Sold STC Terraced

97 PETER STREET

BLACKPOOL, BLACKPOOL FY1 3NN

3 beds 1 baths 98 m² Listed 28 Aug 2020 (-2152d)

£87,500

Reduced on 16 Feb 2021

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# 3 bedroom terraced house for sale (FY1 3NN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 97 PETER STREET, BLACKPOOL, BLACKPOOL FY1 3NN |
| Price | £87,500 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £85,000 Jun 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 08/03/2031
- **Est. upgrade cost to C:** £10,900

### Recommendations
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0617-1001-4207-2689-0200)

## Description

**ENTRANCE** **HALL** **** On entrance to the property there is a hard wood door leading into hallway. Stairs to the first floor landing. Meter cupboard. Doors to ground floor rooms. Ceiling light.

**LOUNGE** **15' 07" x 11' 04" (4.75m x 3.45m)** A spacious main living area with a double glazed bay window to front elevation. Decorative coved ceiling with ceiling light. Open fire with brick feature surround. Laminate flooring. Opening to the second reception.

**SECOND** **RECEPTION** **** **14' 02" x 11' 10" (4.32m x 3.61m)** A double glazed window to rear elevation. Fire with brick feature surround. Laminate flooring. Ceiling light.

**KITCHEN** **17' 11" x 9' 01" (5.46m x 2.77m)** A range of matching wall and base units with complementary work surfaces. Stainless steel sink with mixer tap. Space and plumbing for freestanding washing machine. Space for freestanding cooker. Space for freestanding fridge freezer. Part tiled walls. A double glazed window to side and rear elevation. Room for dining table and chairs. Door leading to rear garden.

**LANDING** **** **** Doors leading to all first floor rooms. Ceiling light.

**BEDROOM** **ONE** **** **14' 06" x 9' 06" (4.42m x 2.9m)** A double glazed window to rear elevation. Ceiling light.

**BEDROOM** **TWO** **** **12' 04" x 9' 03" (3.76m x 2.82m)** A double glazed window to front elevation. Ceiling light.

**BEDROOM** **THREE** **9' 04" x 5' 05" (2.84m x 1.65m)** A double glazed window to front elevation. Ceiling light.

**BATHROOM** **** **10' 05" x 9' 01" (3.18m x 2.77m)** A spacious four piece bathroom suite comprising of a panelled bath. Step in shower cubicle with glass enclosure. Pedestal wash hand basin. Toiler. Cupboard housing combination boiler. Radiator. Part tiled walls. A double glazed window to rear elevation.

**GARDENS** **** **** To the rear of the property there is a wall enclosed garden with gated access to the alley. Crazy paving. Room for table chairs. The front has a wall enclosure with gated access. Pathway upto entrance.

## Property Photos

- ![Photo](/listings/photos/72825348/1350017)
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- ![Photo](/listings/photos/72825348/1350026)
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## Floorplans

- ![Floorplan 1](/listings/photos/72825348/1350034) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 PETER STREET, BLACKPOOL, FY1 3NN | £85,000 | 04/06/2021 | Terraced |
| 97 PETER STREET, BLACKPOOL, FY1 3NN | £85,000 | 06/04/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 104 PETER STREET, BLACKPOOL, FY1 3NN | £85,000 | 30/01/2026 | Terraced |
| 32 FLAT 1 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £97,200 | 09/01/2026 | Terraced |
| 53 PETER STREET, BLACKPOOL, FY1 3NL | £78,000 | 19/12/2025 | Terraced |
| 40 SELBOURNE ROAD, BLACKPOOL, FY1 3SA | £82,000 | 11/11/2025 | Terraced |
| 21 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £97,000 | 29/08/2025 | Terraced |
| 55 DEVONSHIRE ROAD, BLACKPOOL, FY3 8DR | £62,500 | 11/06/2025 | Terraced |
| 15 MANCHESTER ROAD, BLACKPOOL, FY3 8DN | £77,000 | 04/04/2025 | Terraced |
| [Same street] 118 PETER STREET, BLACKPOOL, FY1 3NN | £73,700 | 18/12/2023 | Terraced |
| [Same street] 85 PETER STREET, BLACKPOOL, FY1 3NN | £87,500 | 11/12/2023 | Terraced |
| 39 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £112,376 | 27/10/2023 | Terraced |
| 124A GEORGE STREET, BLACKPOOL, FY1 3SF | £128,000 | 20/10/2023 | Terraced |
| 126A GEORGE STREET, BLACKPOOL, FY1 3SF | £129,000 | 20/10/2023 | Terraced |
| 46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA | £71,000 | 12/10/2023 | Terraced |
| 33 COLERIDGE ROAD, BLACKPOOL, FY1 3SD | £100,000 | 11/10/2023 | Terraced |
| 42 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £123,000 | 22/09/2023 | Terraced |
| 46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA | £62,000 | 18/08/2023 | Terraced |
| 112 ELIZABETH STREET, BLACKPOOL, FY1 3LZ | £97,000 | 31/07/2023 | Terraced |
| 37 OXFORD ROAD, BLACKPOOL, FY1 3QL | £85,000 | 21/07/2023 | Terraced |
| 24 SELBOURNE ROAD, BLACKPOOL, FY1 3SA | £95,000 | 31/05/2023 | Terraced |
| 15 OXFORD ROAD, BLACKPOOL, FY1 3QL | £87,500 | 19/05/2023 | Terraced |
| 101 ELIZABETH STREET, BLACKPOOL, FY1 3LZ | £85,000 | 16/05/2023 | Terraced |
| 61 PETER STREET, BLACKPOOL, FY1 3NL | £93,500 | 31/03/2023 | Terraced |
| 46 SELBOURNE ROAD, BLACKPOOL, FY1 3SA | £95,000 | 15/12/2022 | Terraced |
| [Same street] 127 PETER STREET, BLACKPOOL, FY1 3NN | £100,000 | 28/09/2022 | Terraced |
| [Same street] 106 PETER STREET, BLACKPOOL, FY1 3NN | £95,000 | 06/04/2022 | Terraced |
| [Same street] 117 PETER STREET, BLACKPOOL, FY1 3NN | £89,000 | 03/09/2021 | Terraced |

**Street average:** £88,367 (6 sales)
**Area average:** £92,854 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £99,315 (104 Terraced, FY1, 2024–2026)
- **Deviation:** -11.9%

## Rental Range

*ONS Price Index of Private Rents (Blackpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £634/mo
- **Realistic:** £704/mo
- **Optimistic:** £774/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Sherbourne Road, FY1 | £1,400/mo | 3 | 0.57 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.6% (strong)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 19.2%
- **Cost-to-rent:** 5.2×
- **Monthly cashflow:** £890/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 42.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £893/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 30.2%

## House Price Index (HM Land Registry)

*Official index for Blackpool; Terraced series; as of April 2026.*

- **1y growth (index):** 5%
- **5y growth (index):** 22.3%
- **10y growth (index):** 47.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

98 m²

EPC rating

Last sold

£85,000 Jun 2021

Price per m²

£893/m²

Local average

£99,315 (-11.9%)

Deprivation

Decile 1 (16 of 33,755)

Street crime

1182 incidents within 1 mile (May 2026)

Key features

A Substantial Three Bedroom Terrace House
Double Glazed And Gas Central Heated
Two Spacious Reception Rooms
Modern Kitchen & Three Piece Bathroom
Gardens Front And Rear
Close To Local Amenities
Ideal Family Home
Viewing Recommended

Additional details

Parking: On street, Permit
Garden: Yes

Description

ENTRANCE HALL ** On entrance to the property there is a hard wood door leading into hallway. Stairs to the first floor landing. Meter cupboard. Doors to ground floor rooms. Ceiling light.

LOUNGE 15' 07" x 11' 04" (4.75m x 3.45m) A spacious main living area with a double glazed bay window to front elevation. Decorative coved ceiling with ceiling light. Open fire with brick feature surround. Laminate flooring. Opening to the second reception.

SECOND RECEPTION 14' 02" x 11' 10" (4.32m x 3.61m) A double glazed window to rear elevation. Fire with brick feature surround. Laminate flooring. Ceiling light.

KITCHEN 17' 11" x 9' 01" (5.46m x 2.77m) A range of matching wall and base units with complementary work surfaces. Stainless steel sink with mixer tap. Space and plumbing for freestanding washing machine. Space for freestanding cooker. Space for freestanding fridge freezer. Part tiled walls. A double glazed window to side and rear elevation. Room for dining table and chairs. Door leading to rear garden.

LANDING Doors leading to all first floor rooms. Ceiling light.

BEDROOM ONE 14' 06" x 9' 06" (4.42m x 2.9m) A double glazed window to rear elevation. Ceiling light.

BEDROOM TWO 12' 04" x 9' 03" (3.76m x 2.82m) A double glazed window to front elevation. Ceiling light.

BEDROOM THREE 9' 04" x 5' 05" (2.84m x 1.65m) A double glazed window to front elevation. Ceiling light.

BATHROOM 10' 05" x 9' 01" (3.18m x 2.77m) A spacious four piece bathroom suite comprising of a panelled bath. Step in shower cubicle with glass enclosure. Pedestal wash hand basin. Toiler. Cupboard housing combination boiler. Radiator. Part tiled walls. A double glazed window to rear elevation.

GARDENS ** To the rear of the property there is a wall enclosed garden with gated access to the alley. Crazy paving. Room for table chairs. The front has a wall enclosure with gated access. Pathway upto entrance.

Listed by

Blackpool

Tiger Sales & Lettings

Reference: 72825348

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 09/03/2021

Expiry date: 08/03/2031

Est. upgrade cost to C: £10,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

0% since 2010

Event	Date	Price	% change
Sold	04/06/2021 (5 years ago)	£85,000	0%
Sold	06/04/2010 (16 years ago)	£85,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 104 PETER STREET, BLACKPOOL, FY1 3NN	£85,000	30/01/2026	Terraced
32 FLAT 1 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ	£97,200	09/01/2026	Terraced
53 PETER STREET, BLACKPOOL, FY1 3NL	£78,000	19/12/2025	Terraced
40 SELBOURNE ROAD, BLACKPOOL, FY1 3SA	£82,000	11/11/2025	Terraced
21 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ	£97,000	29/08/2025	Terraced
55 DEVONSHIRE ROAD, BLACKPOOL, FY3 8DR	£62,500	11/06/2025	Terraced
15 MANCHESTER ROAD, BLACKPOOL, FY3 8DN	£77,000	04/04/2025	Terraced
Same street 118 PETER STREET, BLACKPOOL, FY1 3NN	£73,700	18/12/2023	Terraced
Same street 85 PETER STREET, BLACKPOOL, FY1 3NN	£87,500	11/12/2023	Terraced
39 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ	£112,376	27/10/2023	Terraced
124A GEORGE STREET, BLACKPOOL, FY1 3SF	£128,000	20/10/2023	Terraced
126A GEORGE STREET, BLACKPOOL, FY1 3SF	£129,000	20/10/2023	Terraced
46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA	£71,000	12/10/2023	Terraced
33 COLERIDGE ROAD, BLACKPOOL, FY1 3SD	£100,000	11/10/2023	Terraced
42 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ	£123,000	22/09/2023	Terraced
46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA	£62,000	18/08/2023	Terraced
112 ELIZABETH STREET, BLACKPOOL, FY1 3LZ	£97,000	31/07/2023	Terraced
37 OXFORD ROAD, BLACKPOOL, FY1 3QL	£85,000	21/07/2023	Terraced
24 SELBOURNE ROAD, BLACKPOOL, FY1 3SA	£95,000	31/05/2023	Terraced
15 OXFORD ROAD, BLACKPOOL, FY1 3QL	£87,500	19/05/2023	Terraced
101 ELIZABETH STREET, BLACKPOOL, FY1 3LZ	£85,000	16/05/2023	Terraced
61 PETER STREET, BLACKPOOL, FY1 3NL	£93,500	31/03/2023	Terraced
46 SELBOURNE ROAD, BLACKPOOL, FY1 3SA	£95,000	15/12/2022	Terraced
Same street 127 PETER STREET, BLACKPOOL, FY1 3NN	£100,000	28/09/2022	Terraced
Same street 106 PETER STREET, BLACKPOOL, FY1 3NN	£95,000	06/04/2022	Terraced
Same street 117 PETER STREET, BLACKPOOL, FY1 3NN	£89,000	03/09/2021	Terraced

Street average: £88,367 (6 sales)

Area average: £92,854 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17%

10y growth 30.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Blackpool. Series: Terraced. As of April 2026.

1y (index) 5%

5y (index) 22.3%

10y (index) 47.9%

Rental Range

Estimated market rent for Blackpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £634/mo

Realistic £704/mo

Optimistic £774/mo

Based on Local Authority from postcode lookup → Blackpool.

LHA (30th percentile) floor for Fylde Coast: £623/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View FY1 3NN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Selbourne Mini-market	0.1 miles
Shop	Candy Corner	0.1 miles
Bus stop	Collingwood Avenue	0.3 miles
Bus stop	Devonshire Road	0.3 miles
Train station	Blackpool North	0.4 miles
Train station	Layton	1.1 miles
Hospital	The Harbour	2.5 miles
University	Blackpool and The Fylde College	2.7 miles
Hospital	Clifton Hospital	5.4 miles
University	Blackpool & The Fylde College, Fleetwood Nautical Campus	5.5 miles

Street-level crime

Category	Count
Violence and sexual offences	533
Anti-social behaviour	213
Public order	77
Criminal damage and arson	72
Other theft	66
Drugs	45
Vehicle crime	34
Other crime	32
Shoplifting	29
Possession of weapons	26
Burglary	24
Robbery	17
Bicycle theft	7
Theft from the person	7
Total incidents	1182

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tower Learning Centre Independent School	Other	0.1 miles	Good — 21 Sep 2022
Devonshire Primary Academy	Primary	0.1 miles	— (Inspected (no overall grade))
St Kentigern's Catholic Primary School	Primary	0.2 miles	Good — 12 Nov 2014
Blackpool St John's Church of England Primary School	Primary	0.4 miles	Good — 26 Jul 2012
Woodlands School	Other	0.7 miles	Good — 15 Oct 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Sherbourne Road, FY1	£1,400/mo	3	0.57 miles	OpenRent

Average rent: £1,400/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.6%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 19.2%

Cost-to-rent ratio 5.2×

Monthly cashflow £890/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 42.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).