# 2 bedroom end of terrace house for sale (OL4 2DR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 15 TOP STREET, OLDHAM, GREATER MANCHESTER OL4 2DR |
| Price | £170,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £172,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/03/2033
- **Current heating cost:** £1,145/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0537-3927-8200-0816-4296)

## Description

Stylish End Terrace with Landscaped Garden and a Modern Open-Plan Living.

This charming end-of-terrace home offers the perfect combination of style, space and modern living, making it an ideal choice for anyone seeking a move-in ready property in a popular and well-connected location. From its inviting interiors to the beautifully landscaped garden, every detail has been carefully considered to create a home that is as practical as it is appealing.

Step inside and you are welcomed by a cosy yet spacious lounge, an ideal place to relax at the end of the day or enjoy time with family and friends. To the rear lies the heart of the home—an impressive open-plan kitchen and dining area, filled with natural light and designed with modern living in mind. French patio doors open directly onto the garden, creating a seamless flow between indoor and outdoor living.

The garden itself is a real highlight, landscaped to provide multiple areas for enjoyment. With a combination of decking, stone and lawn, it offers the perfect mix of low-maintenance style and versatility, whether you’re entertaining guests, enjoying a family barbecue or simply unwinding in the fresh air.

Upstairs, you’ll find two generously sized double bedrooms, each providing ample space and comfort. The family bathroom is well appointed and completes the accommodation with a modern, functional finish.

The location adds even more appeal, with excellent amenities close at hand. Families will find a choice of well-regarded schools within easy reach, while daily essentials are catered for with nearby shops and services. Excellent transport links, including regular bus routes and convenient access to train stations, ensure straightforward connections across Oldham and into Manchester, making this an ideal base for commuters. For leisure time, the surrounding area offers parks, fitness facilities and a welcoming community atmosphere.

This property truly combines comfort, convenience and kerb appeal, and is ready to welcome its next owner.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

SHA250481/2

## Property Photos

- ![Picture No. 01](/listings/photos/166868753/956334) - Picture No. 01
- ![Picture No. 02](/listings/photos/166868753/956335) - Picture No. 02
- ![Picture No. 03](/listings/photos/166868753/956336) - Picture No. 03
- ![Picture No. 04](/listings/photos/166868753/956337) - Picture No. 04
- ![Picture No. 05](/listings/photos/166868753/956338) - Picture No. 05
- ![Picture No. 07](/listings/photos/166868753/956339) - Picture No. 07
- ![Picture No. 08](/listings/photos/166868753/956340) - Picture No. 08
- ![Picture No. 06](/listings/photos/166868753/956341) - Picture No. 06
- ![Picture No. 09](/listings/photos/166868753/956342) - Picture No. 09
- ![Picture No. 11](/listings/photos/166868753/956343) - Picture No. 11

## Floorplans

- ![Floorplan](/listings/photos/166868753/956344) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/166868753/956345) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3633462
- **Address:** 15 Top Street, OLDHAM, OL4 2DR
- **Certificate Issued:** 11/04/2006
- **Work Completed:** 05/10/2005
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £172,000 | 30/01/2026 | Terraced |
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £82,000 | 10/02/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 107 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2EA | £129,040 | 09/01/2026 | Terraced |
| 66 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2DY | £140,000 | 16/12/2025 | Terraced |
| 11 PALM STREET, OLDHAM, GREATER MANCHESTER, OL4 2DX | £135,000 | 17/11/2025 | Terraced |
| 17 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £145,000 | 05/09/2025 | Terraced |
| 15 CONSTANTINE STREET, OLDHAM, GREATER MANCHESTER, OL4 3HB | £200,000 | 21/08/2025 | Terraced |
| 62 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB | £110,000 | 30/06/2025 | Terraced |
| 89 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £100,000 | 01/04/2025 | Terraced |
| 15 SPRING STREET, OLDHAM, GREATER MANCHESTER, OL4 2BD | £70,000 | 28/03/2025 | Terraced |
| 27 RYEBURNE STREET, OLDHAM, GREATER MANCHESTER, OL4 2BP | £98,000 | 24/03/2025 | Terraced |
| [Same street] 43 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £162,000 | 27/02/2025 | Terraced |
| 91 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £75,000 | 13/12/2023 | Terraced |
| 32 LINDEN AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EW | £140,000 | 30/11/2023 | Terraced |
| 9 RYEBURNE STREET, OLDHAM, GREATER MANCHESTER, OL4 2BP | £92,000 | 02/11/2023 | Terraced |
| 9 RYEBURNE STREET, OLDHAM, GREATER MANCHESTER, OL4 2BP | £115,000 | 02/11/2023 | Terraced |
| 23 DERWENT WALK, OLDHAM, GREATER MANCHESTER, OL4 2DJ | £102,000 | 31/10/2023 | Terraced |
| 210 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 3EW | £70,000 | 11/10/2023 | Terraced |
| 39 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £117,000 | 29/09/2023 | Terraced |
| 34 RYEBURNE STREET, OLDHAM, GREATER MANCHESTER, OL4 2BP | £100,000 | 25/09/2023 | Terraced |
| 118 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £105,000 | 04/07/2023 | Terraced |
| 43 ESTHER STREET, OLDHAM, GREATER MANCHESTER, OL4 3EP | £99,000 | 23/06/2023 | Terraced |
| 13 GALLAND STREET, OLDHAM, GREATER MANCHESTER, OL4 3EU | £123,000 | 10/05/2023 | Terraced |
| [Same street] 9 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £132,000 | 11/11/2022 | Terraced |
| [Same street] 68 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £95,000 | 08/11/2022 | Terraced |
| [Same street] 38 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £95,000 | 04/08/2022 | Terraced |
| [Same street] 13 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £158,000 | 04/07/2022 | Semi-detached |
| [Same street] 20 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £126,000 | 01/07/2022 | Terraced |
| [Same street] 17 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £123,000 | 14/04/2022 | Terraced |
| [Same street] 48 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £120,000 | 11/03/2022 | Terraced |
| [Same street] 24 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £115,000 | 21/01/2022 | Terraced |
| [Same street] 26 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £59,000 | 13/08/2021 | Terraced |

**Street average:** £118,500 (10 sales)
**Area average:** £113,252 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,839 (66 Terraced, OL4, 2024–2026)
- **Deviation:** +5.7%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £825/mo
- **Realistic:** £917/mo
- **Optimistic:** £1,009/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Esther Street, OL4 | £945/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed Terraced House, Linden Avenue, OL4 | £900/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed Terraced House, Stamford Road, OL4 | £900/mo | 2 | 0.54 miles | OpenRent |
| 2 Bed Terraced House, Littlebank St, OL4 | £850/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Terraced House, Lees Road, OL4 | £995/mo | 2 | 0.58 miles | OpenRent |

**Average rent: £918/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £116/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,787/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.5%
- **10y growth:** 70.3%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 35.4%
- **10y growth (index):** 94.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)