# 3 bedroom semi-detached house for sale (BB7 1AD) ## Property Details | Key | Value | |-----|-------| | Address | 54B, LOWERGATE, CLITHEROE, LANCASHIRE BB7 1AD | | Price | £270,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Last sold | £260,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** C - **Expiry date:** 16/10/2035 - **Current heating cost:** £1,629/year - **Est. upgrade cost to C:** £28,865 ### Recommendations - Q (£7,500 - £11,000) - W2 (£5,000 - £10,000) - C (£20 - £40) - G (£220 - £250) - I (£2,200 - £3,500) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2180-1850-6050-9090-3191) ## Description A charming purchase awaits in this spacious, stonebuilt semi-detached home offering a delightful blend of character and potential. Boasting a generous 3 bedrooms, a loft room accessible by a ladder, and an excellent central location close to all town amenities, this property presents a unique opportunity enjoying elevated distant views to the front across towards Pendle Hill. The interior of this home, deceptive in size, holds exceptional promise for further enhancement, offering 2 sizeable receptions, a fitted rear kitchen, and a large single garage. Ideal for growing families or downsizers, this rare gem exudes warmth and history, having been lovingly cared for by vendors who have called it home for the past 35 years. Just a stone's throw away from shops, schools, and the train station, this period property is a true testament to timeless allure with superb scope for customisation. Step outside to the retreat of the attractive private lawned garden and patio. The well-maintained garden features established planted borders with shrubs and small trees providing a lovely backdrop for outdoor relaxation. Enclosed by a privacy stone boundary wall and fencing and a side pathway leads to a smaller enclosed rear yard area. At the front of the garden sits a separate large single garage, complete with double opening wood doors, providing secure parking and ample storage space. EPC Rating: E ## Property Photos - ![Photo](/listings/photos/167383109/1566152) - ![Lounge](/listings/photos/167383109/1566153) - Lounge - ![Dining Room](/listings/photos/167383109/1566154) - Dining Room - ![Photo](/listings/photos/167383109/1566155) - ![Lounge](/listings/photos/167383109/1566156) - Lounge - ![Lounge](/listings/photos/167383109/1566157) - Lounge - ![Dining Room](/listings/photos/167383109/1566158) - Dining Room - ![Kitchen](/listings/photos/167383109/1566159) - Kitchen - ![Bedroom 2](/listings/photos/167383109/1566160) - Bedroom 2 - ![Bedroom 2](/listings/photos/167383109/1566161) - Bedroom 2 - ![Bedroom 2](/listings/photos/167383109/1566162) - Bedroom 2 - ![Bedroom 1](/listings/photos/167383109/1566163) - Bedroom 1 - ![Bedroom 1](/listings/photos/167383109/1566164) - Bedroom 1 - ![Bedroom 3](/listings/photos/167383109/1566165) - Bedroom 3 - ![Bedroom 3](/listings/photos/167383109/1566166) - Bedroom 3 - ![Bathroom](/listings/photos/167383109/1566167) - Bathroom - ![Bathroom](/listings/photos/167383109/1566168) - Bathroom - ![Photo](/listings/photos/167383109/1566170) - ![Photo](/listings/photos/167383109/1566172) - ![Photo](/listings/photos/167383109/1566173) ## Floorplans - ![All](/listings/photos/167383109/1566174) - All ## EPC Graphs - ![EPC 1](/listings/photos/167383109/1566175) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 54B LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £260,000 | 13/02/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 24 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £99,500 | 09/06/2023 | Terraced | | [Same street] 19 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £130,000 | 02/11/2022 | Terraced | | [Same street] 12 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £108,500 | 10/10/2022 | Terraced | | [Same street] 14 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £161,500 | 22/07/2022 | Terraced | | [Same street] 57 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £120,000 | 05/07/2022 | Terraced | | [Same street] 25 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £129,950 | 11/02/2022 | Terraced | | [Same street] 17A LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £120,000 | 10/09/2021 | Other | **Street average:** £124,207 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £300,274 (51 Semi-detached, BB7, 2024–2026) - **Deviation:** -10.1% ## Rental Range *ONS Price Index of Private Rents (Ribble Valley). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £732/mo - **Realistic:** £813/mo - **Optimistic:** £894/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Highfield Road, BB7 | £895/mo | 3 | 0.22 miles | OpenRent | | 3 Bed Terraced House, Millthorne Avenue, BB7 | £895/mo | 3 | 0.45 miles | OpenRent | | 3 Bed Semi-Detached House, Hill Road, BB7 | £900/mo | 3 | 0.83 miles | OpenRent | | 3 Bed Semi-Detached House, Riverside, BB7 | £950/mo | 3 | 0.9 miles | OpenRent | **Average rent: £910/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.33% (weak for cashflow) - **Max investor price (0.8%):** £112,250 - **Target investor price (1%):** £89,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £898/mo).* - **Gross yield:** 4% - **Cost-to-rent:** 25.1× - **Monthly cashflow:** £-280/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -4.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,872/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 35.6% - **10y growth:** 46.2% ## House Price Index (HM Land Registry) *Official index for Ribble Valley; Semi-detached series; as of May 2026.* - **1y growth (index):** 2.3% - **5y growth (index):** 22.7% - **10y growth (index):** 34.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)