 22/08/2025 | Detached | | 36 CROFTON ROAD, IPSWICH, SUFFOLK, IP4 4QS | £495,000 | 07/09/2022 | Detached | | [Same street] 131 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4LH | £710,000 | 10/08/2022 | Detached | | 10 CROFTON ROAD, IPSWICH, SUFFOLK, IP4 4QS | £365,000 | 05/08/2022 | Detached | | 299 COLCHESTER ROAD, IPSWICH, SUFFOLK, IP4 4SG | £430,000 | 27/06/2022 | Detached | | 34 JUPITER ROAD, IPSWICH, SUFFOLK, IP4 4NT | £448,000 | 26/05/2022 | Detached | | [Same street] 139 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4LH | £640,000 | 08/04/2022 | Detached | | 240 COLCHESTER ROAD, IPSWICH, SUFFOLK, IP4 4QZ | £402,000 | 04/04/2022 | Detached | | 161 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 3LB | £960,000 | 29/03/2022 | Detached | | [Same street] 119 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4LH | £660,000 | 21/02/2022 | Detached | | 12B CROFTON ROAD, IPSWICH, SUFFOLK, IP4 4QS | £495,000 | 01/02/2022 | Detached | | 144 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 3LA | £420,000 | 24/01/2022 | Detached | | 10 CHERRY LANE GARDENS, IPSWICH, SUFFOLK, IP4 4QQ | £435,000 | 13/12/2021 | Detached | | 100 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4JY | £200,000 | 10/12/2021 | Detached | | 132 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4JX | £568,000 | 03/12/2021 | Detached | | 33 NORBURY ROAD, IPSWICH, SUFFOLK, IP4 4RQ | £420,000 | 24/09/2021 | Detached | | 142 RUSHMERE ROAD, IPSWICH, SUFFOLK, IP4 4JU | £419,000 | 20/08/2021 | Detached | **Street average:** £670,000 (3 sales) **Area average:** £459,429 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £413,656 (32 Detached, IP4, 2024–2026) - **Deviation:** -15.4% ## Rental Range *ONS Price Index of Private Rents (Ipswich). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £890/mo - **Realistic:** £989/mo - **Optimistic:** £1,088/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Stradbroke Road, IP4 | £1,195/mo | 3 | 0.37 miles | OpenRent | | 3 Bed Semi-Detached House, Humber Doucy Lane, IP4 | £1,390/mo | 3 | 0.62 miles | OpenRent | **Average rent: £1,293/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.37% (weak for cashflow) - **Max investor price (0.8%):** £161,625 - **Target investor price (1%):** £129,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,293/mo).* - **Gross yield:** 4.4% - **Cost-to-rent:** 22.6× - **Monthly cashflow:** £-240/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -1.7% - **10y growth:** 31.7% ## House Price Index (HM Land Registry) *Official index for Ipswich; Detached series; as of April 2026.* - **1y growth (index):** -4.7% - **5y growth (index):** 7.7% - **10y growth (index):** 29.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)