# 2 bedroom end of terrace house for sale (ST7 1LT) ## Property Details | Key | Value | |-----|-------| | Address | Congleton Road, Talke, ST7, ST7 1LT | | Price | £125,000 | | Bedrooms | 2 | | Bathrooms | 1 | ## Description Our latest listing is a 2 bedroom End Terrace House located in Talke. It is in close proximity to valuable amenities, is able to generate rewarding rental returns and has a tenant currently situated. For investors looking to expand their portfolio, this is a fantastic opportunity! This well-kept home features 2 well-sized bedrooms, a modern bathroom, a versatile reception room, a private back garden perfect for outdoor living, and secure driveway parking. Investment details It currently produces an annual gross income of £8,340 with tenants currently situated. Considering the purchase price and the potential rental income that could be earned in future years, this will make for a worthwhile addition to an investors property portfolio. For greater detail on this property's investment potential, please see the Let Property Pack linked below. If you are interested, please call us. Tenancy Details The current tenants have lived in the property for several years and have consistently paid their rent for the duration of their stay. They do not have any intentions to move out so hope to remain in the property. We are committed to facilitating a smooth transaction process between buyer and seller. To allow for maximum commitment to the sale from both parties, a Buyers Premium will apply in order to secure a property. ## Property Photos - ![Photo](/listings/photos/87293601/642805) - ![Photo](/listings/photos/87293601/642806) - ![Photo](/listings/photos/87293601/642807) - ![Photo](/listings/photos/87293601/642808) - ![Photo](/listings/photos/87293601/642809) - ![Photo](/listings/photos/87293601/642810) - ![Photo](/listings/photos/87293601/642811) - ![Photo](/listings/photos/87293601/642812) - ![Photo](/listings/photos/87293601/642813) - ![Photo](/listings/photos/87293601/642814) - ![Photo](/listings/photos/87293601/642815) - ![Photo](/listings/photos/87293601/642816) - ![Photo](/listings/photos/87293601/642817) - ![Photo](/listings/photos/87293601/642818) - ![Photo](/listings/photos/87293601/642819) - ![Photo](/listings/photos/87293601/642820) - ![Photo](/listings/photos/87293601/642821) - ![Photo](/listings/photos/87293601/642822) - ![Photo](/listings/photos/87293601/642823) - ![Photo](/listings/photos/87293601/642824) ## Floorplans - ![Floor Plan](/listings/photos/87293601/642825) - Floor Plan ## EPC Graphs - ![EPC](/listings/photos/87293601/642826) - EPC ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 179 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LS | £130,000 | 05/01/2026 | Terraced | | [Same street] 182 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LT | £150,000 | 26/04/2023 | Terraced | | [Same street] 206 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LT | £85,000 | 20/04/2023 | Terraced | | 179 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LS | £140,000 | 16/03/2023 | Terraced | | [Same street] 184 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LT | £110,000 | 27/05/2022 | Terraced | | [Same street] 204 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LT | £126,500 | 24/09/2021 | Terraced | | [Same street] 170 CONGLETON ROAD, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1LT | £6,000 | 16/07/2021 | Other | **Street average:** £95,500 (5 sales) **Area average:** £135,000 (2 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £153,085 (53 Terraced, ST7, 2024–2026) - **Deviation:** -18.3% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 1.21 miles | Rightmove | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.88% (okay) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 10.6% - **Cost-to-rent:** 9.5× - **Monthly cashflow:** £473/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 19% - **10y growth:** 45.4% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)