Sold STC Terraced

68 NORFOLK STREET

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5NU

3 beds 1 baths 990 sq ft Listed 10 Apr 2025 (-467d)

£135,000

Save

# 3 bedroom terraced house for sale (LA14 5NU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 68 NORFOLK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5NU |
| Price | £135,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 92 m² |
| Last sold | £148,000 Nov 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/12/2027
- **Current heating cost:** £873/year
- **Est. upgrade cost to C:** £14,640

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- B4 (£300 - £600)
- W1 (£800 - £1,200)
- E (£65)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9338-2871-7322-9793-7585)

## Description

**Location**

What3Words///drops.sport.supper

**Description**

Situated in a desirable location for younger buyers, couples and families, this house also has the benefit of being close to local amenities including bus service, schools and a Nisa local store.

The accommodation has been upgraded to an excellent standard throughout and features an entrance vestibule and hallway with open access onto a central staircase that divides the two reception rooms.

The front reception area provides a comfortable dining room with a solid fuel stove set within the chimney breast and a useful under stair storage cupboard.

The more spacious family lounge is central to the ground floor accommodation and also features an opening within the chimney breast with space to accommodate a freestanding electric fire.

Beyond the lounge is the extended kitchen which has fitted cabinets and drawers running along both sides of the room with a wood effect laminate worktop incorporating a sink unit. There is also a range of integrated appliances including a double oven with grill, hob with cooker hood above, fridge and freezer and dishwasher. There is plumbing for a washing machine with matching panel doors to hide the appliance.

The landing has ladder access into the loft space and doors to the front bedroom that would comfortably accommodate a king-size bed as well as a range of wardrobe and drawer furniture. The second and third bedrooms are both at the back of the property, offering ample space for a single bed and drawers etc. One of the rooms is currently used as a bedroom and the second a dressing room.

The bathroom has a modern suite in white that includes a close coupled WC with a wall mounted ladder style radiator alongside, a wash hand basin with cupboard storage beneath and a panelled bath with a mixer shower fitted over.

**Tenure**

Freehold

**Services**

Mains gas, electricity, water and drainage.

## Property Photos

- ![Photo](/listings/photos/160528121/1303081)
- ![Photo](/listings/photos/160528121/1303082)
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- ![Photo](/listings/photos/160528121/1303094)

## Floorplans

- ![Floorplan 1](/listings/photos/160528121/1303095) - Floorplan 1
- ![Floorplan 2](/listings/photos/160528121/1303096) - Floorplan 2
- ![Floorplan 3](/listings/photos/160528121/1303097) - Floorplan 3

## EPC Graphs

- ![EPC 1](/listings/photos/160528121/1303098) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 68 NORFOLK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NU | £148,000 | 12/11/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 HARROGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5LY | £120,000 | 30/01/2026 | Terraced |
| 111 OXFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5QH | £175,000 | 28/01/2026 | Terraced |
| 2 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB | £150,000 | 19/12/2025 | Terraced |
| 4 ST MATTHEWS MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XD | £155,000 | 10/12/2025 | Terraced |
| 58 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY | £71,000 | 27/10/2025 | Terraced |
| 17 NORFOLK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NT | £125,000 | 25/03/2025 | Terraced |
| 32 NEWBY TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PE | £97,000 | 19/12/2023 | Terraced |
| 55 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY | £117,500 | 15/12/2023 | Terraced |
| 75 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY | £111,000 | 15/12/2023 | Terraced |
| 36 SETTLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5HQ | £113,000 | 01/12/2023 | Terraced |
| 40 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PA | £35,000 | 30/11/2023 | Terraced |
| 35 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5JT | £160,000 | 27/11/2023 | Terraced |
| 3 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NZ | £100,500 | 23/11/2023 | Terraced |
| 50 NEWBY TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PE | £63,000 | 17/11/2023 | Terraced |
| 71 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PB | £79,000 | 13/11/2023 | Terraced |
| 8 THURLOW WAY, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XP | £110,000 | 10/11/2023 | Terraced |
| 81 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NW | £148,000 | 10/10/2023 | Terraced |
| 29 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NZ | £107,500 | 29/09/2023 | Terraced |
| 70 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NJ | £125,000 | 31/07/2023 | Terraced |
| 83 OXFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5QJ | £163,500 | 19/06/2023 | Terraced |
| [Same street] 64 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £116,000 | 19/12/2022 | Terraced |
| [Same street] 39 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £105,000 | 28/10/2022 | Terraced |
| [Same street] 48 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £122,050 | 12/09/2022 | Semi-detached |
| [Same street] 77 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £112,000 | 12/09/2022 | Terraced |
| [Same street] 40 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £90,000 | 08/07/2022 | Terraced |
| [Same street] 79 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £71,500 | 29/06/2022 | Terraced |
| [Same street] 34 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £92,500 | 25/02/2022 | Terraced |
| [Same street] 63 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU | £110,000 | 26/07/2021 | Terraced |

**Street average:** £102,381 (8 sales)
**Area average:** £116,300 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £114,673 (119 Terraced, LA14, 2024–2026)
- **Deviation:** +17.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £633/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Romney Road, LA14 | £800/mo | 3 | 0.14 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14.1×
- **Monthly cashflow:** £163/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,467/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.5%
- **10y growth:** 34.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

92 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£148,000 Nov 2025

Price per m²

£1,467/m²

Local average

£114,673 (+17.7%)

Deprivation

Decile 5 (15,290 of 33,755)

Street crime

355 incidents within 1 mile (May 2026)

Key features

Immaculately presented home
Two reception rooms
Nicely presented kitchen
Three bedrooms
Three-piece bathroom
Gas-fired central heating system
UPVC framed double glazing
Enclosed yard to the rear
EPC Rating - D
Council Tax Band A

Additional details

Garden: Yes

Description

This is an immaculately presented home that has been extended and greatly improved. The accommodation comprises; an entrance vestibule and hallway that leads through to two reception rooms and onwards to a nicely presented kitchen that has a range of integrated appliances. The landing has loft access and doors to the three bedrooms which includes a spacious bedroom to the front and two single bedrooms to the rear. There is also a modernised shower room with three-piece suite and shower over the bath. Other points to note about this property are the gas-fired central heating system and UPVC framed double glazing throughout plus the enclosed yard.
Location
What3Words///drops.sport.supper
Description
Situated in a desirable location for younger buyers, couples and families, this house also has the benefit of being close to local amenities including bus service, schools and a Nisa local store.
The accommodation has been upgraded to an excellent standard throughout and features an entrance vestibule and hallway with open access onto a central staircase that divides the two reception rooms.
The front reception area provides a comfortable dining room with a solid fuel stove set within the chimney breast and a useful under stair storage cupboard.
The more spacious family lounge is central to the ground floor accommodation and also features an opening within the chimney breast with space to accommodate a freestanding electric fire.
Beyond the lounge is the extended kitchen which has fitted cabinets and drawers running along both sides of the room with a wood effect laminate worktop incorporating a sink unit. There is also a range of integrated appliances including a double oven with grill, hob with cooker hood above, fridge and freezer and dishwasher. There is plumbing for a washing machine with matching panel doors to hide the appliance.
The landing has ladder access into the loft space and doors to the front bedroom that would comfortably accommodate a king-size bed as well as a range of wardrobe and drawer furniture. The second and third bedrooms are both at the back of the property, offering ample space for a single bed and drawers etc. One of the rooms is currently used as a bedroom and the second a dressing room.
The bathroom has a modern suite in white that includes a close coupled WC with a wall mounted ladder style radiator alongside, a wash hand basin with cupboard storage beneath and a panelled bath with a mixer shower fitted over.
Tenure
Freehold
Services
Mains gas, electricity, water and drainage.

Listed by

Barrow-in-Furness

Poole Townsend

Reference: 160528121

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 19/12/2017

Expiry date: 18/12/2027

Current heating cost: £873/year

Potential heating cost: £631/year

Est. upgrade cost to C: £14,640

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Party wall insulation (£300 - £600)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£65)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

Floorplan 3

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	12/11/2025 (8 months ago)	£148,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
42 HARROGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5LY	£120,000	30/01/2026	Terraced
111 OXFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5QH	£175,000	28/01/2026	Terraced
2 VICTORIA MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XB	£150,000	19/12/2025	Terraced
4 ST MATTHEWS MEWS, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XD	£155,000	10/12/2025	Terraced
58 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY	£71,000	27/10/2025	Terraced
17 NORFOLK STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NT	£125,000	25/03/2025	Terraced
32 NEWBY TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PE	£97,000	19/12/2023	Terraced
55 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY	£117,500	15/12/2023	Terraced
75 QUEEN STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NY	£111,000	15/12/2023	Terraced
36 SETTLE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5HQ	£113,000	01/12/2023	Terraced
40 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PA	£35,000	30/11/2023	Terraced
35 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5JT	£160,000	27/11/2023	Terraced
3 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NZ	£100,500	23/11/2023	Terraced
50 NEWBY TERRACE, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PE	£63,000	17/11/2023	Terraced
71 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5PB	£79,000	13/11/2023	Terraced
8 THURLOW WAY, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5XP	£110,000	10/11/2023	Terraced
81 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NW	£148,000	10/10/2023	Terraced
29 HIGHFIELD ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NZ	£107,500	29/09/2023	Terraced
70 VICTORIA ROAD, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5NJ	£125,000	31/07/2023	Terraced
83 OXFORD STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5QJ	£163,500	19/06/2023	Terraced
Same street 64 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£116,000	19/12/2022	Terraced
Same street 39 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£105,000	28/10/2022	Terraced
Same street 48 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£122,050	12/09/2022	Semi-detached
Same street 77 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£112,000	12/09/2022	Terraced
Same street 40 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£90,000	08/07/2022	Terraced
Same street 79 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£71,500	29/06/2022	Terraced
Same street 34 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£92,500	25/02/2022	Terraced
Same street 63 NORFOLK STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5NU	£110,000	26/07/2021	Terraced

Street average: £102,381 (8 sales)

Area average: £116,300 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.5%

10y growth 34.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £633/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA14 5NU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Badger Court	0.1 miles
Bus stop	Cemetery Lodge (E bound)	0.1 miles
Train station	Barrow-in-Furness	0.4 miles
Shop	Tickets	0.5 miles
Shop	Tesco Express	0.6 miles
Hospital	Furness General Hospital	1.0 miles
Train station	Roose	1.4 miles
Hospital	Millom Community Hospital	6.0 miles

Street-level crime

Category	Count
Violence and sexual offences	153
Criminal damage and arson	39
Shoplifting	38
Public order	36
Burglary	18
Drugs	18
Anti-social behaviour	16
Other theft	14
Possession of weapons	6
Vehicle crime	5
Bicycle theft	4
Other crime	4
Robbery	2
Theft from the person	2
Total incidents	355

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Victoria Academy	Primary	0.2 miles	Outstanding — 28 Apr 2024
Victoria Infant and Nursery School	Primary	0.2 miles	Good — 13 Mar 2018
St Paul's CofE Junior School	Primary	0.5 miles	Good — 16 Jul 2014
St James' CofE Junior School	Primary	0.6 miles	Good — 23 Apr 2012
Holy Family Catholic Primary School	Primary	0.7 miles	Good — 10 Jul 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Romney Road, LA14	£800/mo	3	0.14 miles	OpenRent

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.59%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 7.1%

Cost-to-rent ratio 14.1×

Monthly cashflow £163/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).