# 3 bedroom semi-detached house for sale (SK6 1AF) ## Property Details | Key | Value | |-----|-------| | Address | 23 OLD BANK CLOSE, STOCKPORT, BREDBURY, GREATER MANCHESTER SK6 1AF | | Price | £340,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | D | | Construction age | England and Wales: 1991-1995 | | Floor area | 79 m² | | Last sold | £330,000 Dec 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 15/05/2034 - **Current heating cost:** £931/year - **Est. upgrade cost to C:** £14,535 ### Recommendations - W2 (£4,000 - £6,000) - E (£35) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9162-3038-9205-3764-0200) ## Description This spacious, semi-detached family home features a master bedroom with en-suite shower room and fitted wardrobes in addition to two further double bedrooms and a family bathroom. Set towards the head of a popular cul-de-sac it also boasts a beautiful, low maintenance, sunny rear garden and a driveway to the front providing space for 3 cars. Other features include a hall, lounge, dining area, conservatory, spacious kitchen. downstairs w.c and an integral storage garage. Gas fired central heating is complimented by double glazed windows. Tenure: Freehold. Council Tax Band: D. EPC rating: To follow. ## Property Photos - ![Photo 1](/listings/photos/147939095/179924) - Photo 1 - ![Photo 6](/listings/photos/147939095/179925) - Photo 6 - ![Photo 2](/listings/photos/147939095/179926) - Photo 2 - ![Photo 11](/listings/photos/147939095/179927) - Photo 11 - ![Photo 8](/listings/photos/147939095/179928) - Photo 8 - ![Photo 9](/listings/photos/147939095/179929) - Photo 9 - ![Photo 7](/listings/photos/147939095/179930) - Photo 7 - ![Photo 5](/listings/photos/147939095/179931) - Photo 5 - ![Photo 4](/listings/photos/147939095/179932) - Photo 4 - ![Photo 17](/listings/photos/147939095/179933) - Photo 17 - ![Photo 16](/listings/photos/147939095/179934) - Photo 16 - ![Photo 15](/listings/photos/147939095/179935) - Photo 15 - ![Photo 14](/listings/photos/147939095/179936) - Photo 14 - ![Photo 13](/listings/photos/147939095/179937) - Photo 13 - ![Photo 12](/listings/photos/147939095/179938) - Photo 12 - ![Photo 18](/listings/photos/147939095/179939) - Photo 18 - ![Photo 3](/listings/photos/147939095/179940) - Photo 3 - ![Photo 18](/listings/photos/147939095/179941) - Photo 18 ## Floorplans - ![Floorplan 1](/listings/photos/147939095/179942) - Floorplan 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £330,000 | 18/12/2024 | Terraced | | 23 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £185,000 | 31/01/2014 | Terraced | | 23 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £181,500 | 10/07/2007 | Terraced | | 23 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £121,000 | 24/05/2002 | Terraced | | 23 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £95,000 | 18/09/2000 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 9 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £391,000 | 14/05/2025 | Detached | | 39 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £270,000 | 08/12/2023 | Semi-detached | | 280 GEORGE LANE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DJ | £323,000 | 18/10/2023 | Semi-detached | | 41 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £200,000 | 03/08/2023 | Semi-detached | | 39 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £230,000 | 18/11/2022 | Semi-detached | | 278 GEORGE LANE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DJ | £280,000 | 21/10/2022 | Semi-detached | | 64 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DW | £215,000 | 07/10/2022 | Semi-detached | | 47 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £150,000 | 30/09/2022 | Semi-detached | | 284 GEORGE LANE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DJ | £310,000 | 15/08/2022 | Semi-detached | | 11 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £239,160 | 26/01/2022 | Semi-detached | | [Same street] 11 OLD BANK CLOSE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1AF | £345,000 | 16/12/2021 | Detached | | 29 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DP | £217,000 | 16/09/2021 | Semi-detached | | 12 RUSKIN GROVE, BREDBURY, STOCKPORT, GREATER MANCHESTER, SK6 1DW | £189,999 | 26/07/2021 | Semi-detached | **Street average:** £368,000 (2 sales) **Area average:** £238,560 (11 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £323,868 (74 Semi-detached, SK6, 2024–2026) - **Deviation:** +5% ## Rental Range *ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £986/mo - **Realistic:** £1,095/mo - **Optimistic:** £1,205/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## 1% Rule - **Rent ratio:** 0.32% (weak for cashflow) - **Max investor price (0.8%):** £136,875 - **Target investor price (1%):** £109,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £4,304/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 20.1% - **10y growth:** 67.5% ## House Price Index (HM Land Registry) *Official index for Stockport; Semi-detached series; as of March 2026.* - **1y growth (index):** 6.3% - **5y growth (index):** 26.1% - **10y growth (index):** 69.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)