# 2 bedroom ground floor flat for sale (CA14 4UP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 WOLLENSCROFT, WORKINGTON, STAINBURN, CUMBERLAND CA14 4UP |
| Price | £90,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £90,000 Jul 2025 |

## Description

Offered for sale with NO CHAIN, Nestled in the heart of a popular and sought-after village on the outskirts of Workington, this beautifully presented two-bedroom ground floor flat promises both comfort and convenience, making it an ideal choice for first-time buyers or those seeking to downsize.

The property is offered for sale with no forward chain, ensuring a straightforward move-in process. 

Step inside to discover a welcoming entrance hall, which offers excellent storage and provides access to the bedrooms, shower room and living space.There is a lovely spacious open plan lounge diner, where natural light pours in, highlighting the modern fireplace and creating a warm, inviting atmosphere. The kitchen, fitted with attractive wood effect units, offers ample storage and workspace, perfect for preparing your favourite meals. 

Both bedrooms are generously proportioned and feature fitted wardrobes, providing plenty of storage for your belongings. The master bedroom boasts patio doors that open directly onto the rear garden, seamlessly blending indoor and outdoor living, perfect for enjoying your morning coffee on the decking. 

The outside space truly sets this property apart. At the front there is a low maintenance lawned garden which is fenced around. To the rear, you will find a private, fully enclosed garden that offers a tranquil retreat to relax or entertain. A decked seating area provides the perfect spot for summer barbeques or morning coffee, while the lawn offers space for children to play or for keen gardeners to add their personal touch. There is a brick shed with power land light ideal for tumble dryer and storage. The garden is easily accessible from the master bedroom, offering a wonderful sense of privacy and connection to the outdoors. 

Additional benefits include a separate garage with a newly replaced roof, offering secure off-road parking and extra storage, as well as double glazing and efficient heating throughout the flat with a boiler less than 5 years old. 

The flat’s location combines the best of village living with easy access to Workington’s amenities, and scenic countryside walks. Whether you are seeking a peaceful haven to call home or a convenient base with easy access to the Western Lakes, this property delivers on every front. 

We warmly invite you to arrange a viewing and experience all that this delightful ground floor flat has to offer. Please contact us today to book your visit and take the first step towards making this charming property your new home.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/171386492/732098)
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## Floorplans

- ![Floorplan 1](/listings/photos/171386492/732182) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/171386492/732189) - EPC 1

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #3740039
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 22/05/2006
- **Work Completed:** 05/05/2006
- **Items:** 1 door(s)

### FENSA Certificate #11450256
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 16/02/2016
- **Work Completed:** 22/01/2016
- **Items:** 1 window(s)

### FENSA Certificate #12020290
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 07/11/2016
- **Work Completed:** 05/05/2016
- **Items:** 1 window(s)

### FENSA Certificate #13020977
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 23/07/2018
- **Work Completed:** 07/02/2017
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £90,000 | 22/07/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 10 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £85,000 | 17/03/2023 | Flat |
| [Same street] 27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £127,500 | 28/10/2022 | Terraced |
| [Same street] 15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £97,500 | 14/09/2021 | Terraced |

**Street average:** £103,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £113,500 (2 Flat, CA14, 2024–2026)
- **Deviation:** -20.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hall Park View, CA14 | £600/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Flat, Washington Street, CA14 | £650/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed End Terrace, Kelly Street, CA14 | £580/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Terraced House, John St, CA14 | £695/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £700/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £650/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Flat, Gray St, CA14 | £550/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Terraced House, Hartington St, CA14 | £695/mo | 2 | 1.13 miles | OpenRent |

**Average rent: £640/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £206/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 192.3%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)