Sold STC End of terrace

26 FRANKLIN ROAD

GILLINGHAM, MEDWAY ME7 4DF

3 beds 87 m² Listed 20 May 2013 (-4811d)

£139,995

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# 3 bedroom end of terrace house for sale (ME7 4DF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 FRANKLIN ROAD, GILLINGHAM, MEDWAY ME7 4DF |
| Price | £139,995 |
| Bedrooms | 3 |
| Last sold | £132,500 Aug 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/02/2034
- **Est. upgrade cost to C:** £24,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0400-0825-0022-6392-3243)

## Description

When we were looking to buy 6 years ago we were looking for a large house that would accommodate a family of 6. That proved to be no easy task!

So many houses were just too small and to find 3 separate bedrooms proved very difficult, so when we first viewed this one it was an easy decision to buy, as not only did it have all the space that we needed, it was also in a very good condition. In fact other than some decorating and recently replacing the boiler, we have had to do very little. It has proved to be a great family home and so convenient, as I do not drive so having everything on my doorstep is perfect and its only a short walk to the station and bus depot if i need to go further a field.Room sizes:**Hallway****Lounge**: 14'2 × 12' (4.32m × 3.66m)**Lobby****Dining Room**: 12'1 × 12' (3.69m × 3.66m)**Kitchen**: 10'10 × 8'10 (3.3m × 2.69m)**Rear Lobby****Bathroom****Landing****Bedroom 1**: 14'1 × 10' (4.3m × 3.05m)**Bedroom 2**: 12' × 9' (3.66m × 2.75m)**Bedroom 3**: 11' × 9' (3.36m × 2.75m)**Rear Garden**

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

## Property Photos

- ![Front Elevation](/listings/photos/26926560/1321029) - Front Elevation
- ![Kitchen Area](/listings/photos/26926560/1321032) - Kitchen Area
- ![Lounge Area](/listings/photos/26926560/1321035) - Lounge Area
- ![Dining Area](/listings/photos/26926560/1321039) - Dining Area
- ![Bathroom](/listings/photos/26926560/1321045) - Bathroom
- ![Rear Garden](/listings/photos/26926560/1321049) - Rear Garden
- ![Bedroom 1](/listings/photos/26926560/1321052) - Bedroom 1
- ![Bathroom](/listings/photos/26926560/1321056) - Bathroom

## Floorplans

- ![Ground Floor plan](/listings/photos/26926560/1321059) - Ground Floor plan
- ![First Floor plan](/listings/photos/26926560/1321062) - First Floor plan

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2037971
- **Address:** 26 Franklin Road, Gillingham, ME7 4DF
- **Certificate Issued:** 20/09/2004
- **Work Completed:** 13/08/2004
- **Items:** 14 window(s), 4 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £132,500 | 05/08/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 191 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £292,000 | 15/01/2026 | Terraced |
| [Same street] 29 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 19/12/2025 | Terraced |
| [Same street] 25 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £355,000 | 28/03/2025 | Semi-detached |
| 2A KINGSWOOD ROAD, GILLINGHAM, MEDWAY, ME7 1EA | £330,000 | 17/01/2025 | Terraced |
| [Same street] 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £260,000 | 19/09/2024 | Terraced |
| 178 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £230,000 | 28/11/2023 | Terraced |
| [Same street] 20 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £300,000 | 27/10/2023 | Terraced |
| 19 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £210,000 | 23/10/2023 | Terraced |
| 27 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB | £233,000 | 09/10/2023 | Terraced |
| 49 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £222,000 | 12/07/2023 | Terraced |
| 18 WINDSOR ROAD, GILLINGHAM, MEDWAY, ME7 4QN | £195,000 | 29/03/2023 | Terraced |
| 136 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £257,000 | 18/03/2023 | Terraced |
| 158 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £250,000 | 22/12/2022 | Terraced |
| 197 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QH | £283,000 | 29/11/2022 | Terraced |
| 169 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP | £290,500 | 28/11/2022 | Terraced |
| 148 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY | £275,000 | 18/11/2022 | Terraced |
| 130 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DG | £265,000 | 01/11/2022 | Terraced |
| 2A OSBORNE ROAD, GILLINGHAM, MEDWAY, ME7 4PX | £185,000 | 24/10/2022 | Terraced |
| 122 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £320,000 | 07/10/2022 | Terraced |
| 180 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS | £280,000 | 09/09/2022 | Terraced |
| 45 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA | £200,000 | 01/09/2022 | Terraced |
| 7 MERLIN WAY, GILLINGHAM, MEDWAY, ME7 4JN | £305,000 | 11/08/2022 | Terraced |
| 132 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR | £278,500 | 10/08/2022 | Terraced |
| 113 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QQ | £260,000 | 22/07/2022 | Terraced |
| [Same street] 46 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £280,000 | 16/02/2022 | Terraced |
| [Same street] 18 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF | £197,000 | 23/08/2021 | Terraced |

**Street average:** £282,000 (6 sales)
**Area average:** £258,050 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £251,701 (126 Terraced, ME7, 2024–2026)
- **Deviation:** -44.4%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Victoria Street, ME7 | £2,100/mo | 3 | 0.19 miles | OpenRent |

**Average rent: £2,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.5% (strong)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 18%
- **Cost-to-rent:** 5.6×
- **Monthly cashflow:** £1,314/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 38.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,609/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.5%
- **10y growth:** 32.1%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Elevation Kitchen Area Lounge Area Dining Area Bathroom Rear Garden Bedroom 1 Bathroom

/ 8

Property details

Floor area

87 m²

EPC rating

Last sold

£132,500 Aug 2013

Price per m²

£1,609/m²

Local average

£251,701 (-44.4%)

Deprivation

Decile 2 (4,745 of 33,755)

Street crime

662 incidents within 1 mile (May 2026)

Key features

3 separate double bedrooms
2 reception rooms
Modern kitchen & bathroom
Gas central heating
Double glazing
EPC energy rating E (50)

Additional details

Parking: Yes
Garden: Yes

Description

You may think that this is just another Gillingham older style house. Think again, as you can not fail but to be impressed by the amount of space that it offers. No walking straight into the lounge, like in most Victorian houses, and with 2 reception rooms and 3 separate double bedrooms there should be plenty of room for all the family to have there own space and not get under each others feet. If you want to avoid any major expense then the fact that it offers double glazing and central heating should be attractive. The good size modern kitchen is larger than most with plenty of cupboard space and work surfaces, ideal for those budding chefs. And if you are after a bit of luxury then why not light the scented candles and lay back in your claw foot bath and relax and forget your cares and worries. If all this wasn't enough its location is also ideal. There is a supermarket just along the road and its only 1/4 of a mile walk to the High Street, with plenty of shops and the main line railway station. So if you commute by train to London then enjoy those precious few extra minutes in bed, before a quick stroll to the station and you can be in London within the hour.What the Owner says:
When we were looking to buy 6 years ago we were looking for a large house that would accommodate a family of 6. That proved to be no easy task!
So many houses were just too small and to find 3 separate bedrooms proved very difficult, so when we first viewed this one it was an easy decision to buy, as not only did it have all the space that we needed, it was also in a very good condition. In fact other than some decorating and recently replacing the boiler, we have had to do very little. It has proved to be a great family home and so convenient, as I do not drive so having everything on my doorstep is perfect and its only a short walk to the station and bus depot if i need to go further a field.Room sizes:HallwayLounge: 14'2 × 12' (4.32m × 3.66m)LobbyDining Room: 12'1 × 12' (3.69m × 3.66m)Kitchen: 10'10 × 8'10 (3.3m × 2.69m)Rear LobbyBathroomLandingBedroom 1: 14'1 × 10' (4.3m × 3.05m)Bedroom 2: 12' × 9' (3.66m × 2.75m)Bedroom 3: 11' × 9' (3.36m × 2.75m)Rear Garden
The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

Listed by

Gillingham

Arun Estates

Reference: 26926560

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 12/02/2024

Expiry date: 11/02/2034

Est. upgrade cost to C: £24,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor plan

First Floor plan

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2037971

Property Details

Street: 26 Franklin Road

Town: Gillingham

Postcode: ME7 4DF

Installation Details

Items: 14 windows and 4 doors

Certificate Issued: 20/09/2004

Work Completed: 13/08/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	05/08/2013 (12 years ago)	£132,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
191 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP	£292,000	15/01/2026	Terraced
Same street 29 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£300,000	19/12/2025	Terraced
Same street 25 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£355,000	28/03/2025	Semi-detached
2A KINGSWOOD ROAD, GILLINGHAM, MEDWAY, ME7 1EA	£330,000	17/01/2025	Terraced
Same street 12 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£260,000	19/09/2024	Terraced
178 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY	£230,000	28/11/2023	Terraced
Same street 20 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£300,000	27/10/2023	Terraced
19 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB	£210,000	23/10/2023	Terraced
27 NAPIER ROAD, GILLINGHAM, MEDWAY, ME7 4HB	£233,000	09/10/2023	Terraced
49 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA	£222,000	12/07/2023	Terraced
18 WINDSOR ROAD, GILLINGHAM, MEDWAY, ME7 4QN	£195,000	29/03/2023	Terraced
136 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR	£257,000	18/03/2023	Terraced
158 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS	£250,000	22/12/2022	Terraced
197 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QH	£283,000	29/11/2022	Terraced
169 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EP	£290,500	28/11/2022	Terraced
148 GILLINGHAM ROAD, GILLINGHAM, MEDWAY, ME7 4EY	£275,000	18/11/2022	Terraced
130 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DG	£265,000	01/11/2022	Terraced
2A OSBORNE ROAD, GILLINGHAM, MEDWAY, ME7 4PX	£185,000	24/10/2022	Terraced
122 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR	£320,000	07/10/2022	Terraced
180 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QS	£280,000	09/09/2022	Terraced
45 DUNCAN ROAD, GILLINGHAM, MEDWAY, ME7 4LA	£200,000	01/09/2022	Terraced
7 MERLIN WAY, GILLINGHAM, MEDWAY, ME7 4JN	£305,000	11/08/2022	Terraced
132 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QR	£278,500	10/08/2022	Terraced
113 BALMORAL ROAD, GILLINGHAM, MEDWAY, ME7 4QQ	£260,000	22/07/2022	Terraced
Same street 46 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£280,000	16/02/2022	Terraced
Same street 18 FRANKLIN ROAD, GILLINGHAM, MEDWAY, ME7 4DF	£197,000	23/08/2021	Terraced

Street average: £282,000 (6 sales)

Area average: £258,050 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.5%

10y growth 32.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of April 2026.

1y (index) 0.5%

5y (index) 16%

10y (index) 39.7%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,114/mo

Realistic £1,238/mo

Optimistic £1,362/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Chelmsford: £1,197/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME7 4DF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Aldi	0.1 miles
Shop	Thomas Fowle & Sons Funeral Directors	0.1 miles
Shop	ABI supermarket	0.1 miles
Train station	Gillingham	0.1 miles
Train station	Fort Apache	0.9 miles
University	Unknown	0.9 miles
Hospital	The Somerfield Hospital	7.8 miles

Street-level crime

Category	Count
Violence and sexual offences	241
Anti-social behaviour	146
Criminal damage and arson	63
Other theft	44
Public order	33
Other crime	31
Shoplifting	28
Vehicle crime	22
Drugs	18
Burglary	17
Possession of weapons	8
Bicycle theft	5
Robbery	5
Theft from the person	1
Total incidents	662

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's Catholic Primary School	Primary	0.2 miles	Good — 18 Jun 2023
Napier Community Primary and Nursery Academy	Primary	0.3 miles	Good — 28 Jan 2020
Barnsole Primary School	Primary	0.3 miles	Good — 29 Apr 2024
Oasis Academy Skinner Street	Primary	0.4 miles	Good — 17 Nov 2021
Saxon Way Primary School	Primary	0.5 miles	Good — 6 Jul 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Victoria Street, ME7	£2,100/mo	3	0.19 miles	OpenRent

Average rent: £2,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.5%

Max investor price (0.8%) £262,500

Target investor price (1%) £210,000

Gross yield 18%

Cost-to-rent ratio 5.6×

Monthly cashflow £1,314/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 38.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).