Sold STC House

127 LANCASTER ROAD

CARNFORTH, LANCASHIRE LA5 9EE

3 beds 1 baths 92 m² Listed 16 May 2025 (-432d)

£145,000

Reduced on 2 Jul 2025

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# 3 bedroom house for sale (LA5 9EE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 127 LANCASTER ROAD, CARNFORTH, LANCASHIRE LA5 9EE |
| Price | £145,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £130,500 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/05/2035
- **Current heating cost:** £912/year
- **Est. upgrade cost to C:** £18,520

### Recommendations
- Q (£4,000 - £14,000)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0950-1201-6105-5448-0404)

## Description

Fantastic opportunity to purchase this three bedroom mid terrace home which is within walking distance to local amenities and public transport links.

Internally you will find an entrance hallway, lounge, dining room, kitchen, three bedrooms and a bathroom suite.

To the rear there is an enclosed yard with a wall surround and gated access.

Council Tax Information: Band A

**Agent Note**

In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

## Property Photos

- ![Exterior](/listings/photos/162022427/804380) - Exterior
- ![Lounge](/listings/photos/162022427/804381) - Lounge
- ![Lounge view 2](/listings/photos/162022427/804382) - Lounge view 2
- ![Kitchen](/listings/photos/162022427/804383) - Kitchen
- ![Kitchen view 2](/listings/photos/162022427/804384) - Kitchen view 2
- ![Dining room](/listings/photos/162022427/804385) - Dining room
- ![Dining Room view 2](/listings/photos/162022427/804386) - Dining Room view 2
- ![Bedroom 1](/listings/photos/162022427/804387) - Bedroom 1
- ![Bedroom 1 view 2](/listings/photos/162022427/804388) - Bedroom 1 view 2
- ![Bedroom 2](/listings/photos/162022427/804389) - Bedroom 2
- ![Bedroom 2 view 2](/listings/photos/162022427/804390) - Bedroom 2 view 2
- ![Bedroom 3](/listings/photos/162022427/804391) - Bedroom 3
- ![Bedroom 3 view 2](/listings/photos/162022427/804392) - Bedroom 3 view 2
- ![Bathroom](/listings/photos/162022427/804393) - Bathroom
- ![Bathroom view 2](/listings/photos/162022427/804394) - Bathroom view 2
- ![Rear yard](/listings/photos/162022427/804395) - Rear yard

## Floorplans

- ![Floorplan](/listings/photos/162022427/804396) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/162022427/804397) - EPC Graphs

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £130,500 | 27/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 152 FLAT 36 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £195,000 | 09/09/2022 | Flat |
| [Same street] KEERFORD VIEW, 152 FLAT 24 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £268,499 | 29/06/2022 | Flat |
| [Same street] 143 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £225,000 | 31/03/2022 | Detached |
| [Same street] 113 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £150,000 | 25/03/2022 | Terraced |
| [Same street] 152 FLAT 33 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £258,499 | 29/10/2021 | Flat |
| THWAITE GATE FARM, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EL | £750,000 | 14/10/2021 | Other |

**Street average:** £219,400 (5 sales)
**Area average:** £750,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £239,800 (5 Other, LA5, 2024–2026)
- **Deviation:** -39.5%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Coniston Road, LA5 | £875/mo | 3 | 0.48 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £191/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,576/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 143%
- **10y growth:** -88.6%

## House Price Index (HM Land Registry)

*Official index for Lancaster; All dwelling types series; as of April 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 17.2%
- **10y growth (index):** 43.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Exterior Lounge Lounge view 2 Kitchen Kitchen view 2 Dining room Dining Room view 2 Bedroom 1 Bedroom 1 view 2 Bedroom 2 Bedroom 2 view 2 Bedroom 3 Bedroom 3 view 2 Bathroom Bathroom view 2 Rear yard

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Property details

Tenure

FREEHOLD

Floor area

92 m²

Council tax band

EPC rating

Last sold

£130,500 Feb 2026

Price per m²

£1,576/m²

Local average

£239,800 (-39.5%)

Deprivation

Decile 7 (21,411 of 33,755)

Street crime

23 incidents within 1 mile (May 2026)

Key features

**VIRTUAL VIEWING AVAILABLE. CLICK ON THE VIDEO TOUR ABOVE**
Three Bedroom Mid Terraced Family Home
Two Spacious Reception Rooms, Fitted Kitchen, Family Bathroom
Three Bedrooms, Rear Yard, Close To Local Amenities
Please Call To Avoid Missing Out

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises), ADSL copper wire, FTTC (fibre to the cabinet)
Water: Mains supply
Sewerage: Mains supply
Heating: Central
Parking: Garage, Driveway
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Fantastic opportunity to purchase this three bedroom mid terrace home which is within walking distance to local amenities and public transport links.

Internally you will find an entrance hallway, lounge, dining room, kitchen, three bedrooms and a bathroom suite.

To the rear there is an enclosed yard with a wall surround and gated access.

Council Tax Information: Band A

Agent Note
In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

Listed by

Lancaster & North Lancashire

Farrell Heyworth

Reference: 162022427

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 14/05/2025

Expiry date: 13/05/2035

Current heating cost: £912/year

Potential heating cost: £742/year

Est. upgrade cost to C: £18,520

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

Price history

Event	Date	Price	% change
Sold	27/02/2026 (4 months ago)	£130,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 152 FLAT 36 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE	£195,000	09/09/2022	Flat
Same street KEERFORD VIEW, 152 FLAT 24 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE	£268,499	29/06/2022	Flat
Same street 143 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE	£225,000	31/03/2022	Detached
Same street 113 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE	£150,000	25/03/2022	Terraced
Same street 152 FLAT 33 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE	£258,499	29/10/2021	Flat
THWAITE GATE FARM, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EL	£750,000	14/10/2021	Other

Street average: £219,400 (5 sales)

Area average: £750,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 143%

10y growth -88.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Lancaster. Series: All dwelling types. As of April 2026.

1y (index) 0.2%

5y (index) 17.2%

10y (index) 43.7%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: CITYWISE 1 LIMITED (13891347)

Rental Range

Estimated market rent for Lancaster. Low = conservative, Realistic = average, Optimistic = best case.

Low £726/mo

Realistic £807/mo

Optimistic £888/mo

Based on Local Authority from postcode lookup → Lancaster.

LHA (30th percentile) floor for Kendal: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA5 9EE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Redcourt	0.1 miles
Bus stop	Crag Bank	0.1 miles
Shop	Nicely Polished	0.3 miles
Shop	Angles	0.3 miles
Train station	Carnforth	0.5 miles
Train station	Silverdale	3.5 miles
Hospital	Queen Victoria Hospital	4.9 miles
University	University of Cumbria, Lancaster Campus	5.6 miles

Street-level crime

Category	Count
Violence and sexual offences	10
Anti-social behaviour	6
Other theft	3
Vehicle crime	2
Drugs	1
Public order	1
Total incidents	23

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Carnforth Community Primary School	Primary	0.4 miles	Good — 18 Mar 2024
Carnforth Christ Church, Church of England, Voluntary Aided Primary School	Primary	0.5 miles	Good — 10 Jul 2013
Our Lady of Lourdes Catholic Primary School, Carnforth	Primary	0.6 miles	Good — 22 Dec 2016
Carnforth High School	Secondary	0.6 miles	Good — 22 May 2013
Nether Kellet Community Primary School	Primary	1.3 miles	Outstanding — 10 Dec 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Coniston Road, LA5	£875/mo	3	0.48 miles	OpenRent

Average rent: £875/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 7.2%

Cost-to-rent ratio 13.8×

Monthly cashflow £191/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).