# 3 bedroom terraced house for sale (YO21 1NH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 25 HIGH STREET, WHITBY, RUSWARP, NORTH YORKSHIRE YO21 1NH |
| Price | £299,950 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: before 1900 |
| Floor area | 109 m² |
| Last sold | £80,500 Aug 2009 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Current heating cost:** £1,571/year

### Recommendations
- Q (14,000)
- W2 (6,000)
- G (450)
- I (3,000)
- T2 (900)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8508-4583-7629-1107-2653)

## Description

BUY TO LET OPPORTUNITY

Numbers 25 & 27 High Street, Ruswarp are a one and two bed pair of pretty cottages. Each has its own lovely garden and separate utilities. They are currently being lived in as one 3 bedroom property. 

These cottages offer a great buy to let opportunity and have huge investment potential.

There would be the possibility to extend, at the rear, once the relevant planning permission has been obtained. 

Ruswarp lies just 1.8 miles from Whitby.  This charming village has a railway station, from where trains operating on the Esk Valley Line regularly stop, and the Heritage Steam Trains from Pickering and Whitby pass through. Amenities include a Primary school, church and local shops - the most well-known being the A.P Jackson Butchers which is known to many who live in Ruswarp, Whitby and the surrounding villages as being the best butchers in the whole area.  The Bridge Inn is a friendly pub serving food and overlooking both the river and railway line. The village lies on the national hiking trail and the walk to Whitby is undemanding along a stone pannier way named ? Monks Trod'. The ?Cinder Track' also provides wonderful walks through the surrounding areas and downstream you will find the impressive 120 ft Viaduct that used to carry the Scarborough to Whitby railway line. Esk Leisure is popular with tourists and consists of a childrens Indoor Play area where families can enjoy pottery painting and laser tag. Opposite Esk Leisure you will find ?Ruswarp Pleasure Boats' where customers have been renting rowing boats to explore the river since 1874. All in all this area offers the best of both worlds being a tranquil riverside village and yet having ample amenities and leisure activities on offer. Its located, a pleasant walk from the heart of Whitby Town, means this village will appeal to, and suit, a wide variety of buyers.

## Property Photos

- ![Photo 4](/listings/photos/55648739/636762) - Photo 4
- ![Photo 9](/listings/photos/55648739/636763) - Photo 9
- ![Photo 6](/listings/photos/55648739/636764) - Photo 6
- ![Photo 10](/listings/photos/55648739/636765) - Photo 10
- ![Photo 8](/listings/photos/55648739/636766) - Photo 8
- ![Photo 3](/listings/photos/55648739/636767) - Photo 3
- ![Photo 1](/listings/photos/55648739/636768) - Photo 1
- ![Photo 2](/listings/photos/55648739/636769) - Photo 2
- ![Photo 7](/listings/photos/55648739/636770) - Photo 7
- ![Photo 5](/listings/photos/55648739/636771) - Photo 5
- ![Photo 11](/listings/photos/55648739/636772) - Photo 11
- ![Photo 12](/listings/photos/55648739/636773) - Photo 12
- ![Photo 13](/listings/photos/55648739/636774) - Photo 13
- ![Photo 14](/listings/photos/55648739/636775) - Photo 14
- ![Photo 15](/listings/photos/55648739/636776) - Photo 15
- ![Photo 16](/listings/photos/55648739/636777) - Photo 16

## Floorplans

- ![Floorplan 1](/listings/photos/55648739/636778) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £80,500 | 26/08/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 13 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH | £257,500 | 26/07/2024 | Terraced |
| [Same street] 36 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH | £357,500 | 04/03/2024 | Detached |
| [Same street] 33 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH | £100,000 | 31/03/2023 | Terraced |
| [Same street] LUCY'S COTTAGE, 21 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £187,000 | 14/04/2022 | Terraced |
| [Same street] 14 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £210,995 | 04/03/2022 | Terraced |
| [Same street] 20 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £315,000 | 25/02/2022 | Terraced |
| 16 MILL COURT, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1YL | £172,500 | 09/07/2021 | Terraced |
| [Same street] 28A HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £210,000 | 02/07/2021 | Semi-detached |

**Street average:** £233,999 (7 sales)
**Area average:** £172,500 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £280,179 (14 Terraced, YO21, 2024–2026)
- **Deviation:** +7.1%

## Rental Range

*ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £855/mo
- **Optimistic:** £941/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Scarborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £106,875
- **Target investor price (1%):** £85,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,752/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.9%
- **10y growth:** 57.9%

## House Price Index (HM Land Registry)

*Official index for Yorkshire and The Humber; Terraced series; as of March 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 21.7%
- **10y growth (index):** 57.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
