Sold STC Bungalow

69 STONEYGATE ROAD

LUTON, LUTON LU4 9TL

3 beds 1 baths 1,076 sq ft Listed 31 Aug 2023 (-1031d)

£440,000

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# 3 bedroom bungalow for sale (LU4 9TL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 69 STONEYGATE ROAD, LUTON, LUTON LU4 9TL |
| Price | £440,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 100 m² |
| Last sold | £430,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/08/2033
- **Current heating cost:** £1,414/year
- **Est. upgrade cost to C:** £10,925

### Recommendations
- W1 (£800 - £1,200)
- E (£25)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2679-8280-2527-1961)

## Description

*** STUNNING RARELY AVAILABLE CORNER PLOT BUNGALOW ***

This beautiful family home benefits from REFITTED KITCHEN, REFITTED FAMILY BATHROOM, detached double garage with Gated Access

DESCRIPTION:

This charming three-bedroom semi-detached bungalow, situated in the highly sought-after Challney area of Leagrave. Offering spacious and comfortable living spaces, this property is a wonderful opportunity for a growing family or those seeking a peaceful retreat.

Upon entering, you'll be greeted by a welcoming 22-foot Lounge/Diner, providing an inviting space for relaxation and entertainment. Flowing seamlessly from the dining area is a family room, creating an ideal setting for quality time with loved ones.

The kitchen has been tastefully refitted, offering a modern culinary space for all your cooking needs. A well-appointed family bathroom serves the three generously sized bedrooms, all accessible from an entrance hall.

One of the standout features of this property is its impressive corner plot, offering a rear garden with immense potential for further expansion or development (subject to planning permission). The side access is spacious enough to accommodate vehicles, leading to a driveway and a convenient double garage. The landscaped rear garden combines both lawn and patio areas, providing a picturesque outdoor space.

Don't miss out on the opportunity to make this wonderful property your own. Contact the dedicated team at Indigo today to schedule your viewing appointment.

This revised version provides a more detailed and enticing description of the property, emphasizing its key features and potential, and is presented in a clearer and more engaging manner.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/139295885/747403) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #12117735
- **Address:** 69 Stoneygate Road, LUTON, LU4 9TL
- **Certificate Issued:** 26/12/2016
- **Work Completed:** 02/12/2016
- **Items:** 3 window(s)

### FENSA Certificate #12265219
- **Address:** 69 Stoneygate Road, LUTON, LU4 9TL
- **Certificate Issued:** 27/03/2017
- **Work Completed:** 23/02/2017
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 STONEYGATE ROAD, LUTON, LU4 9TL | £430,000 | 27/01/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 112 RODEHEATH, LUTON, LU4 9XA | £270,000 | 19/12/2025 | Detached |
| 22 WELLGATE ROAD, LUTON, LU4 9TD | £460,000 | 28/11/2025 | Detached |
| 14 VILLIERS CLOSE, LUTON, LU4 9FR | £360,000 | 08/09/2025 | Detached |
| 54 FIELDGATE ROAD, LUTON, LU4 9TA | £310,000 | 07/03/2025 | Detached |
| 48 FIELDGATE ROAD, LUTON, LU4 9TA | £375,000 | 03/11/2023 | Detached |
| 646 DUNSTABLE ROAD, LUTON, LU4 8SE | £292,000 | 12/10/2023 | Detached |
| [Same street] 71 STONEYGATE ROAD, LUTON, LU4 9TL | £410,000 | 29/06/2023 | Detached |
| 5 SANDGATE ROAD, LUTON, LU4 9TB | £330,000 | 23/06/2023 | Detached |
| 4 VILLIERS CLOSE, LUTON, LU4 9FR | £435,000 | 12/05/2023 | Detached |
| 25 FIELDGATE ROAD, LUTON, LU4 9TA | £380,000 | 28/10/2022 | Detached |
| [Same street] 99 STONEYGATE ROAD, LUTON, LU4 9TL | £375,000 | 21/10/2022 | Detached |
| 51 FIELDGATE ROAD, LUTON, LU4 9TA | £300,000 | 05/09/2022 | Detached |
| 6 FIELDGATE ROAD, LUTON, LU4 9TA | £380,000 | 10/06/2022 | Detached |
| 41 HUMBERSTONE ROAD, LUTON, LU4 9SR | £380,000 | 31/05/2022 | Detached |
| 44 FIELDGATE ROAD, LUTON, LU4 9TA | £322,000 | 17/03/2022 | Detached |
| 2 FIELDGATE ROAD, LUTON, LU4 9TA | £356,000 | 25/02/2022 | Detached |
| 79 VILLIERS CLOSE, LUTON, LU4 9FR | £385,000 | 19/11/2021 | Detached |
| 12 HOMEDALE DRIVE, LUTON, LU4 9TE | £415,000 | 09/08/2021 | Detached |

**Street average:** £392,500 (2 sales)
**Area average:** £359,375 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £382,833 (9 Detached, LU4, 2024–2026)
- **Deviation:** +14.9%

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Dunstable Road, LU4 | £1,600/mo | 3 | 0.64 miles | OpenRent |
| 3 Bed Semi-Detached House, Byfield Close, LU4 | £1,800/mo | 3 | 0.66 miles | OpenRent |

**Average rent: £1,700/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.6×
- **Monthly cashflow:** £-228/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,400/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.5%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for Luton; Detached series; as of March 2026.*

- **1y growth (index):** -1.3%
- **5y growth (index):** 14.9%
- **10y growth (index):** 31.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

100 m²

Council tax band

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£430,000 Jan 2025

Price per m²

£4,400/m²

Local average

£382,833 (+14.9%)

Deprivation

Decile 4 (11,454 of 33,755)

Street crime

266 incidents within 1 mile (Apr 2026)

Key features

Extended Semi Detached Bungalow
Family Room
Double Garage
Easy Access To Junction 11 of the M1
22FT Lounge Diner
Refitted Kitchen
Challney School Catchment
Corner Plot Position

Additional details

Parking: Yes
Garden: Yes

Description

* STUNNING RARELY AVAILABLE CORNER PLOT BUNGALOW *

This beautiful family home benefits from REFITTED KITCHEN, REFITTED FAMILY BATHROOM, detached double garage with Gated Access

DESCRIPTION:

This charming three-bedroom semi-detached bungalow, situated in the highly sought-after Challney area of Leagrave. Offering spacious and comfortable living spaces, this property is a wonderful opportunity for a growing family or those seeking a peaceful retreat.

Upon entering, you'll be greeted by a welcoming 22-foot Lounge/Diner, providing an inviting space for relaxation and entertainment. Flowing seamlessly from the dining area is a family room, creating an ideal setting for quality time with loved ones.

The kitchen has been tastefully refitted, offering a modern culinary space for all your cooking needs. A well-appointed family bathroom serves the three generously sized bedrooms, all accessible from an entrance hall.

One of the standout features of this property is its impressive corner plot, offering a rear garden with immense potential for further expansion or development (subject to planning permission). The side access is spacious enough to accommodate vehicles, leading to a driveway and a convenient double garage. The landscaped rear garden combines both lawn and patio areas, providing a picturesque outdoor space.

Don't miss out on the opportunity to make this wonderful property your own. Contact the dedicated team at Indigo today to schedule your viewing appointment.

This revised version provides a more detailed and enticing description of the property, emphasizing its key features and potential, and is presented in a clearer and more engaging manner.

Listed by

Barton Road

Indigo Residential

Reference: 139295885

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 21/08/2023

Expiry date: 20/08/2033

Current heating cost: £1,414/year

Potential heating cost: £1,196/year

Est. upgrade cost to C: £10,925

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£25)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #12117735

Property Details

Street: 69 Stoneygate Road

Town: LUTON

Postcode: LU4 9TL

Installation Details

Items: 3 windows

Certificate Issued: 26/12/2016

Work Completed: 02/12/2016

This certificate data was retrieved from FENSA's database

FENSA Certificate #12265219

Property Details

Street: 69 Stoneygate Road

Town: LUTON

Postcode: LU4 9TL

Installation Details

Items: 1 window

Certificate Issued: 27/03/2017

Work Completed: 23/02/2017

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	27/01/2025 (1 year ago)	£430,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
112 RODEHEATH, LUTON, LU4 9XA	£270,000	19/12/2025	Detached
22 WELLGATE ROAD, LUTON, LU4 9TD	£460,000	28/11/2025	Detached
14 VILLIERS CLOSE, LUTON, LU4 9FR	£360,000	08/09/2025	Detached
54 FIELDGATE ROAD, LUTON, LU4 9TA	£310,000	07/03/2025	Detached
48 FIELDGATE ROAD, LUTON, LU4 9TA	£375,000	03/11/2023	Detached
646 DUNSTABLE ROAD, LUTON, LU4 8SE	£292,000	12/10/2023	Detached
Same street 71 STONEYGATE ROAD, LUTON, LU4 9TL	£410,000	29/06/2023	Detached
5 SANDGATE ROAD, LUTON, LU4 9TB	£330,000	23/06/2023	Detached
4 VILLIERS CLOSE, LUTON, LU4 9FR	£435,000	12/05/2023	Detached
25 FIELDGATE ROAD, LUTON, LU4 9TA	£380,000	28/10/2022	Detached
Same street 99 STONEYGATE ROAD, LUTON, LU4 9TL	£375,000	21/10/2022	Detached
51 FIELDGATE ROAD, LUTON, LU4 9TA	£300,000	05/09/2022	Detached
6 FIELDGATE ROAD, LUTON, LU4 9TA	£380,000	10/06/2022	Detached
41 HUMBERSTONE ROAD, LUTON, LU4 9SR	£380,000	31/05/2022	Detached
44 FIELDGATE ROAD, LUTON, LU4 9TA	£322,000	17/03/2022	Detached
2 FIELDGATE ROAD, LUTON, LU4 9TA	£356,000	25/02/2022	Detached
79 VILLIERS CLOSE, LUTON, LU4 9FR	£385,000	19/11/2021	Detached
12 HOMEDALE DRIVE, LUTON, LU4 9TE	£415,000	09/08/2021	Detached

Street average: £392,500 (2 sales)

Area average: £359,375 (16 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.5%

10y growth 31.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Luton. Series: Detached. As of March 2026.

1y (index) -1.3%

5y (index) 14.9%

10y (index) 31.3%

Rental Range

Estimated market rent for Luton. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,095/mo

Realistic £1,217/mo

Optimistic £1,339/mo

Based on Local Authority from postcode lookup → Luton.

LHA (30th percentile) floor for Luton: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LU4 9TL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	First Choice Convenience Store	0.2 miles
Bus stop	Simpson Close	0.2 miles
Bus stop	Halfway Avenue	0.2 miles
Shop	Apex Office Furniture & Interiors	0.2 miles
Hospital	Luton and Dunstable Hospital	0.5 miles
Train station	Leagrave	0.7 miles
Hospital	Widecombe Nursing Home	2.1 miles
Train station	Luton	2.3 miles
University	University of Bedfordshire	2.6 miles

Street-level crime

Category	Count
Violence and sexual offences	101
Anti-social behaviour	42
Vehicle crime	24
Criminal damage and arson	19
Other theft	19
Drugs	18
Public order	16
Other crime	11
Shoplifting	6
Burglary	5
Possession of weapons	3
Robbery	1
Theft from the person	1
Total incidents	266

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Challney High School for Boys	Secondary	0.2 miles	Outstanding — 15 Jan 2024
Challney High School for Girls	Secondary	0.3 miles	Outstanding — 10 Feb 2020
Al Hikmah Boys School	Other	0.4 miles	Good — 12 Jul 2023
King's House Moorlands	Other	0.4 miles	Good — 11 May 2022
Downside Primary School	Primary	0.4 miles	Good — 5 Jun 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Dunstable Road, LU4	£1,600/mo	3	0.64 miles	OpenRent
3 Bed Semi-Detached House, Byfield Close, LU4	£1,800/mo	3	0.66 miles	OpenRent

Average rent: £1,700/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%

Max investor price (0.8%) £212,500

Target investor price (1%) £170,000

Gross yield 4.6%

Cost-to-rent ratio 21.6×

Monthly cashflow £-228/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).