Sold STC Semi-detached

129 FENGATE

PETERBOROUGH, CITY OF PETERBOROUGH PE1 5BA

3 beds 1 baths 68 m² Listed 22 Apr 2016 (-3694d)

£130,000

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# 3 bedroom semi-detached house for sale (PE1 5BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 129 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH PE1 5BA |
| Price | £130,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £115,000 Aug 2016 |

## Description

*Investment Opportunity* Currently tenanted this property receives a monthly rental income of £585. This established 3 bedroom semi-detached property has an entrance hall to lounge, dining room & kitchen downstairs with bedrooms & bathroom on the first floor. Outside is an enclosed garden & garage.

## Property Photos

- ![Front Aspect](/listings/photos/41463831/254770) - Front Aspect

## Floorplans

- ![Floorplan One](/listings/photos/41463831/254771) - Floorplan One
- ![Floorplan Two](/listings/photos/41463831/254772) - Floorplan Two

## EPC Graphs

- ![Energy Perform...](/listings/photos/41463831/254773) - Energy Perform...

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6181734
- **Address:** 129 Fengate, PETERBOROUGH, PE1 5BA
- **Certificate Issued:** 08/12/2008
- **Work Completed:** 10/10/2008
- **Items:** 1 door(s)

### FENSA Certificate #3579702
- **Address:** 129 Fengate, PETERBOROUGH, PE1 5BA
- **Certificate Issued:** 21/03/2006
- **Work Completed:** 29/06/2005
- **Items:** 8 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 129 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £115,000 | 17/08/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 75 HARTLEY AVENUE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5DF | £230,000 | 22/08/2025 | Semi-detached |
| [Same street] 39 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £2,000 | 04/09/2023 | Other |
| [Same street] 53 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £161,500 | 28/04/2023 | Terraced |
| 63 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £168,000 | 11/11/2022 | Semi-detached |
| [Same street] 87 UNIT 1 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £150,000 | 05/10/2022 | Other |
| 49 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £205,000 | 23/05/2022 | Semi-detached |
| [Same street] 57 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA | £154,000 | 08/04/2022 | Terraced |
| 35 ATKINSON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HW | £180,000 | 15/10/2021 | Semi-detached |
| 36 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HJ | £230,000 | 30/09/2021 | Semi-detached |
| 69 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £169,000 | 16/09/2021 | Semi-detached |
| 45 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH | £143,000 | 30/07/2021 | Semi-detached |

**Street average:** £116,875 (4 sales)
**Area average:** £189,286 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,200 (35 Semi-detached, PE1, 2024–2026)
- **Deviation:** -43.5%

## Rental Range

*ONS Price Index of Private Rents (Peterborough). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £880/mo
- **Realistic:** £978/mo
- **Optimistic:** £1,076/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £808/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Star Road, PE1 | £1,075/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Semi-Detached House, De Bec Close, PE1 | £1,250/mo | 3 | 0.46 miles | OpenRent |
| 3 Bed Terraced House, Whitsed St, PE1 | £1,200/mo | 3 | 0.64 miles | OpenRent |
| 3 Bed Semi-Detached House, Hawksbill Way, PE2 | £550/mo | 3 | 0.73 miles | OpenRent |

**Average rent: £1,019/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.88% (okay)
- **Max investor price (0.8%):** £142,250
- **Target investor price (1%):** £113,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,138/mo).*

- **Gross yield:** 10.5%
- **Cost-to-rent:** 9.5×
- **Monthly cashflow:** £487/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.5%
- **10y growth:** 59.7%

## House Price Index (HM Land Registry)

*Official index for City of Peterborough; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 24.6%
- **10y growth (index):** 55.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Aspect

/ 1

Property details

Floor area

68 m²

Last sold

£115,000 Aug 2016

Local average

£230,200 (-43.5%)

Street crime

592 incidents within 1 mile (Mar 2026)

Key features

3 Bedrooms
2 Receptions
PVCu Double Glazing
Fitted Kitchen
Single Garage
Currently Tenanted
Off-Road Parking
Investment Opportunity
£585 pcm Rental Income

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Peterborough

Quentin Marks Estate Agents

Reference: 41463831

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan One

Floorplan Two

EPC Graphs

Energy Perform...

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6181734

Property Details

Street: 129 Fengate

Town: PETERBOROUGH

Postcode: PE1 5BA

Installation Details

Items: 1 door

Certificate Issued: 08/12/2008

Work Completed: 10/10/2008

This certificate data was retrieved from FENSA's database

FENSA Certificate #3579702

Property Details

Street: 129 Fengate

Town: PETERBOROUGH

Postcode: PE1 5BA

Installation Details

Items: 8 windows and 2 doors

Certificate Issued: 21/03/2006

Work Completed: 29/06/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	17/08/2016 (9 years ago)	£115,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
75 HARTLEY AVENUE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5DF	£230,000	22/08/2025	Semi-detached
Same street 39 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA	£2,000	04/09/2023	Other
Same street 53 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA	£161,500	28/04/2023	Terraced
63 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH	£168,000	11/11/2022	Semi-detached
Same street 87 UNIT 1 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA	£150,000	05/10/2022	Other
49 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH	£205,000	23/05/2022	Semi-detached
Same street 57 FENGATE, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5BA	£154,000	08/04/2022	Terraced
35 ATKINSON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HW	£180,000	15/10/2021	Semi-detached
36 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HJ	£230,000	30/09/2021	Semi-detached
69 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH	£169,000	16/09/2021	Semi-detached
45 GLENTON STREET, PETERBOROUGH, CITY OF PETERBOROUGH, PE1 5HH	£143,000	30/07/2021	Semi-detached

Street average: £116,875 (4 sales)

Area average: £189,286 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.5%

10y growth 59.7%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Peterborough. Series: Semi-detached. As of March 2026.

1y (index) 6.1%

5y (index) 24.6%

10y (index) 55.6%

Rental Range

Estimated market rent for Peterborough. Low = conservative, Realistic = average, Optimistic = best case.

Low £880/mo

Realistic £978/mo

Optimistic £1,076/mo

Based on Local Authority from postcode lookup → Peterborough.

LHA (30th percentile) floor for Peterborough: £808/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PE1 5BA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Binders Sewing & Knitting Centre	0.0 miles
Shop	Plumbase	0.0 miles
Bus stop	Unknown	0.2 miles
Bus stop	Star Inn	0.3 miles
University	ARU Peterborough	0.4 miles
University	City College Peterborough	0.6 miles
Train station	Peterborough (NVR)	1.0 miles
Train station	Peterborough	1.1 miles
Hospital	Peterborough City Hospital	2.4 miles
Hospital	Stamford & Rutland Hospital	11.8 miles

Street-level crime

Category	Count
Violence and sexual offences	188
Anti-social behaviour	102
Shoplifting	63
Public order	47
Criminal damage and arson	38
Drugs	33
Vehicle crime	33
Other theft	27
Burglary	21
Other crime	10
Bicycle theft	9
Possession of weapons	9
Robbery	8
Theft from the person	4
Total incidents	592

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bishop Creighton Academy	Primary	0.5 miles	Good — 26 Nov 2023
NeneGate	Other	0.6 miles	Good — 22 Nov 2017
Lime Academy Abbotsmede	Primary	0.7 miles	Good — 28 Apr 2022
Clare Lodge	Other	0.7 miles	— (No rating)
St Thomas More Catholic Primary School	Primary	0.7 miles	Good — 23 Jun 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Star Road, PE1	£1,075/mo	3	0.39 miles	OpenRent
3 Bed Semi-Detached House, De Bec Close, PE1	£1,250/mo	3	0.46 miles	OpenRent
3 Bed Terraced House, Whitsed St, PE1	£1,200/mo	3	0.64 miles	OpenRent
3 Bed Semi-Detached House, Hawksbill Way, PE2	£550/mo	3	0.73 miles	OpenRent

Average rent: £1,019/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.88%

Max investor price (0.8%) £142,250

Target investor price (1%) £113,800

Gross yield 10.5%

Cost-to-rent ratio 9.5×

Monthly cashflow £487/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 15.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).