# 3 bedroom terraced house for sale (ST1 6LP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 63 HAMMERSLEY STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 6LP |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £81,000 Mar 2017 |

## Description

A beautifully presented three bedroom terraced house located in Birches Head which offers an excellent opportunity for both investors and first time buyers seeking a spacious and modern home.

The property features a contemporary kitchen with both storage and workspace, a dining room which benefits from a charming bay window and a separate lounge which is enhanced by UPVC French doors, allowing natural light to flood the room. Completing the ground floor is a modern bathroom with a vanity unit suite. Upstairs, the property boasts three bedrooms, each offering flexibility for family living or home working needs. 

Additional benefits include double glazing and gas central heating throughout. Situated close to excellent local amenities and reputable schools, this property offers convenience  for growing families or those looking to make a sound investment.

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/94128078/2538590)
- ![Lounge](/listings/photos/94128078/2538591) - Lounge
- ![Dining room](/listings/photos/94128078/2538592) - Dining room
- ![Kitchen](/listings/photos/94128078/2538593) - Kitchen
- ![Kitchen](/listings/photos/94128078/2538594) - Kitchen
- ![Bathroom](/listings/photos/94128078/2538595) - Bathroom
- ![Master bedroom](/listings/photos/94128078/2538596) - Master bedroom
- ![Bedroom two](/listings/photos/94128078/2538597) - Bedroom two
- ![Bedroom three](/listings/photos/94128078/2538598) - Bedroom three
- ![Photo](/listings/photos/94128078/2538599)
- ![Photo](/listings/photos/94128078/2538600)
- ![Photo](/listings/photos/94128078/2538601)

## Floorplans

- ![All](/listings/photos/94128078/2538602) - All

## EPC Graphs

- ![EPC 1](/listings/photos/94128078/2538603) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 63 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £81,000 | 31/03/2017 | Terraced |
| 63 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £72,000 | 01/06/2011 | Terraced |
| 63 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £34,950 | 20/10/1999 | Terraced |
| 63 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £23,500 | 08/10/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CHORLTON ROAD, STOKE-ON-TRENT, ST1 6NQ | £110,000 | 01/07/2026 | Terraced |
| 17 HARROP STREET, STOKE-ON-TRENT, ST1 2NA | £115,000 | 23/04/2026 | Terraced |
| 74 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LQ | £150,000 | 08/01/2026 | Terraced |
| 11 STEDMAN STREET, STOKE-ON-TRENT, ST1 2LR | £113,000 | 05/01/2026 | Terraced |
| 91 CAMPBELL TERRACE, STOKE-ON-TRENT, ST1 6LR | £115,000 | 19/12/2025 | Terraced |
| 38 CHORLTON ROAD, STOKE-ON-TRENT, ST1 6NG | £87,500 | 15/12/2025 | Terraced |
| 1 LOCKLEY STREET, STOKE-ON-TRENT, ST1 6PQ | £150,000 | 11/12/2025 | Terraced |
| 146 TURNER STREET, STOKE-ON-TRENT, ST1 6LT | £118,111 | 05/12/2025 | Terraced |
| 140 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN | £164,000 | 04/12/2025 | Terraced |
| 64 ROSE STREET, STOKE-ON-TRENT, ST1 6PG | £120,000 | 28/11/2025 | Terraced |
| 66 LOCKLEY STREET, STOKE-ON-TRENT, ST1 6PQ | £68,000 | 25/11/2025 | Terraced |
| 25 LOCKLEY STREET, STOKE-ON-TRENT, ST1 6PQ | £90,000 | 21/11/2025 | Terraced |
| 113 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LL | £75,000 | 22/08/2025 | Terraced |
| 138 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN | £135,000 | 26/06/2025 | Terraced |
| 94 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LJ | £160,000 | 12/06/2025 | Terraced |
| 33 BRADFORD TERRACE, STOKE-ON-TRENT, ST1 6LZ | £119,000 | 04/06/2025 | Terraced |
| 58 MOSTON STREET, STOKE-ON-TRENT, ST1 2LT | £44,000 | 28/03/2025 | Terraced |
| 55 TURNER STREET, STOKE-ON-TRENT, ST1 2ND | £76,000 | 25/03/2025 | Terraced |
| 47 CHORLTON ROAD, STOKE-ON-TRENT, ST1 6NQ | £108,500 | 31/01/2025 | Terraced |
| 54 CAMPBELL TERRACE, STOKE-ON-TRENT, ST1 6LS | £100,000 | 14/06/2024 | Terraced |
| [Same street] 53 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £115,000 | 29/11/2023 | Terraced |
| [Same street] 3 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £175,000 | 23/06/2023 | Semi-detached |

**Street average:** £145,000 (2 sales)
**Area average:** £110,906 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £103,344 (88 Terraced, ST1, 2024–2026)
- **Deviation:** +11.3%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Turner Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/195bbd3) | £850/mo | 3 | 0.06 miles | Rightmove |
| [Hanley Road, Hanley](http://87.117.209.195:8080/listings/8330bc5) | £925/mo | 3 | 0.46 miles | Rightmove |
| [Hanley Road,Hanley, Stoke-on-Trent](http://87.117.209.195:8080/listings/bd2d379) | £975/mo | 3 | 0.53 miles | Rightmove |
| [Bethell Road, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/2d7fff4) | £995/mo | 3 | 0.65 miles | Rightmove |
| [Abbotts Drive, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/eec47a9) | £1,000/mo | 3 | 0.69 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/9020543) | £580/mo | — | 0.76 miles | Rightmove |
| [Percy St, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/3bec282) | £560/mo | — | 0.78 miles | Rightmove |
| [New Bernard Street, Hanley](http://87.117.209.195:8080/listings/7c1ef51) | £995/mo | 3 | 0.94 miles | Rightmove |
| [Century Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/5d95985) | £950/mo | 3 | 1 miles | Rightmove |
| [Brentleigh Way, Hanley](http://87.117.209.195:8080/listings/7ca3f59) | £1,000/mo | 3 | 1.04 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/d97abd2) | £825/mo | — | 1.04 miles | Rightmove |
| [Clayworks , Hanley](http://87.117.209.195:8080/listings/e859f16) | £875/mo | — | 1.04 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/02d72b4) | £875/mo | — | 1.04 miles | Rightmove |
| [Paxton Street, Stoke on Trent](http://87.117.209.195:8080/listings/21d8034) | £625/mo | — | 1.09 miles | Rightmove |
| [Trent View Grove, Hanley, ST1](http://87.117.209.195:8080/listings/78813fa) | £1,000/mo | 3 | 1.16 miles | Rightmove |
| [Victoria Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/b37c59e) | £620/mo | — | 1.34 miles | Rightmove |

**Average rent: £853/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 0.78% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £332/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.1%
- **10y growth:** 53.8%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of July 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 19.1%
- **10y growth (index):** 49.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)