# 2 bedroom detached house for sale (CW12 1HZ) ## Property Details | Key | Value | |-----|-------| | Address | 12 DERBY STREET, CONGLETON CW12 1HZ | | Price | £115,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1900-1929 | | Floor area | 64 m² | ## EPC Rating & Upgrade Cost - **Current rating:** G - **Potential rating:** C - **Expiry date:** 05/07/2036 - **Current heating cost:** £2,712/year - **Est. upgrade cost to C:** £32,660 ### Recommendations - Q (£7,500 - £11,000) - W2 (£5,000 - £10,000) - C (£20 - £40) - E (£120 - £140) - S (£3,500 - £10,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2536-1630-2206-0471) ## Description ***NO CHAIN*** This property offers an excellent opportunity for investors, developers, or buyers seeking a renovation project with strong potential to add value.Although it may appeal to first-time buyers, obtaining a mortgage could prove challenging due to the extent of modernisation required, and lenders may request a larger-than-average deposit.Conveniently situated, the PVCu double-glazed accommodation comprises a lounge, dining kitchen, and bathroom to the ground floor, with two double bedrooms to the first floor. Externally, there is an enclosed rear yard.Requiring a full programme of updating and improvement, this property presents a fantastic opportunity to create a comfortable home or investment property. Early viewing is highly recommended to appreciate the potential on offer.   ## Property Photos - ![FRONT](/listings/photos/90636969/1108399) - FRONT - ![REAR](/listings/photos/90636969/1108400) - REAR - ![LOUNGE](/listings/photos/90636969/1108401) - LOUNGE - ![DINING KITCHEN ](/listings/photos/90636969/1108402) - DINING KITCHEN - ![BATHROOM ](/listings/photos/90636969/1108403) - BATHROOM - ![BEDROOM 1 FRONT ](/listings/photos/90636969/1108404) - BEDROOM 1 FRONT - ![BEDROOM 2 REAR](/listings/photos/90636969/1108405) - BEDROOM 2 REAR - ![REAR](/listings/photos/90636969/1108407) - REAR - ![AERIAL VIEW](/listings/photos/90636969/1108409) - AERIAL VIEW - ![AERIAL VIEW](/listings/photos/90636969/1108411) - AERIAL VIEW - ![REAR](/listings/photos/90636969/1108413) - REAR - ![LOUNGE](/listings/photos/90636969/1108415) - LOUNGE - ![LOUNGE](/listings/photos/90636969/1108417) - LOUNGE - ![DINING KITCHEN ](/listings/photos/90636969/1108418) - DINING KITCHEN - ![DINING KITCHEN ](/listings/photos/90636969/1108420) - DINING KITCHEN - ![DINING KITCHEN ](/listings/photos/90636969/1108421) - DINING KITCHEN - ![BEDROOM 1 FRONT ](/listings/photos/90636969/1108422) - BEDROOM 1 FRONT - ![BEDROOM 2 REAR](/listings/photos/90636969/1108423) - BEDROOM 2 REAR ## Floorplans - ![Floorplan 1](/listings/photos/90636969/1108425) - Floorplan 1 ## EPC Graphs - ![Energy Performance Certificate](/listings/photos/90636969/1108428) - Energy Performance Certificate ## FENSA Certificates This property has 3 FENSA certificate(s) on record. ### FENSA Certificate #7977078 - **Address:** 12 Derby Street, CONGLETON, CW12 1HZ - **Certificate Issued:** 14/02/2011 - **Work Completed:** 07/12/2010 - **Items:** 1 door(s) ### FENSA Certificate #7272819 - **Address:** 12 Derby Street, CONGLETON, CW12 1HZ - **Certificate Issued:** 05/04/2010 - **Work Completed:** 09/03/2010 - **Items:** 1 door(s) ### FENSA Certificate #6010386 - **Address:** 12 Derby Street, CONGLETON, CW12 1HZ - **Certificate Issued:** 06/10/2008 - **Work Completed:** 11/08/2008 - **Items:** 5 window(s) ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 10 DERBY STREET, CONGLETON, CHESHIRE EAST, CW12 1HZ | £130,000 | 16/06/2023 | Semi-detached | | 6 BERKSHIRE DRIVE, CONGLETON, CHESHIRE EAST, CW12 1SB | £450,000 | 12/08/2022 | Detached | | 9 WELLINGTON CLOSE, CONGLETON, CHESHIRE EAST, CW12 1TA | £400,000 | 28/07/2022 | Detached | | 1 MILK STREET, CONGLETON, CHESHIRE EAST, CW12 1JD | £160,000 | 16/03/2022 | Detached | **Street average:** £130,000 (1 sale) **Area average:** £336,667 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £423,477 (95 Detached, CW12, 2024–2026) - **Deviation:** -72.8% ## Rental Range *ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £884/mo - **Realistic:** £982/mo - **Optimistic:** £1,080/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £576/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Rood Hill, Congleton](http://87.117.209.195:8080/listings/a149e09) | £925/mo | 2 | 0.05 miles | Rightmove | | [Mill Green, Congleton](http://87.117.209.195:8080/listings/c84657b) | £950/mo | 2 | 0.14 miles | Rightmove | | [Holford Street, Congleton](http://87.117.209.195:8080/listings/5a39dd6) | £850/mo | 2 | 0.21 miles | Rightmove | | [Antrobus Street, Congleton](http://87.117.209.195:8080/listings/38d68f1) | £650/mo | 2 | 0.24 miles | Rightmove | | [Kinsey Street, Congleton](http://87.117.209.195:8080/listings/76d741f) | £850/mo | 2 | 0.34 miles | Rightmove | | [Obelisk Way, Congleton, CW12](http://87.117.209.195:8080/listings/91950ba) | £875/mo | 2 | 0.39 miles | Rightmove | | [Moody Street, Congleton](http://87.117.209.195:8080/listings/6d4d424) | £800/mo | 2 | 0.39 miles | Rightmove | | [Park Street, Congleton](http://87.117.209.195:8080/listings/d57b168) | £875/mo | 2 | 0.39 miles | Rightmove | | [Westholme Close, Congleton, CW12](http://87.117.209.195:8080/listings/503bf54) | £1,075/mo | 2 | 0.42 miles | Rightmove | | [Parson Street, Congleton, CW12](http://87.117.209.195:8080/listings/1939cb4) | £850/mo | 2 | 0.43 miles | Rightmove | | [Swan Street, Congleton, Cheshire, CW12](http://87.117.209.195:8080/listings/0b4ef6d) | £995/mo | 2 | 0.43 miles | Rightmove | | [Nelson Street, Congleton](http://87.117.209.195:8080/listings/c84ed73) | £850/mo | 2 | 0.46 miles | Rightmove | | [Hatter Street, Congleton, Cheshire, CW12](http://87.117.209.195:8080/listings/2848c6e) | £950/mo | 2 | 0.48 miles | Rightmove | | [Elvington Close, Congleton, CW12](http://87.117.209.195:8080/listings/5dd138f) | £800/mo | 2 | 0.56 miles | Rightmove | | [Wilbraham Road, Congleton](http://87.117.209.195:8080/listings/8c13e75) | £1,100/mo | 2 | 0.66 miles | Rightmove | | [Kestrel Close, Congleton, CW12](http://87.117.209.195:8080/listings/41964eb) | £1,350/mo | 2 | 0.67 miles | Rightmove | | [William Street, Congleton, CW12](http://87.117.209.195:8080/listings/deafdec) | £895/mo | 2 | 0.82 miles | Rightmove | | [Isis Close, Congleton, CW12](http://87.117.209.195:8080/listings/9dbe539) | £1,100/mo | 2 | 1.03 miles | Rightmove | | [Boundary Lane, Congleton, CW12](http://87.117.209.195:8080/listings/87ad556) | £1,050/mo | 2 | 1.44 miles | Rightmove | | [Church Lane, North Rode, CW12](http://87.117.209.195:8080/listings/b4b8488) | £1,200/mo | 2 | 2.78 miles | Rightmove | **Average rent: £950/mo (20 listings)** ## 1% Rule - **Rent ratio:** 0.79% (weak for cashflow) - **Max investor price (0.8%):** £113,750 - **Target investor price (1%):** £91,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £910/mo).* - **Gross yield:** 9.5% - **Cost-to-rent:** 10.5× - **Monthly cashflow:** £341/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,797/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.9% - **10y growth:** 50.1% ## House Price Index (HM Land Registry) *Official index for Cheshire East; Detached series; as of May 2026.* - **1y growth (index):** 3.3% - **5y growth (index):** 23.5% - **10y growth (index):** 50.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)