Sold Flat

3 RITSON WHARF

MARYPORT, CUMBERLAND CA15 8AF

1 beds 1 baths 624 sq ft Listed 4 Jul 2023 (-1114d)

£82,500

Reduced on 31 Jan 2024

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# 1 bedroom apartment for sale (CA15 8AF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 RITSON WHARF, MARYPORT, CUMBERLAND CA15 8AF |
| Price | £82,500 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 58 m² |
| Last sold | £82,500 Jul 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 25/07/2033
- **Current heating cost:** £569/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2760-3028-2203-1467-8200)

## Description

***New Price***A lovely apartment, which enjoys attractive views over the River Ellen, open greenery and across the town of Maryport. The property is just a stone's throw from the picturesque harbour and shoreline, which offers attractive walks and views towards Scotland. Also just a few minutes' walk away is Maryport town centre with its wide range of shops, pubs, restaurants and amenities. The property, which is tastefully decorated throughout, will certainly suit someone looking for a holiday home or perhaps somebody looking to downsize. The property would be an excellent choice of home for a first time buyer looking for a hassle free property. There is a hallway, lounge with dual aspect windows, modern kitchen and a spacious double bedroom enjoying an attractive outlook and there is a modern bathroom suite. Externally the property benefits from a parking space within a secure garage area and there is also a communal garden which itself enjoys a pleasant outlook onto the river and towards the harbour. Viewing is highly recommended to fully appreciate the property on offer.

## Property Photos

- ![Photo 11](/listings/photos/136924154/1319405) - Photo 11
- ![Photo 4](/listings/photos/136924154/1319406) - Photo 4
- ![Photo 1](/listings/photos/136924154/1319407) - Photo 1
- ![Photo 2](/listings/photos/136924154/1319408) - Photo 2
- ![Photo 3](/listings/photos/136924154/1319409) - Photo 3
- ![Photo 5](/listings/photos/136924154/1319410) - Photo 5
- ![Photo 8](/listings/photos/136924154/1319411) - Photo 8
- ![Photo 9](/listings/photos/136924154/1319412) - Photo 9
- ![Photo 11](/listings/photos/136924154/1319413) - Photo 11
- ![Photo 13](/listings/photos/136924154/1319414) - Photo 13

## Floorplans

- ![Floorplan 1](/listings/photos/136924154/1319415) - Floorplan 1

## EPC Graphs

- ![FULL EPC](/listings/photos/136924154/1319416) - FULL EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16498161
- **Address:** 3 Ritson Wharf, MARYPORT, CA15 8AF
- **Certificate Issued:** 06/10/2024
- **Work Completed:** 27/09/2024
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 RITSON WHARF, MARYPORT, CUMBERLAND, CA15 8AF | £82,500 | 17/07/2024 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 ELLEN WHARF, MARYPORT, CUMBERLAND, CA15 8BG | £124,250 | 01/12/2023 | Flat |
| 18 ELLEN WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8BG | £110,000 | 28/03/2022 | Flat |
| 57B CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DS | £48,750 | 07/02/2022 | Flat |
| [Same street] 37 RITSON WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8AF | £92,750 | 13/12/2021 | Flat |
| 10 ELLEN WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8BG | £127,000 | 08/10/2021 | Flat |

**Street average:** £92,750 (1 sale)
**Area average:** £102,500 (4 sales)

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £384/mo

## 1% Rule

- **Rent ratio:** 1.16% (strong)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,422/m²

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 12.9%
- **10y growth (index):** 43.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 11 Photo 4 Photo 1 Photo 2 Photo 3 Photo 5 Photo 8 Photo 9 Photo 11 Photo 13

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Property details

Tenure

LEASEHOLD

Floor area

58 m²

Council tax band

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£82,500 Jul 2024

Price per m²

£1,422/m²

Deprivation

Decile 2 (4,085 of 33,755)

Street crime

51 incidents within 1 mile (May 2026)

Key features

Stunning views across the River Ellen
Few minutes walk into town centre
Short walk to picturesque harbour and shoreline
Private gated garage parking
Well presented and tastefully decorated throughout
Ideal holiday or second home
Modern fitted kitchen and bathroom
Spacious dual aspect lounge

Additional details

Parking: Yes

Description

*New Price*A lovely apartment, which enjoys attractive views over the River Ellen, open greenery and across the town of Maryport. The property is just a stone's throw from the picturesque harbour and shoreline, which offers attractive walks and views towards Scotland. Also just a few minutes' walk away is Maryport town centre with its wide range of shops, pubs, restaurants and amenities. The property, which is tastefully decorated throughout, will certainly suit someone looking for a holiday home or perhaps somebody looking to downsize. The property would be an excellent choice of home for a first time buyer looking for a hassle free property. There is a hallway, lounge with dual aspect windows, modern kitchen and a spacious double bedroom enjoying an attractive outlook and there is a modern bathroom suite. Externally the property benefits from a parking space within a secure garage area and there is also a communal garden which itself enjoys a pleasant outlook onto the river and towards the harbour. Viewing is highly recommended to fully appreciate the property on offer.

Listed by

Lillyhall

First Choice Move

Reference: 136924154

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 26/07/2023

Expiry date: 25/07/2033

Current heating cost: £569/year

Potential heating cost: £569/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

FULL EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16498161 Recent

Property Details

Street: 3 Ritson Wharf

Town: MARYPORT

Postcode: CA15 8AF

Installation Details

Items: 7 windows

Certificate Issued: 06/10/2024

Work Completed: 27/09/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	17/07/2024 (2 years ago)	£82,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
17 ELLEN WHARF, MARYPORT, CUMBERLAND, CA15 8BG	£124,250	01/12/2023	Flat
18 ELLEN WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8BG	£110,000	28/03/2022	Flat
57B CROSBY STREET, MARYPORT, ALLERDALE, CUMBRIA, CA15 6DS	£48,750	07/02/2022	Flat
Same street 37 RITSON WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8AF	£92,750	13/12/2021	Flat
10 ELLEN WHARF, MARYPORT, ALLERDALE, CUMBRIA, CA15 8BG	£127,000	08/10/2021	Flat

Street average: £92,750 (1 sale)

Area average: £102,500 (4 sales)

Capital growth trend

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Flats and maisonettes. As of April 2026.

1y (index) 3.7%

5y (index) 12.9%

10y (index) 43.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £384/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA15 8AF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Bus stop	Aquarium (N)	0.1 miles
Bus stop	Aquarium	0.2 miles
Shop	J R & M Boyle	0.2 miles
Train station	Maryport	0.4 miles
Train station	Flimby	1.7 miles
Hospital	Workington Community Hospital	5.2 miles

Street-level crime

Category	Count
Violence and sexual offences	23
Public order	9
Criminal damage and arson	7
Anti-social behaviour	3
Drugs	3
Other theft	3
Other crime	1
Shoplifting	1
Vehicle crime	1
Total incidents	51

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Grasslot Infant School	Primary	0.4 miles	Good — 17 Jul 2024
Our Lady and St Patrick's Catholic Primary School, Maryport	Primary	0.6 miles	Outstanding — 20 Apr 2012
Ewanrigg Junior School	Primary	0.6 miles	Good — 1 May 2015
Maryport CofE Primary School	Primary	0.6 miles	Good — 24 May 2023
Netherton Infant School	Primary	0.6 miles	Good — 23 Oct 2014

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.16%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).