# 2 bedroom terraced house for sale (SK3 9HA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 66 OLD CHAPEL STREET, STOCKPORT, GREATER MANCHESTER SK3 9HA |
| Price | £200,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 61 m² |
| Last sold | £105,000 May 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 25/06/2028
- **Current heating cost:** £470/year
- **Est. upgrade cost to C:** £21,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8404-5160-0729-3627-9683)

## Description

Situated in the heart of Edgeley, just a short five-minute walk from Stockport Train Station, this well-presented two-bedroom mid-terrace property offers an excellent opportunity for first-time buyers looking to step onto the property ladder. With local amenities close by and superb transport links, the location is both convenient and highly desirable.

Upon entering the property, you are welcomed by a spacious and inviting lounge, enhanced by large windows that flood the room with natural light, creating a bright and airy living space. To the rear, the property opens into a modern open-plan kitchen diner, ideal for both everyday living and entertaining, with ample space for dining and socialising. The kitchen also features a brand new fitted boiler. 

Upstairs, the property boasts two generously sized double bedrooms, both well-proportioned and tastefully presented, alongside a contemporary family bathroom finished to a modern standard.

Additional benefits include a single-chamber cellar, offering excellent storage potential or scope for future conversion, subject to the necessary permissions. Externally, the property features a good-sized, low-maintenance rear garden—perfect for relaxing or outdoor gatherings.

Presented in move-in ready condition throughout, with spacious rooms and a practical layout, this home is perfectly suited to first-time buyers. Early viewing is highly recommended to fully appreciate all that this property has to offer.

## Property Photos

- ![image00003.jpeg](/listings/photos/89256312/615194) - image00003.jpeg
- ![image00005.jpeg](/listings/photos/89256312/615195) - image00005.jpeg
- ![Master bedroom image 2.png](/listings/photos/89256312/615196) - Master bedroom image 2.png
- ![Lounge.png](/listings/photos/89256312/615197) - Lounge.png
- ![Lounge image 2.png](/listings/photos/89256312/615198) - Lounge image 2.png
- ![image00004.jpeg](/listings/photos/89256312/615199) - image00004.jpeg
- ![Kitchen image 1.png](/listings/photos/89256312/615200) - Kitchen image 1.png
- ![Kitchen image 3.png](/listings/photos/89256312/615201) - Kitchen image 3.png
- ![Kitchen image 2.png](/listings/photos/89256312/615202) - Kitchen image 2.png
- ![image00002.jpeg](/listings/photos/89256312/615203) - image00002.jpeg
- ![image00001.jpeg](/listings/photos/89256312/615204) - image00001.jpeg
- ![2nd Bedroom.png](/listings/photos/89256312/615205) - 2nd Bedroom.png
- ![Bathroom.png](/listings/photos/89256312/615206) - Bathroom.png
- ![Master bedroom image 1.png](/listings/photos/89256312/615207) - Master bedroom image 1.png

## Floorplans

- ![Floorplan.png](/listings/photos/89256312/615208) - Floorplan.png

## EPC Graphs

- ![EPC epcgraph.co.uk](/listings/photos/89256312/615209) - EPC epcgraph.co.uk

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 66 OLD CHAPEL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HA | £105,000 | 18/05/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 WORRALL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9BE | £245,000 | 23/01/2026 | Terraced |
| 63 BOWDON STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HG | £179,000 | 06/01/2026 | Terraced |
| 14 ST MATTHEWS TERRACE, STOCKPORT, GREATER MANCHESTER, SK3 9EY | £160,000 | 26/11/2025 | Terraced |
| 14 CHATHAM STREET, STOCKPORT, GREATER MANCHESTER, SK3 9ED | £172,500 | 24/01/2025 | Terraced |
| 57 FOX STREET, STOCKPORT, GREATER MANCHESTER, SK3 9EL | £185,000 | 25/09/2023 | Terraced |
| 152 GRENVILLE STREET, STOCKPORT, GREATER MANCHESTER, SK3 9EU | £110,000 | 12/09/2023 | Terraced |
| 152 GRENVILLE STREET, STOCKPORT, GREATER MANCHESTER, SK3 9EU | £128,750 | 12/09/2023 | Terraced |
| 15 DERBY STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HF | £182,500 | 07/09/2023 | Terraced |
| 40 FOX STREET, STOCKPORT, GREATER MANCHESTER, SK3 9EL | £225,000 | 14/07/2023 | Terraced |
| 55 WORRALL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9BE | £184,000 | 17/05/2023 | Terraced |
| [Same street] 107 OLD CHAPEL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HA | £147,000 | 24/04/2023 | Terraced |
| 24 ST MATTHEWS ROAD, STOCKPORT, GREATER MANCHESTER, SK3 9AN | £185,000 | 21/04/2023 | Terraced |
| 54 CASTLE STREET, STOCKPORT, GREATER MANCHESTER, SK3 9AD | £580,000 | 03/03/2023 | Terraced |
| 56 CASTLE STREET, STOCKPORT, GREATER MANCHESTER, SK3 9AD | £580,000 | 03/03/2023 | Terraced |
| 46 CHATHAM STREET, STOCKPORT, GREATER MANCHESTER, SK3 9ED | £235,000 | 01/12/2022 | Terraced |
| 101 CASTLE STREET, STOCKPORT, GREATER MANCHESTER, SK3 9AR | £100,000 | 29/11/2022 | Terraced |
| 2 CECIL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9BD | £187,000 | 18/11/2022 | Terraced |
| 18 DERBY STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HF | £175,000 | 27/09/2022 | Terraced |
| 16 ST MATTHEWS ROAD, STOCKPORT, GREATER MANCHESTER, SK3 9EZ | £210,000 | 23/09/2022 | Terraced |
| 51 WORRALL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9BE | £183,000 | 30/08/2022 | Terraced |
| [Same street] 88 OLD CHAPEL STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HA | £158,000 | 25/08/2022 | Terraced |
| 27 YORK STREET, STOCKPORT, GREATER MANCHESTER, SK3 9HJ | £200,500 | 19/08/2022 | Terraced |

**Street average:** £152,500 (2 sales)
**Area average:** £220,363 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £217,191 (55 Terraced, SK3, 2024–2026)
- **Deviation:** -7.9%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £995/mo
- **Realistic:** £1,105/mo
- **Optimistic:** £1,216/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Stockport, SK2 | £899/mo | 2 | 0.62 miles | OpenRent |
| 2 Bed Flat, Princes Street, SK1 | £995/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Flat, Princes Street, SK1 | £995/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Semi-Detached House, Hempshaw Lane, SK1 | £1,300/mo | 2 | 1 miles | OpenRent |
| 2 Bed Flat, Green Lane, SK4 | £1,000/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Terraced House, Turncroft Lane, SK1 | £1,150/mo | 2 | 1.06 miles | OpenRent |

**Average rent: £1,057/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £124,750
- **Target investor price (1%):** £99,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £998/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £86/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,279/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.4%
- **10y growth:** 63.5%

## House Price Index (HM Land Registry)

*Official index for Stockport; Terraced series; as of May 2026.*

- **1y growth (index):** 6.4%
- **5y growth (index):** 28.7%
- **10y growth (index):** 68.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)