Sold STC Cottage

31 HIGH STREET

WHITBY, RUSWARP, NORTH YORKSHIRE YO21 1NH

2 beds 1,109 sq ft Listed 12 Dec 2012 (-4931d)

£129,950

Offers in Region of

Reduced on 19 Apr 2013

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Property details

Floor area

103 m²

EPC rating

E

Year built

England and Wales: before 1900

Last sold

£122,000 Jun 2013

Price per m²

£1,262/m²

Local average

£567,036 (-77.1%)

Deprivation

Decile 8 (26,821 of 33,755)

Street crime

35 incidents within 1 mile (Apr 2026)

Key features

  • Previously o/o£155,000
  • Grade II listed cottage
  • 2 bedrooms; Period features
  • Needs modernisation
  • Generous gardens
  • EPC rating E

Additional details

Garden
Yes

Description

A delightful and surprisingly spacious Grade II listed cottage which, although in need of some slight modernisation and re-decoration, offers the opportunity to create a lovely home whether looking to live there permanently or as second property/investment. The accommodation is over three floors comprising lounge with dining area off, small kitchen, 2 double bedrooms and bathroom. There are a number of period features including open beamed ceilings, sash windows, etc., whilst having gas central heating, some secondary glazing and generous gardens to the rear with shed and lock-up store. Handily placed for shops, public transport, pub and all the tourist facilities Ruswarp has to offer, the cottage is also a short distance from Whitby and an ideal base to explore the surrounding area.
Ground FloorEntrance LobbyLounge14' x 15'3 (4.27m x 4.65m)
Having a tiled recessed fireplace with gas fired coal-effect stove set on a tiled hearth, with old Oak beam over. There is a small fitted cupboard to the side, an open beamed ceiling, under-stairs cupboard, two radiators and secondary glazing to original sash windows. There is a small dining area off to the rear and a walk-in pantry. Staircase to first floor. Steps lead up to:
Kitchen9'1 x 6' (2.77m x 1.83m)
With Pine base units and wall cupboards, laminate roll top working surfaces, 1 bowl Acrylic sink unit, tiled splash backs, integral electric oven, gas hob, extractor, space for fridge, tiled floor and radiator. Door to rear.
First FloorLandingWith radiator, staircase to second floor and access door to rear of the cottage.
Inner LobbyWith Baxi gas fired central heating boiler.
BathroomHaving a White Suite comprising pedestal hand basin, low level w.c. and bath with mixer shower tap. There is a built-in cupboard, double glazed window, radiator, deep wooden window sill and tiled splash backs.
Bedroom14'9 x 9' (4.50m x 2.74m)
With original fire grate, recessed cupboard, original beamed ceiling, radiator and large sash window.
Second FloorAttic Bedroom17'2 x 13' (5.23m x 3.96m)
With painted open beams and joists, radiator and two Velux windows.
OutsideTo the rear is a small enclosed yard with storage outbuilding.

Steps lead up through a small gate to a good size garden which is largely set to grass, but has some mature shrubs and fruit trees. There is also a shed and lock up store.
Tenure:We have not had sight of the Title Deeds, however we believe the property is Freehold.
Council Tax Band:The property is assessed by Scarborough Borough Council in Tax Band C with a charge of £1,404-99 payable for 2013/14.
ServicesAll mains services are connected to the property

REFERENCE: 6684 TJR 1072
Astin s is the trading name of Edward G Astin & Associates Ltd (the Company). The Company for itself and for the vendor(s) or lessor(s) of this property for whom it acts as Agents gives notice that:
(i)The particulars are a general outline only for the guidance of intending purchasers or lessees and do not constitute an offer or contract
(ii)All descriptions are given in good faith and are believed to be correct, but any prospective purchasers or lessees should not rely on them as statements of fact and must satisfy themselves by inspection or otherwise as to their correctness
(iii)All measurements of rooms contained within these particulars should be taken as approximate and it is the responsibility of the prospective purchaser or lessee or his professional advisor to determine the exact measurements and details as required prior to Contract
(iv)None of the property s services or service installations have been tested and are not warranted to be in working order
(v)No employee of the Company has any authority to make or give any representation or warranty whatsoever in relation to the property

Listed by

Whitby

Astin's Estate Agents

Reference: 40386827

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 27/07/2012

Expiry date: 26/07/2022 (expired)

Current heating cost: £1,253/year

Potential heating cost: £827/year

Est. upgrade cost to C: £30,400

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (£800 - £1,200)
  • Draughtproof single-glazed windows (£80 - £120)
  • Upgrade heating controls (£350 - £450)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Flue gas heat recovery in conjunction with boiler (£900)
  • Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
  • Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

EPC 2

EPC 2

EPC 3

EPC 3

EPC 4

EPC 4

Price history

160% since 1996

Event Date Price % change
Sold 18/06/2013 (12 years ago) £122,000 -9.6%
Sold 23/06/2004 (21 years ago) £135,000 +154.7%
Sold 04/05/2000 (26 years ago) £53,000 +12.8%
Sold 16/02/1996 (30 years ago) £47,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 13 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH £257,500 26/07/2024 Terraced
Same street 36 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH £357,500 04/03/2024 Detached
THE STABLES MILL COURT, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1YL £370,000 21/07/2023 Detached
GARDEN HOUSE RUSWARP FIELDS, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NL £645,000 06/04/2023 Detached
Same street 33 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH £100,000 31/03/2023 Terraced
THE STONE HOUSE THE AVENUE, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NG £650,000 20/06/2022 Detached
Same street LUCY'S COTTAGE, 21 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH £187,000 14/04/2022 Terraced
Same street 14 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH £210,995 04/03/2022 Terraced
Same street 20 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH £315,000 25/02/2022 Terraced
Same street 28A HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH £210,000 02/07/2021 Semi-detached
CHESTNUT HOUSE RUSWARP BANK, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NF £525,000 28/06/2021 Detached

Street average: £233,999 (7 sales)

Area average: £547,500 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 83.2%
10y growth 55.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: Detached. As of March 2026.

1y (index) 1.2%
5y (index) 19.6%
10y (index) 49.5%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo
Realistic £855/mo
Optimistic £941/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Scarborough: £549/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Colin Duck Grocers & Off Licence 0.0 miles
Shop Jackson's Butchers 0.0 miles
Bus stop Ruswarp (Parish Church / Bus Shelter) 0.1 miles
Bus stop Bus Stop (Ruswarp C of E Primary School) 0.1 miles
Train station Ruswarp 0.1 miles
Hospital Whitby Hospital 1.0 miles
Train station Whitby 1.1 miles

Street-level crime

Category Count
Violence and sexual offences 15
Anti-social behaviour 5
Other theft 5
Criminal damage and arson 3
Public order 3
Bicycle theft 1
Burglary 1
Other crime 1
Vehicle crime 1
Total incidents 35

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Ruswarp Church of England Voluntary Controlled Primary School Primary 0.1 miles Requires improvement — 25 Sep 2023
Airy Hill Primary School Primary 0.8 miles Good — 19 May 2016
Whitby School Secondary 0.8 miles Requires improvement — 21 Jan 2024
Stakesby Primary Academy Primary 0.9 miles Good — 30 Mar 2023
International Christian Language School for Functional English Other 1.0 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Semi-Detached House, Chancel Way, YO21 £895/mo 2 1.07 miles OpenRent

Average rent: £895/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.69%
Max investor price (0.8%) £111,875
Target investor price (1%) £89,500
Gross yield 8.3%
Cost-to-rent ratio 12.1×
Monthly cashflow £269/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 8.6%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).