Sold STC Terraced

89 WINDERMERE ROAD

LANCASTER, LANCASHIRE LA1 3EZ

2 beds 2 baths 72 m² Listed 10 Feb 2025 (-488d)

£210,000

Reduced on 8 Aug 2025

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Property photo

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Property details

Tenure

FREEHOLD

Floor area

72 m²

Council tax band

A

Last sold

£197,000 Dec 2025

Local average

£174,018 (+20.7%)

Deprivation

Decile 10 (30,802 of 33,755)

Street crime

294 incidents within 1 mile (Apr 2026)

Key features

  • 2 Bed Mid Terraced House
  • 2 Reception Rooms
  • Gas Central Heating & Double Glazing
  • Many Period Features
  • Much Sought After FREEHOLD Area
  • En Suite to Master Bedroom
  • Large Mature Rear Garden
  • Ground Floor Wet Room

Additional details

Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Sue Bridges Estate Agents are delighted to bring to the market this fabulous, two bedroom, mid terraced house located in the ever popular area of Freehold. Close by are Williamson Park, Lancaster Royal Grammar School and the city centre with it's array of shops, pubs and restaurants. The accommodation briefly comprises: dining room, living room, kitchen, utility and wet room to the ground floor. To the first floor there are two double bedrooms and an en-suite shower room. Externally there is a huge rear garden which has an abundance of trees, shrubs and plants, a small garden and on street parking to the front. The gardens were fully landscaped in 2022 and other benefits include a new roof and a new boiler both in 2023. If you are looking for a period property, with modern fittings and a huge garden, then this could be the one for you!

Council Tax Band: A (Lancaster City Council)
Tenure: Freehold

Listed by

Lancaster

Sue Bridges Lettings LTD

Reference: 158019359

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC

EPC

Price history

146% since 2012

Event Date Price % change
Sold 05/12/2025 (6 months ago) £197,000 +19.4%
Sold 23/08/2013 (12 years ago) £165,000 +106.3%
Sold 25/07/2012 (13 years ago) £80,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
42 PARK ROAD, LANCASTER, LANCASHIRE, LA1 3EJ £110,000 19/12/2025 Terraced
25 PARK SQUARE, LANCASTER, LANCASHIRE, LA1 3EH £147,750 09/12/2025 Terraced
24 MILL STREET, LANCASTER, LANCASHIRE, LA1 3PL £145,000 23/07/2025 Terraced
42 RYDAL ROAD, LANCASTER, LANCASHIRE, LA1 3HA £340,000 08/01/2025 Terraced
Same street 78 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EZ £380,000 30/11/2023 Terraced
2 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EX £219,000 30/11/2023 Terraced
27 MOOR CLOSE, LANCASTER, LANCASHIRE, LA1 3QP £152,500 14/11/2023 Terraced
24 BORROWDALE ROAD, LANCASTER, LANCASHIRE, LA1 3PW £155,000 06/11/2023 Terraced
45 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EX £261,500 03/11/2023 Terraced
95 ULLSWATER ROAD, LANCASTER, LANCASHIRE, LA1 3PX £145,000 05/10/2023 Terraced
33 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EX £290,000 20/09/2023 Terraced
45 PARK ROAD, LANCASTER, LANCASHIRE, LA1 3EJ £206,000 07/08/2023 Terraced
Same street 62 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EZ £288,000 31/05/2023 Terraced
32 PARK ROAD, LANCASTER, LANCASHIRE, LA1 3EJ £167,950 02/05/2023 Terraced
23 GARNET STREET, LANCASTER, LANCASHIRE, LA1 3PN £160,000 02/05/2023 Terraced
17 PARK SQUARE, LANCASTER, LANCASHIRE, LA1 3EH £125,000 28/04/2023 Terraced
12 GRASMERE ROAD, LANCASTER, LANCASHIRE, LA1 3HE £155,000 31/03/2023 Terraced
15 PARK SQUARE, LANCASTER, LANCASHIRE, LA1 3EH £285,000 23/02/2023 Terraced
Same street 72 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EZ £215,222 02/02/2023 Terraced
9 ULLSWATER ROAD, LANCASTER, LANCASHIRE, LA1 3PP £190,000 31/01/2023 Terraced
97 ULLSWATER ROAD, LANCASTER, LANCASHIRE, LA1 3PX £188,000 19/12/2022 Terraced
13 GARNET STREET, LANCASTER, LANCASHIRE, LA1 3PN £145,000 15/12/2022 Terraced
14 BORROWDALE ROAD, LANCASTER, LANCASHIRE, LA1 3PW £205,000 09/12/2022 Terraced
Same street 84 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EZ £205,000 25/08/2022 Terraced
Same street 73 WINDERMERE ROAD, LANCASTER, LANCASHIRE, LA1 3EZ £250,000 10/12/2021 Terraced

Street average: £267,644 (5 sales)

Area average: £189,635 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10%
10y growth 10.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: Terraced. As of March 2026.

1y (index) 0.1%
5y (index) 18.9%
10y (index) 48.7%

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £724/mo
Realistic £804/mo
Optimistic £884/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for Lancaster: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA1 3EZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Dalton Road East 0.0 miles
Shop Brooksy's 0.1 miles
Bus stop Unknown 0.1 miles
Shop Luckeysł 0.1 miles
Hospital The Lancaster Hospital 0.5 miles
University University of Cumbria, Lancaster Campus 0.6 miles
Hospital Royal Lancaster Infirmary 0.7 miles
Train station Lancaster 0.8 miles
University Hazelrigg Weather Station 2.5 miles
Train station Bare Lane 2.6 miles

Street-level crime

Category Count
Violence and sexual offences 88
Anti-social behaviour 69
Shoplifting 36
Criminal damage and arson 28
Public order 16
Drugs 12
Burglary 9
Other theft 9
Vehicle crime 7
Other crime 6
Robbery 5
Bicycle theft 4
Possession of weapons 3
Theft from the person 2
Total incidents 294

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Lancaster Royal Grammar School Secondary 0.2 miles Good — 10 Jan 2022
Lancaster Christ Church Church of England Primary School Primary 0.2 miles Good — 26 Dec 2012
The Cathedral Catholic Primary School, Lancaster Primary 0.3 miles Good — 23 May 2016
Castle View Primary Academy Primary 0.3 miles Inadequate — 6 Feb 2020
Central Lancaster High School Secondary 0.4 miles Good — 29 Oct 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Westham Street, LA1 £850/mo 2 0.49 miles OpenRent
2 Bed Flat, York Road, LA1 £950/mo 2 0.94 miles OpenRent

Average rent: £900/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.43%
Max investor price (0.8%) £112,500
Target investor price (1%) £90,000
Gross yield 5.1%
Cost-to-rent ratio 19.4×
Monthly cashflow £-42/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -0.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).
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