# 3 bedroom house for sale (LA5 9EE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 127 LANCASTER ROAD, CARNFORTH, LANCASHIRE LA5 9EE |
| Price | £145,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £130,500 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/05/2035
- **Current heating cost:** £912/year
- **Est. upgrade cost to C:** £18,520

### Recommendations
- Q (£4,000 - £14,000)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0950-1201-6105-5448-0404)

## Description

Fantastic opportunity to purchase this three bedroom mid terrace home which is within walking distance to local amenities and public transport links.

Internally you will find an entrance hallway, lounge, dining room, kitchen, three bedrooms and a bathroom suite. 

To the rear there is an enclosed yard with a wall surround and gated access.

Council Tax Information: Band A

**Agent Note**

In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

## Property Photos

- ![Exterior](/listings/photos/162022427/804380) - Exterior
- ![Lounge](/listings/photos/162022427/804381) - Lounge
- ![Lounge view 2](/listings/photos/162022427/804382) - Lounge view 2
- ![Kitchen](/listings/photos/162022427/804383) - Kitchen
- ![Kitchen view 2](/listings/photos/162022427/804384) - Kitchen view 2
- ![Dining room](/listings/photos/162022427/804385) - Dining room
- ![Dining Room view 2](/listings/photos/162022427/804386) - Dining Room view 2
- ![Bedroom 1](/listings/photos/162022427/804387) - Bedroom 1
- ![Bedroom 1 view 2](/listings/photos/162022427/804388) - Bedroom 1 view 2
- ![Bedroom 2](/listings/photos/162022427/804389) - Bedroom 2
- ![Bedroom 2 view 2](/listings/photos/162022427/804390) - Bedroom 2 view 2
- ![Bedroom 3](/listings/photos/162022427/804391) - Bedroom 3
- ![Bedroom 3 view 2](/listings/photos/162022427/804392) - Bedroom 3 view 2
- ![Bathroom](/listings/photos/162022427/804393) - Bathroom
- ![Bathroom view 2](/listings/photos/162022427/804394) - Bathroom view 2
- ![Rear yard](/listings/photos/162022427/804395) - Rear yard

## Floorplans

- ![Floorplan](/listings/photos/162022427/804396) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/162022427/804397) - EPC Graphs

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £130,500 | 27/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 152 FLAT 36 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £195,000 | 09/09/2022 | Flat |
| [Same street] KEERFORD VIEW, 152 FLAT 24 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £268,499 | 29/06/2022 | Flat |
| [Same street] 143 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £225,000 | 31/03/2022 | Detached |
| [Same street] 113 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £150,000 | 25/03/2022 | Terraced |
| [Same street] 152 FLAT 33 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £258,499 | 29/10/2021 | Flat |
| THWAITE GATE FARM, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EL | £750,000 | 14/10/2021 | Other |

**Street average:** £219,400 (5 sales)
**Area average:** £750,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £239,800 (5 Other, LA5, 2024–2026)
- **Deviation:** -39.5%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Coniston Road, LA5 | £875/mo | 3 | 0.48 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £191/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,576/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 143%
- **10y growth:** -88.6%

## House Price Index (HM Land Registry)

*Official index for Lancaster; All dwelling types series; as of April 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 17.2%
- **10y growth (index):** 43.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)