# 3 bedroom terraced house for sale (LA12 9DZ) ## Property Details | Key | Value | |-----|-------| | Address | 148 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS LA12 9DZ | | Price | £170,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £165,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 18/05/2035 - **Current heating cost:** £1,165/year - **Est. upgrade cost to C:** £18,500 ### Recommendations - Q (£4,000 - £14,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2301-8382-3815-7022-1688) ## Description JT672467D DESCRIPTION This immaculately presented home is in "move in" condition and is ready for immediate occupation with no upper chain. Accessed via an entrance hall, which leads into the open plan lounge/ dining reception rooms and open staircase ascending to the first floor. The front facing reception room has a wall mounted electric fire and alcoves either side of the chimney breast. The adjoining dining room also has a chimney breast with alcoves either side, there is a window looking out onto the rear patio area. There is understairs storage from this room. The kitchen is fitted with White wall and floor units, freestanding oven and plumbing for washing machine. The rear hallway houses the fridge freezer and also access to the downstairs bathroom.  The bathroom is a good size with a white 3 piece suite with shower over bath. Tiled floor to ceiling. Upstairs there are two large double bedrooms and a smaller third bedroom. The front facing bedroom is large in size and decorated neutrally.  Bedroom two is a good size double looking out to the rear of the property. Bedroom three is a large single room which has been decorated for a childrens nursery. Outside, there is an enclosed yard, with access to a store, and rear access to the back street. The yard gets the afternoon and evening sun. FREEHOLD SERVICES Mains Gas, Electric and Drains ## Property Photos - ![Photo](/listings/photos/167466305/731770) - ![Photo](/listings/photos/167466305/731774) - ![Photo](/listings/photos/167466305/731777) - ![Photo](/listings/photos/167466305/731791) - ![Photo](/listings/photos/167466305/731792) - ![Photo](/listings/photos/167466305/731800) - ![Photo](/listings/photos/167466305/731801) - ![Photo](/listings/photos/167466305/731803) - ![Photo](/listings/photos/167466305/731812) - ![Photo](/listings/photos/167466305/731816) - ![Photo](/listings/photos/167466305/731818) - ![Photo](/listings/photos/167466305/731819) - ![Photo](/listings/photos/167466305/731821) - ![Photo](/listings/photos/167466305/731822) - ![Photo](/listings/photos/167466305/731824) - ![Photo](/listings/photos/167466305/731828) - ![Photo](/listings/photos/167466305/731831) - ![Photo](/listings/photos/167466305/731833) - ![Photo](/listings/photos/167466305/731834) ## Floorplans - ![Floorplan 1](/listings/photos/167466305/731836) - Floorplan 1 - ![Floorplan 2](/listings/photos/167466305/731838) - Floorplan 2 - ![Floorplan 3](/listings/photos/167466305/731840) - Floorplan 3 ## EPC Graphs - ![EPC 1](/listings/photos/167466305/731842) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #5313633 - **Address:** 148 North Lonsdale Road, ULVERSTON, LA12 9DZ - **Certificate Issued:** 17/12/2007 - **Work Completed:** 01/12/2007 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 148 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £165,000 | 27/02/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 31 KENNEDY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9EA | £150,000 | 02/12/2025 | Terraced | | 37 STEEL STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DU | £150,000 | 27/11/2025 | Terraced | | [Same street] 134 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £163,000 | 17/11/2025 | Flat | | 3 KENNEDY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9EA | £154,000 | 18/07/2025 | Terraced | | [Same street] 132 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £150,000 | 24/11/2023 | Terraced | | 48 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DX | £162,000 | 19/05/2023 | Terraced | | [Same street] 138 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £130,000 | 10/03/2023 | Terraced | | 9 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £100,000 | 07/12/2022 | Terraced | | 21 KENNEDY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9EA | £166,400 | 28/11/2022 | Terraced | | 56 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DX | £75,000 | 22/11/2022 | Terraced | | 6 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £190,000 | 07/10/2022 | Terraced | | 113 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £135,000 | 07/10/2022 | Terraced | | 107 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £136,000 | 30/09/2022 | Terraced | | 22 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £75,000 | 28/09/2022 | Terraced | | 53 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £150,000 | 23/09/2022 | Terraced | | [Same street] 155 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DZ | £144,000 | 20/09/2022 | Terraced | | [Same street] 152 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DZ | £155,000 | 30/08/2022 | Terraced | | 33 KENNEDY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9EA | £160,000 | 01/07/2022 | Terraced | | 9, OUTCAST, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9ED | £232,000 | 21/06/2022 | Terraced | | 34 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £130,500 | 28/04/2022 | Terraced | | 4 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £265,000 | 31/01/2022 | Terraced | | 7 KENNEDY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9EA | £120,000 | 28/01/2022 | Terraced | | CROSS LANE COURT 3 CROSS LANE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DQ | £86,240 | 18/01/2022 | Terraced | | [Same street] 142 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DZ | £148,250 | 05/01/2022 | Terraced | | 60 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DX | £137,000 | 24/11/2021 | Terraced | | 84 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DX | £145,000 | 20/10/2021 | Terraced | **Street average:** £148,375 (6 sales) **Area average:** £145,957 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £182,200 (34 Terraced, LA12, 2024–2026) - **Deviation:** -6.7% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £773/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Devonshire Road, LA12 | £1,150/mo | 3 | 0.64 miles | OpenRent | | 3 Bed Terraced House, Towers Street, LA12 | £895/mo | 3 | 0.7 miles | OpenRent | **Average rent: £1,023/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.6% (weak for cashflow) - **Max investor price (0.8%):** £127,875 - **Target investor price (1%):** £102,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,023/mo).* - **Gross yield:** 7.2% - **Cost-to-rent:** 13.9× - **Monthly cashflow:** £226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,868/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 1.4% - **10y growth:** 43.8% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)