Sold Terraced

108 GRAY STREET

WORKINGTON, CUMBRIA CA14 2NQ

3 beds 2 baths 136 m² Listed 25 Sep 2018 (-2818d)

£99,950

Offers in Excess of

Reduced on 20 Apr 2019

Save

# 3 bedroom terraced house for sale (CA14 2NQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 108 GRAY STREET, WORKINGTON, CUMBRIA CA14 2NQ |
| Price | £99,950 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £99,950 Dec 2019 |

## Description

*** 15000 PRICE REDUCTION FOR QUICK SALE*** This substantial home is just a few minutes walk from Workington town centre with its shopping centre and wide range of amenities. The property is much larger than many other similar properties in the area and boasts two reception rooms and three large double bedrooms. The property is tastefully decorated throughout and has the added bonus of being sold with no forward chain. Accommodation comprises briefly of: vestibule, hallway, large 28' lounge/diner, separate sitting/dining room, modern kitchen and there is a useful basement. To the first floor all three of the spacious double bedrooms boast original cast iron fireplace with the master benefiting from an en suite. The main bathroom is also positioned on the first floor. To fully appreciate the size of this property we highly recommended a viewing.

## Property Photos

- ![Exterior ](/listings/photos/56783157/437117) - Exterior 
- ![Lounge/diner ](/listings/photos/56783157/437119) - Lounge/diner 
- ![Lounge ](/listings/photos/56783157/437121) - Lounge 
- ![Lounge/diner ](/listings/photos/56783157/437123) - Lounge/diner 
- ![Sitting room](/listings/photos/56783157/437125) - Sitting room
- ![Kitchen](/listings/photos/56783157/437128) - Kitchen
- ![Kitchen](/listings/photos/56783157/437132) - Kitchen
- ![Hallway ](/listings/photos/56783157/437135) - Hallway 
- ![First floor la...](/listings/photos/56783157/437141) - First floor la...
- ![Bedroom](/listings/photos/56783157/437147) - Bedroom
- ![En suite ](/listings/photos/56783157/437151) - En suite 
- ![Bedroom](/listings/photos/56783157/437155) - Bedroom
- ![Bedroom](/listings/photos/56783157/437159) - Bedroom
- ![Study ](/listings/photos/56783157/437163) - Study 
- ![Bathroom](/listings/photos/56783157/437167) - Bathroom
- ![Basement ](/listings/photos/56783157/437170) - Basement

## EPC Graphs

- ![FULL EPC](/listings/photos/56783157/437173) - FULL EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £99,950 | 06/12/2019 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £125,000 | 16/01/2026 | Semi-detached |
| 136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £137,000 | 16/01/2026 | Terraced |
| 7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £73,000 | 17/12/2025 | Terraced |
| 35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £105,000 | 17/12/2025 | Terraced |
| 35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £73,000 | 08/12/2025 | Terraced |
| 12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £57,000 | 18/11/2025 | Terraced |
| 46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW | £195,000 | 18/09/2025 | Terraced |
| 30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN | £81,000 | 15/12/2023 | Terraced |
| 171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD | £80,000 | 16/10/2023 | Terraced |
| 18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL | £79,000 | 13/10/2023 | Terraced |
| 165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £129,250 | 12/10/2023 | Terraced |
| 132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND | £140,000 | 31/05/2023 | Terraced |
| 16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ | £57,000 | 16/05/2023 | Terraced |
| 1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH | £65,000 | 28/04/2023 | Terraced |
| 8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £47,500 | 24/04/2023 | Terraced |
| 17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP | £100,000 | 28/03/2023 | Terraced |
| 4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ | £45,000 | 22/12/2022 | Terraced |
| 33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW | £128,000 | 19/12/2022 | Terraced |
| 59 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NW | £70,000 | 09/12/2022 | Terraced |
| 17 BELVEDERE STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NE | £129,000 | 02/12/2022 | Terraced |
| 29 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NH | £110,000 | 18/11/2022 | Terraced |
| [Same street] 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £131,000 | 20/10/2022 | Terraced |
| [Same street] 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ | £100,000 | 09/08/2022 | Semi-detached |
| [Same street] 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ | £95,000 | 28/01/2022 | Terraced |

**Street average:** £112,750 (4 sales)
**Area average:** £95,038 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £109,724 (54 Terraced, CA14, 2024–2026)
- **Deviation:** -8.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 0.95% (okay)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.3%
- **10y growth:** 24.9%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Exterior Lounge/diner Lounge Lounge/diner Sitting room Kitchen Kitchen Hallway First floor la... Bedroom En suite Bedroom Bedroom Study Bathroom Basement

/ 16

Property details

Floor area

136 m²

Last sold

£99,950 Dec 2019

Local average

£109,724 (-8.9%)

Deprivation

Decile 3 (9,161 of 33,755)

Street crime

194 incidents within 1 mile (Apr 2026)

Key features

£15000 PRICE REDUCTION FOR QUICK SALE
Extremely spacious home with no chain
Large lounge/diner with separate sitting room
Modern kitchen
Stylish bathroom and en suite
Three large bedrooms, all with original fires
Short walk to town centre

Description

* 15000 PRICE REDUCTION FOR QUICK SALE* This substantial home is just a few minutes walk from Workington town centre with its shopping centre and wide range of amenities. The property is much larger than many other similar properties in the area and boasts two reception rooms and three large double bedrooms. The property is tastefully decorated throughout and has the added bonus of being sold with no forward chain. Accommodation comprises briefly of: vestibule, hallway, large 28' lounge/diner, separate sitting/dining room, modern kitchen and there is a useful basement. To the first floor all three of the spacious double bedrooms boast original cast iron fireplace with the master benefiting from an en suite. The main bathroom is also positioned on the first floor. To fully appreciate the size of this property we highly recommended a viewing.

Listed by

Lillyhall

First Choice Move

Reference: 56783157

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

FULL EPC

Price history

Event	Date	Price	% change
Sold	06/12/2019 (6 years ago)	£99,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 61 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ	£125,000	16/01/2026	Semi-detached
136 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£137,000	16/01/2026	Terraced
7 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£73,000	17/12/2025	Terraced
35 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP	£105,000	17/12/2025	Terraced
35 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW	£73,000	08/12/2025	Terraced
12 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£57,000	18/11/2025	Terraced
46 PETER STREET, WORKINGTON, CUMBERLAND, CA14 3DW	£195,000	18/09/2025	Terraced
30 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NN	£81,000	15/12/2023	Terraced
171 JOHN STREET, WORKINGTON, CUMBERLAND, CA14 3DD	£80,000	16/10/2023	Terraced
18 BROWN STREET, WORKINGTON, CUMBERLAND, CA14 2NL	£79,000	13/10/2023	Terraced
165 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£129,250	12/10/2023	Terraced
132 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2ND	£140,000	31/05/2023	Terraced
16 TARN STREET, WORKINGTON, CUMBERLAND, CA14 3DQ	£57,000	16/05/2023	Terraced
1 GARFIELD STREET, WORKINGTON, CUMBERLAND, CA14 3DH	£65,000	28/04/2023	Terraced
8 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ	£47,500	24/04/2023	Terraced
17 BRAYTON STREET, WORKINGTON, CUMBERLAND, CA14 2NP	£100,000	28/03/2023	Terraced
4 ROPER STREET, WORKINGTON, CUMBERLAND, CA14 3BZ	£45,000	22/12/2022	Terraced
33 PETER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3DW	£128,000	19/12/2022	Terraced
59 VULCANS LANE, WORKINGTON, CUMBERLAND, CA14 2NW	£70,000	09/12/2022	Terraced
17 BELVEDERE STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NE	£129,000	02/12/2022	Terraced
29 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NH	£110,000	18/11/2022	Terraced
Same street 55 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ	£131,000	20/10/2022	Terraced
Same street 59 GRAY STREET, WORKINGTON, CUMBERLAND, CA14 2NQ	£100,000	09/08/2022	Semi-detached
Same street 120 GRAY STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NQ	£95,000	28/01/2022	Terraced

Street average: £112,750 (4 sales)

Area average: £95,038 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.3%

10y growth 24.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 2NQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Braniff & Davidson	0.1 miles
Shop	Diamons Nails	0.1 miles
Bus stop	Oxford St (E bound)	0.1 miles
Bus stop	John Street at Victoria Place	0.1 miles
Hospital	Workington Community Hospital	0.1 miles
Train station	Workington	0.5 miles
Train station	Harrington	2.1 miles
Hospital	Cockermouth Community Hospital	7.8 miles
University	UCLan Westlakes Campus	8.4 miles

Street-level crime

Category	Count
Violence and sexual offences	85
Public order	20
Anti-social behaviour	17
Criminal damage and arson	16
Shoplifting	16
Other theft	12
Drugs	10
Other crime	9
Burglary	5
Possession of weapons	2
Robbery	1
Vehicle crime	1
Total incidents	194

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Josephs Catholic High School, Workington	Secondary	0.2 miles	Requires improvement — 21 Jan 2024
St Patrick's Catholic Primary School	Primary	0.3 miles	Good — 8 Jun 2015
Victoria Junior School	Primary	0.3 miles	Good — 16 Nov 2018
St Michael's Nursery and Infant School	Primary	0.4 miles	Good — 11 Feb 2015
Ashfield Infant & Nursery School	Primary	0.4 miles	Outstanding — 3 Dec 2018

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.95%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).