# 3 bedroom semi-detached house for sale (PE1 5BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 129 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH PE1 5BA |
| Price | £130,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 68 m² |
| Last sold | £115,000 Aug 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £1,214/year
- **Est. upgrade cost to C:** £19,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9270-3034-5202-5864-8200)

## Description

*Investment Opportunity* Currently tenanted this property receives a monthly rental income of £585. This established 3 bedroom semi-detached property has an entrance hall to lounge, dining room & kitchen downstairs with bedrooms & bathroom on the first floor. Outside is an enclosed garden & garage.

## Property Photos

- ![Front Aspect](/listings/photos/41463831/254770) - Front Aspect

## Floorplans

- ![Floorplan One](/listings/photos/41463831/254771) - Floorplan One
- ![Floorplan Two](/listings/photos/41463831/254772) - Floorplan Two

## EPC Graphs

- ![Energy Perform...](/listings/photos/41463831/254773) - Energy Perform...

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6181734
- **Address:** 129 Fengate, PETERBOROUGH, PE1 5BA
- **Certificate Issued:** 08/12/2008
- **Work Completed:** 10/10/2008
- **Items:** 1 door(s)

### FENSA Certificate #3579702
- **Address:** 129 Fengate, PETERBOROUGH, PE1 5BA
- **Certificate Issued:** 21/03/2006
- **Work Completed:** 29/06/2005
- **Items:** 8 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 129 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £115,000 | 17/08/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 75 HARTLEY AVENUE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5DF | £230,000 | 22/08/2025 | Semi-detached |
| [Same street] 39 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £2,000 | 04/09/2023 | Other |
| [Same street] 53 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £161,500 | 28/04/2023 | Terraced |
| 63 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £168,000 | 11/11/2022 | Semi-detached |
| [Same street] 87 UNIT 1 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £150,000 | 05/10/2022 | Other |
| 49 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £205,000 | 23/05/2022 | Semi-detached |
| [Same street] 57 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £154,000 | 08/04/2022 | Terraced |
| 35 ATKINSON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HW | £180,000 | 15/10/2021 | Semi-detached |
| 36 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HJ | £230,000 | 30/09/2021 | Semi-detached |
| 69 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £169,000 | 16/09/2021 | Semi-detached |
| 45 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £143,000 | 30/07/2021 | Semi-detached |

**Street average:** £116,875 (4 sales)
**Area average:** £189,286 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,200 (35 Semi-detached, PE1, 2024–2026)
- **Deviation:** -43.5%

## Rental Range

*ONS Price Index of Private Rents (Peterborough). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £880/mo
- **Realistic:** £978/mo
- **Optimistic:** £1,076/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £808/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Star Road, PE1 | £1,075/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Semi-Detached House, De Bec Close, PE1 | £1,250/mo | 3 | 0.46 miles | OpenRent |
| 3 Bed Terraced House, Whitsed St, PE1 | £1,200/mo | 3 | 0.64 miles | OpenRent |
| 3 Bed Semi-Detached House, Hawksbill Way, PE2 | £550/mo | 3 | 0.73 miles | OpenRent |

**Average rent: £1,019/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.88% (okay)
- **Max investor price (0.8%):** £142,250
- **Target investor price (1%):** £113,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,138/mo).*

- **Gross yield:** 10.5%
- **Cost-to-rent:** 9.5×
- **Monthly cashflow:** £487/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,912/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.5%
- **10y growth:** 59.7%

## House Price Index (HM Land Registry)

*Official index for City of Peterborough; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 24.6%
- **10y growth (index):** 55.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)