# 3 bedroom terraced house for sale (SK5 6QG) ## Property Details | Key | Value | |-----|-------| | Address | 198 THORNLEY LANE SOUTH, STOCKPORT, STOCKPORT, GREATER MANCHESTER SK5 6QG | | Price | £190,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1930-1949 | | Floor area | 72 m² | | Last sold | £97,000 Sep 2004 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Current heating cost:** £352/year - **Est. upgrade cost to C:** £17,575 ### Recommendations - W (£800 - £1,200) - E (£75) - N (£4,000 - £6,000) - U (£9,000 - £14,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8067-6421-7790-0816-7996) ## Description Situated in a highly convenient location on the border of Reddish and Dane Bank, this substantial three-bedroom mid-terraced property presents an excellent opportunity for buyers seeking a home they can truly make their own. Offering generous proportions throughout and huge scope for improvement, this characterful property is ideal for first-time buyers, growing families, or investors looking for a project with fantastic long-term potential. The accommodation briefly comprises an entrance hallway leading to a spacious separate living room, filled with natural light and offering a comfortable space to relax and unwind. To the rear, the kitchen diner provides ample room for family dining and entertaining, with plenty of potential to redesign into a modern open-plan space if desired. Upstairs, the property benefits from three excellent-sized double bedrooms, rarely found in similar terraced homes, alongside a spacious family bathroom serving all bedrooms comfortably. Externally, the property enjoys enclosed front and rear gardens, providing private outdoor areas ideal for children, pets, gardening enthusiasts, or simply enjoying the warmer months. The rear garden in particular offers excellent potential to be transformed into a fantastic family-friendly outdoor space. Conveniently located close to a range of local amenities, supermarkets, cafés, and reputable schools, the property also benefits from excellent transport links into Stockport, Manchester City Centre, and surrounding areas, making it ideal for commuters. Grenada Park is just a short distance away, offering green open space perfect for walks, recreation, and family days out. ## Property Photos - ![A.jpg](/listings/photos/89346222/631281) - A.jpg - ![B.jpg](/listings/photos/89346222/631282) - B.jpg - ![BB.jpg](/listings/photos/89346222/631283) - BB.jpg - ![BBB.jpg](/listings/photos/89346222/631284) - BBB.jpg - ![BBBB.jpg](/listings/photos/89346222/631285) - BBBB.jpg - ![C.jpg](/listings/photos/89346222/631286) - C.jpg - ![CC.jpg](/listings/photos/89346222/631287) - CC.jpg - ![CCC.jpg](/listings/photos/89346222/631288) - CCC.jpg - ![D.jpg](/listings/photos/89346222/631289) - D.jpg - ![DD.jpg](/listings/photos/89346222/631290) - DD.jpg - ![E.jpg](/listings/photos/89346222/631291) - E.jpg - ![EE.jpg](/listings/photos/89346222/631292) - EE.jpg - ![EEE.jpg](/listings/photos/89346222/631293) - EEE.jpg - ![EEEE.jpg](/listings/photos/89346222/631294) - EEEE.jpg - ![F.jpg](/listings/photos/89346222/631295) - F.jpg - ![FF.jpg](/listings/photos/89346222/631296) - FF.jpg - ![G.jpg](/listings/photos/89346222/631297) - G.jpg - ![GG.jpg](/listings/photos/89346222/631298) - GG.jpg - ![H.jpg](/listings/photos/89346222/631299) - H.jpg - ![HH.jpg](/listings/photos/89346222/631300) - HH.jpg - ![HHH.jpg](/listings/photos/89346222/631301) - HHH.jpg - ![HHHH.jpg](/listings/photos/89346222/631302) - HHHH.jpg - ![I.jpg](/listings/photos/89346222/631303) - I.jpg - ![J.jpg](/listings/photos/89346222/631304) - J.jpg - ![JJ.jpg](/listings/photos/89346222/631305) - JJ.jpg - ![JJJ.jpg](/listings/photos/89346222/631306) - JJJ.jpg ## Floorplans - ![198 Thornley Lane South-high.png](/listings/photos/89346222/631307) - 198 Thornley Lane South-high.png ## EPC Graphs - ![EPC](/listings/photos/89346222/631308) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 198 THORNLEY LANE SOUTH, STOCKPORT, GREATER MANCHESTER, SK5 6QG | £97,000 | 24/09/2004 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 13 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £232,000 | 25/07/2025 | Terraced | | 84 WINDMILL LANE, STOCKPORT, GREATER MANCHESTER, SK5 6SZ | £179,500 | 30/11/2023 | Terraced | | 23 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £195,000 | 17/11/2023 | Terraced | | 101 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QF | £242,000 | 03/11/2023 | Terraced | | [Same street] 195 THORNLEY LANE SOUTH, STOCKPORT, TAMESIDE, GREATER MANCHESTER, SK5 6QG | £270,000 | 20/10/2023 | Semi-detached | | 52 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QB | £198,000 | 07/09/2023 | Terraced | | 82 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QE | £165,000 | 27/07/2023 | Terraced | | 10 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £140,000 | 11/11/2022 | Terraced | | 40 CROMWELL AVENUE, DENTON, STOCKPORT, TAMESIDE, GREATER MANCHESTER, SK5 6GB | £290,500 | 17/10/2022 | Terraced | | 22 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QB | £150,000 | 17/10/2022 | Terraced | | 63 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QA | £182,000 | 07/10/2022 | Terraced | | 100 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QE | £235,000 | 21/09/2022 | Terraced | | 20 DAVENHAM ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QN | £200,000 | 31/08/2022 | Terraced | | 74 WINDMILL LANE, STOCKPORT, GREATER MANCHESTER, SK5 6SZ | £142,500 | 19/08/2022 | Terraced | | 15 HILL VIEW ROAD, DENTON, MANCHESTER, TAMESIDE, GREATER MANCHESTER, M34 2FQ | £210,000 | 09/08/2022 | Terraced | | 44 CROMWELL AVENUE, DENTON, STOCKPORT, TAMESIDE, GREATER MANCHESTER, SK5 6GB | £285,000 | 03/08/2022 | Terraced | | 109 SOMERFORD ROAD, STOCKPORT, GREATER MANCHESTER, SK5 6QF | £255,000 | 29/07/2022 | Terraced | | 31 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £190,000 | 28/06/2022 | Terraced | | [Same street] 205 THORNLEY LANE SOUTH, STOCKPORT, TAMESIDE, GREATER MANCHESTER, SK5 6QG | £230,000 | 27/05/2022 | Semi-detached | | 55 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £195,000 | 14/04/2022 | Terraced | | 38 CROMWELL AVENUE, DENTON, STOCKPORT, TAMESIDE, GREATER MANCHESTER, SK5 6GB | £295,000 | 01/04/2022 | Terraced | | 50 BELVEDERE AVENUE, STOCKPORT, GREATER MANCHESTER, SK5 6QJ | £170,000 | 21/03/2022 | Terraced | | [Same street] 180 THORNLEY LANE SOUTH, STOCKPORT, GREATER MANCHESTER, SK5 6QG | £220,000 | 31/01/2022 | Semi-detached | **Street average:** £240,000 (3 sales) **Area average:** £207,575 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £200,847 (51 Terraced, SK5, 2024–2026) - **Deviation:** -5.4% ## Rental Range *ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £986/mo - **Realistic:** £1,095/mo - **Optimistic:** £1,205/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £504/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed End Terrace, Broadfield Grove, SK5 | £1,175/mo | 3 | 0.55 miles | OpenRent | | 3 Bed Detached House, Cardrona Street, M18 | £1,650/mo | 3 | 0.78 miles | OpenRent | | 3 Bed Terraced House, Stanhope Street, SK5 | £2,197/mo | 3 | 0.94 miles | OpenRent | **Average rent: £1,674/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.87% (okay) - **Max investor price (0.8%):** £206,250 - **Target investor price (1%):** £165,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,650/mo).* - **Gross yield:** 10.4% - **Cost-to-rent:** 9.6× - **Monthly cashflow:** £712/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,639/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 19.8% - **10y growth:** 93.9% ## House Price Index (HM Land Registry) *Official index for Stockport; Terraced series; as of March 2026.* - **1y growth (index):** 5.8% - **5y growth (index):** 26.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)