Sold STC Terraced

97 NORFOLK STREET

CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD

2 beds 53 m² Listed 26 Feb 2021 (-1982d)

£325,000

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# 2 bedroom terraced house for sale (CB1 2LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 97 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD |
| Price | £325,000 |
| Bedrooms | 2 |
| Last sold | £325,800 Jun 2021 |

## Description

**Sitting Area** - 3.66m x 3.15m (12'00 x 10'04) - Entrance door and double glazed window to front, gas fire, open plan to dining area.

**Dining Area** - 3.30m x 2.92m (10'10 x 9'07) - Double glazed window to rear, under stairs cupboard, concealed stairs to first floor, sliding door to kitchen.

**Kitchen** - 3.28m x 1.91m (10'09 x 6'03) - Window and door to side leading to lean to. Range of wall and base units, ceramic sink, wall mounted gas fired water heater.

**Lean To** - 2.59m x 1.75m (8'06 x 5'09) - Double glazed window and door to rear garden, plumbing for washing machine.

**First Floor** - Doors to both bedrooms.

**Bedroom One** - 3.63m x 3.15m (11'11 x 10'04) - Double glazed window to front.

**Bedroom Two** - 3.30m x 2.84m (10'10 x 9'04) - Double glazed window to rear.

**Rear Garden** - There is a low maintenance enclosed paved rear garden with flower and shrub borders, an outside w.c and rear access gate.

**Additional Information** - TENURE - Freehold

POSTCODE - CB1 2LD

COUNCIL TAX - Band C

SERVICES - All mains services are believed to be connected to the property

LOCAL AUTHORITY - Cambridge City Council

FIXTURES & FITTINGS - Unless specifically mentioned in these particulars all fixtures and fittings are expressly excluded from the sale

VIEWINGS - Strictly through the vendors selling agents

## Property Photos

- ![IMG_9642.JPG](/listings/photos/89385070/360452) - IMG_9642.JPG
- ![IMG_9641.JPG](/listings/photos/89385070/360453) - IMG_9641.JPG
- ![IMG_9628.JPG](/listings/photos/89385070/360455) - IMG_9628.JPG
- ![IMG_9635.JPG](/listings/photos/89385070/360458) - IMG_9635.JPG
- ![IMG_9638.JPG](/listings/photos/89385070/360461) - IMG_9638.JPG
- ![IMG_9640.JPG](/listings/photos/89385070/360463) - IMG_9640.JPG
- ![IMG_9631.JPG](/listings/photos/89385070/360466) - IMG_9631.JPG
- ![IMG_9632.JPG](/listings/photos/89385070/360468) - IMG_9632.JPG
- ![IMG_9629.JPG](/listings/photos/89385070/360471) - IMG_9629.JPG
- ![IMG_9634.JPG](/listings/photos/89385070/360473) - IMG_9634.JPG

## Floorplans

- ![97 Norfolk Street.jpg](/listings/photos/89385070/360474) - 97 Norfolk Street.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/89385070/360477) - EE Rating
- ![EI Rating](/listings/photos/89385070/360479) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £325,800 | 23/06/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF | £620,110 | 08/12/2025 | Terraced |
| 8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP | £540,000 | 08/10/2024 | Terraced |
| 31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £618,000 | 18/12/2023 | Terraced |
| [Same street] 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £825,000 | 30/06/2023 | Other |
| 3 OSWALD TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QQ | £525,000 | 21/04/2023 | Terraced |
| 86 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL | £505,000 | 14/03/2023 | Terraced |
| 83 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG | £600,000 | 10/03/2023 | Terraced |
| 51 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG | £815,000 | 16/12/2022 | Terraced |
| [Same street] 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £450,000 | 02/12/2022 | Terraced |
| 104 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QF | £550,000 | 18/11/2022 | Terraced |
| 2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £605,000 | 09/11/2022 | Terraced |
| 62 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL | £800,000 | 28/09/2022 | Terraced |
| 71 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG | £536,000 | 28/09/2022 | Terraced |
| 16 YORK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PR | £540,000 | 23/08/2022 | Terraced |
| 21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £617,350 | 16/08/2022 | Terraced |
| 164 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QF | £732,000 | 12/08/2022 | Terraced |
| 11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £492,500 | 08/08/2022 | Terraced |
| [Same street] 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £722,000 | 05/08/2022 | Terraced |
| 169 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QH | £428,000 | 02/08/2022 | Terraced |
| 5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF | £438,000 | 29/07/2022 | Terraced |
| 123 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG | £485,000 | 25/07/2022 | Terraced |
| 36 YORK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PR | £465,000 | 20/07/2022 | Terraced |
| [Same street] 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £700,000 | 27/06/2022 | Terraced |
| 110 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL | £612,750 | 27/06/2022 | Terraced |
| [Same street] 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £435,000 | 29/04/2022 | Terraced |
| [Same street] 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £530,000 | 10/12/2021 | Terraced |

**Street average:** £610,333 (6 sales)
**Area average:** £576,236 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £553,312 (69 Terraced, CB1, 2024–2026)
- **Deviation:** -41.3%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,624/mo
- **Realistic:** £1,804/mo
- **Optimistic:** £1,984/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Staffordshire Street, CB1 | £750/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed Flat, Parkside, CB1 | £1,200/mo | 2 | 0.32 miles | OpenRent |

**Average rent: £975/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.8×
- **Monthly cashflow:** £-427/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.2%
- **10y growth:** 16.5%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of April 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** 7.3%
- **10y growth (index):** 6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

53 m²

Last sold

£325,800 Jun 2021

Local average

£553,312 (-41.3%)

Deprivation

Decile 6 (17,880 of 33,755)

Street crime

732 incidents within 1 mile (May 2026)

Key features

Modernisation & Extension (STP) Required
Two Double Bedrooms
NO BATHROOM
Low Maintenance Garden
Double Glazing
Sought After Location

Additional details

Garden: Yes

Description

CASH BUYERS ONLY. Situated in a highly regarded central city location within walking distance of the City Centre, Grafton Centre and mainline railway station this Victorian terraced home would benefit from extending (STP) and modernising throughout. The property does not currently have a bathroom and accommodation comprises open plan sitting/dining room, kitchen and two first floor double bedrooms. There is a lean to utility room, an outside w.c and low maintenance garden with rear access. Sold with the advantage of no upward chain.

Sitting Area - 3.66m x 3.15m (12'00 x 10'04) - Entrance door and double glazed window to front, gas fire, open plan to dining area.

Dining Area - 3.30m x 2.92m (10'10 x 9'07) - Double glazed window to rear, under stairs cupboard, concealed stairs to first floor, sliding door to kitchen.

Kitchen - 3.28m x 1.91m (10'09 x 6'03) - Window and door to side leading to lean to. Range of wall and base units, ceramic sink, wall mounted gas fired water heater.

Lean To - 2.59m x 1.75m (8'06 x 5'09) - Double glazed window and door to rear garden, plumbing for washing machine.

First Floor - Doors to both bedrooms.

Bedroom One - 3.63m x 3.15m (11'11 x 10'04) - Double glazed window to front.

Bedroom Two - 3.30m x 2.84m (10'10 x 9'04) - Double glazed window to rear.

Rear Garden - There is a low maintenance enclosed paved rear garden with flower and shrub borders, an outside w.c and rear access gate.

Additional Information - TENURE - Freehold

POSTCODE - CB1 2LD

COUNCIL TAX - Band C

SERVICES - All mains services are believed to be connected to the property

LOCAL AUTHORITY - Cambridge City Council

FIXTURES & FITTINGS - Unless specifically mentioned in these particulars all fixtures and fittings are expressly excluded from the sale

VIEWINGS - Strictly through the vendors selling agents

Listed by

Cambridge

Bush & Co Cambridge Ltd

Reference: 89385070

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

97 Norfolk Street.jpg

EPC Graphs

EE Rating

EI Rating

Price history

Event	Date	Price	% change
Sold	23/06/2021 (5 years ago)	£325,800	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF	£620,110	08/12/2025	Terraced
8 MILFORD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LP	£540,000	08/10/2024	Terraced
31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG	£618,000	18/12/2023	Terraced
Same street 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£825,000	30/06/2023	Other
3 OSWALD TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QQ	£525,000	21/04/2023	Terraced
86 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL	£505,000	14/03/2023	Terraced
83 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG	£600,000	10/03/2023	Terraced
51 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG	£815,000	16/12/2022	Terraced
Same street 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£450,000	02/12/2022	Terraced
104 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QF	£550,000	18/11/2022	Terraced
2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR	£605,000	09/11/2022	Terraced
62 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL	£800,000	28/09/2022	Terraced
71 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG	£536,000	28/09/2022	Terraced
16 YORK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PR	£540,000	23/08/2022	Terraced
21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG	£617,350	16/08/2022	Terraced
164 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QF	£732,000	12/08/2022	Terraced
11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS	£492,500	08/08/2022	Terraced
Same street 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£722,000	05/08/2022	Terraced
169 STURTON STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QH	£428,000	02/08/2022	Terraced
5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF	£438,000	29/07/2022	Terraced
123 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LG	£485,000	25/07/2022	Terraced
36 YORK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PR	£465,000	20/07/2022	Terraced
Same street 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£700,000	27/06/2022	Terraced
110 GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LL	£612,750	27/06/2022	Terraced
Same street 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£435,000	29/04/2022	Terraced
Same street 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD	£530,000	10/12/2021	Terraced

Street average: £610,333 (6 sales)

Area average: £576,236 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.2%

10y growth 16.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Cambridge. Series: Terraced. As of April 2026.

1y (index) -3.4%

5y (index) 7.3%

10y (index) 6%

Rental Range

Estimated market rent for Cambridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,624/mo

Realistic £1,804/mo

Optimistic £1,984/mo

Based on Local Authority from postcode lookup → Cambridge.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CB1 2LD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Norfolk Street Bakery	0.0 miles
Shop	School Run Centre	0.0 miles
University	Anglia Ruskin University -Faculty of Health, Social Care & Education	0.2 miles
Bus stop	Grafton Centre	0.2 miles
University	Anglia Ruskin University (Cambridge Campus)	0.2 miles
Train station	Cambridge	0.7 miles
Hospital	Brookfields Hospital	0.8 miles
Train station	Cambridge North	1.6 miles

Street-level crime

Category	Count
Violence and sexual offences	196
Shoplifting	154
Anti-social behaviour	106
Bicycle theft	70
Other theft	50
Public order	32
Criminal damage and arson	30
Vehicle crime	25
Theft from the person	20
Robbery	16
Drugs	14
Other crime	8
Possession of weapons	7
Burglary	4
Total incidents	732

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Brunswick Nursery School	Nursery	0.2 miles	Outstanding — 19 Oct 2012
St Matthew's Primary School	Primary	0.2 miles	Good — 20 May 2020
Cambridge Maths School	Other	0.4 miles	— (No rating)
Parkside Community College	Secondary	0.4 miles	Outstanding — 5 May 2017
Sancton Wood School	Other	0.6 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Staffordshire Street, CB1	£750/mo	2	0.16 miles	OpenRent
2 Bed Flat, Parkside, CB1	£1,200/mo	2	0.32 miles	OpenRent

Average rent: £975/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £121,875

Target investor price (1%) £97,500

Gross yield 3.6%

Cost-to-rent ratio 27.8×

Monthly cashflow £-427/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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