# 2 bedroom terraced house for sale (CA28 6PX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 8 WEST CROFT TERRACE, WHITEHAVEN, LOWCA, CUMBERLAND CA28 6PX |
| Price | £45,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £65,000 Apr 2024 |

## Description

Offering excellent value for money, West Croft Terrace is a spacious two bed mid terraced property. Whilst requiring some work, the property would be ideal for those looking to put their own stamp on it. The property benefits from uPVC double glazing, high ceilings to the open plan lounge diner, two double bedrooms and a rear yard with outbuildings. . The area provides easy access to the neighbouring towns of Workington and Whitehaven. The accommodation briefly comprises: hallway, open plan lounge/diner and kitchen. To the first floor are two double bedrooms and the bathroom. Externally, there is a  walled area to the front and yard to the rear with outbuildings. Internal viewing is recommended.

## Property Photos

- ![External](/listings/photos/70893715/194247) - External
- ![Lounge Diner](/listings/photos/70893715/194248) - Lounge Diner
- ![Lounge Diner](/listings/photos/70893715/194249) - Lounge Diner
- ![Kitchen](/listings/photos/70893715/194250) - Kitchen
- ![Bathroom](/listings/photos/70893715/194251) - Bathroom
- ![Bedroom One](/listings/photos/70893715/194252) - Bedroom One
- ![Bedroom One](/listings/photos/70893715/194253) - Bedroom One
- ![Bedroom Two](/listings/photos/70893715/194254) - Bedroom Two
- ![Bedroom Two](/listings/photos/70893715/194255) - Bedroom Two

## EPC Graphs

- ![FULL EPC](/listings/photos/70893715/194256) - FULL EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £65,000 | 19/04/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP | £144,000 | 28/11/2025 | Terraced |
| [Same street] 10 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £2,500 | 11/10/2023 | Other |
| [Same street] 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,650 | 14/12/2022 | Terraced |
| 29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £97,000 | 28/10/2022 | Terraced |
| 27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF | £92,000 | 08/04/2022 | Terraced |
| [Same street] 22 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £80,000 | 22/03/2022 | Terraced |
| [Same street] 9 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £53,600 | 02/02/2022 | Other |
| [Same street] 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 01/10/2021 | Terraced |
| [Same street] 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £85,950 | 10/09/2021 | Terraced |
| [Same street] 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 06/08/2021 | Terraced |

**Street average:** £61,814 (7 sales)
**Area average:** £111,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,507 (27 Terraced, CA28, 2024–2026)
- **Deviation:** -65.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 2.11% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 62.2%
- **10y growth:** 71.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)