# 3 bedroom end of terrace house for sale (ME7 4DF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 FRANKLIN ROAD, GILLINGHAM, MEDWAY ME7 4DF |
| Price | £139,995 |
| Bedrooms | 3 |
| Last sold | £132,500 Aug 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/02/2034
- **Est. upgrade cost to C:** £24,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0400-0825-0022-6392-3243)

## Description

You may think that this is just another Gillingham older style house. Think again, as you can not fail but to be impressed by the amount of space that it offers. No walking straight into the lounge, like in most Victorian houses, and with 2 reception rooms and 3 separate double bedrooms there should be plenty of room for all the family to have there own space and not get under each others feet. If you want to avoid any major expense then the fact that it offers double glazing and central heating should be attractive. The good size modern kitchen is larger than most with plenty of cupboard space and work surfaces, ideal for those budding chefs. And if you are after a bit of luxury then why not light the scented candles and lay back in your claw foot bath and relax and forget your cares and worries. If all this wasn't enough its location is also ideal. There is a supermarket just along the road and its only 1/4 of a mile walk to the High Street, with plenty of shops and the main line railway station. So if you commute by train to London then enjoy those precious few extra minutes in bed, before a quick stroll to the station and you can be in London within the hour.What the Owner says:

When we were looking to buy 6 years ago we were looking for a large house that would accommodate a family of 6. That proved to be no easy task! 

So many houses were just too small and to find 3 separate bedrooms proved very difficult, so when we first viewed this one it was an easy decision to buy, as not only did it have all the space that we needed, it was also in a very good condition. In fact other than some decorating and recently replacing the boiler, we have had to do very little. It has proved to be a great family home and so convenient, as I do not drive so having everything on my doorstep is perfect and its only a short walk to the station and bus depot if i need to go further a field.Room sizes:**Hallway****Lounge**: 14'2 × 12' (4.32m × 3.66m)**Lobby****Dining Room**: 12'1 × 12' (3.69m × 3.66m)**Kitchen**: 10'10 × 8'10 (3.3m × 2.69m)**Rear Lobby****Bathroom****Landing****Bedroom 1**: 14'1 × 10' (4.3m × 3.05m)**Bedroom 2**: 12' × 9' (3.66m × 2.75m)**Bedroom 3**: 11' × 9' (3.36m × 2.75m)**Rear Garden** 

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

## Property Photos

- ![Front Elevation](/listings/photos/26926560/1321029) - Front Elevation
- ![Kitchen Area](/listings/photos/26926560/1321032) - Kitchen Area
- ![Lounge Area](/listings/photos/26926560/1321035) - Lounge Area
- ![Dining Area](/listings/photos/26926560/1321039) - Dining Area
- ![Bathroom](/listings/photos/26926560/1321045) - Bathroom
- ![Rear Garden](/listings/photos/26926560/1321049) - Rear Garden
- ![Bedroom 1](/listings/photos/26926560/1321052) - Bedroom 1
- ![Bathroom](/listings/photos/26926560/1321056) - Bathroom

## Floorplans

- ![Ground Floor plan](/listings/photos/26926560/1321059) - Ground Floor plan
- ![First Floor plan](/listings/photos/26926560/1321062) - First Floor plan

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2037971
- **Address:** 26 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 20/09/2004
- **Work Completed:** 13/08/2004
- **Items:** 14 window(s), 4 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £132,500 | 05/08/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 191 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £292,000 | 15/01/2026 | Terraced |
| [Same street] 29 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 19/12/2025 | Terraced |
| [Same street] 25 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £355,000 | 28/03/2025 | Semi-detached |
| 2A KINGSWOOD ROAD, GILLINGHAM, MEDWAY, ME7 1EA | £330,000 | 17/01/2025 | Terraced |
| [Same street] 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £260,000 | 19/09/2024 | Terraced |
| 178 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £230,000 | 28/11/2023 | Terraced |
| [Same street] 20 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 27/10/2023 | Terraced |
| 19 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £210,000 | 23/10/2023 | Terraced |
| 27 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £233,000 | 09/10/2023 | Terraced |
| 49 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £222,000 | 12/07/2023 | Terraced |
| 18 WINDSOR ROAD, GILLINGHAM, MEDWAY, ME7 4QN | £195,000 | 29/03/2023 | Terraced |
| 136 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £257,000 | 18/03/2023 | Terraced |
| 158 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £250,000 | 22/12/2022 | Terraced |
| 197 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QH | £283,000 | 29/11/2022 | Terraced |
| 169 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £290,500 | 28/11/2022 | Terraced |
| 148 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £275,000 | 18/11/2022 | Terraced |
| 130 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DG | £265,000 | 01/11/2022 | Terraced |
| 2A OSBORNE ROAD, GILLINGHAM, MEDWAY, ME7 4PX | £185,000 | 24/10/2022 | Terraced |
| 122 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £320,000 | 07/10/2022 | Terraced |
| 180 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £280,000 | 09/09/2022 | Terraced |
| 45 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £200,000 | 01/09/2022 | Terraced |
| 7 MERLIN WAY, GILLINGHAM, MEDWAY, ME7 4JN | £305,000 | 11/08/2022 | Terraced |
| 132 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £278,500 | 10/08/2022 | Terraced |
| 113 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QQ | £260,000 | 22/07/2022 | Terraced |
| [Same street] 46 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £280,000 | 16/02/2022 | Terraced |
| [Same street] 18 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £197,000 | 23/08/2021 | Terraced |

**Street average:** £282,000 (6 sales)
**Area average:** £258,050 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £251,701 (126 Terraced, ME7, 2024–2026)
- **Deviation:** -44.4%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Victoria Street, ME7 | £2,100/mo | 3 | 0.19 miles | OpenRent |

**Average rent: £2,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.5% (strong)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 18%
- **Cost-to-rent:** 5.6×
- **Monthly cashflow:** £1,314/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 38.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,609/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.5%
- **10y growth:** 32.1%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)