Sold STC Semi-detached

78 ST JAMES ROAD

WATFORD, HERTFORDSHIRE WD18 0DX

2 beds 1 baths Listed 12 Nov 2025 (-251d)

£435,000

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Property details

Tenure

FREEHOLD

Council tax band

C

Last sold

£440,000 Mar 2026

Local average

£520,200 (-16.4%)

Deprivation

Decile 7 (23,377 of 33,755)

Street crime

620 incidents within 1 mile (May 2026)

Key features

  • VICTORIAN SEMI-DETACHED HOUSE
  • TWO RECEPTION ROOMS
  • MODERN FITTED KITCHEN
  • TWO DOUBLE BEDROOMS
  • BOARDED LOFT ACCESS
  • LARGE MATURE REAR GARDEN
  • POTENTIAL TO EXTEND (STPP)
  • CATCHMENTS TO WATFORD GRAMMAR SCHOOLS

Additional details

Parking
Yes
Garden
Yes

Description

SUMMARY
* VICTORIAN SEMI-DETACHED HOUSE TWO RECEPTION ROOMS MODERN FITTED KITCHEN TWO DOUBLE BEDROOMS BOARDED LOFT ACCESS LARGE MATURE REAR GARDEN POTENTIAL TO EXTEND (STPP) CATCHMENTS TO WATFORD GRAMMAR SCHOOLS WALKING DISTANCE TO WATFORD HIGH STREET STATION ** IDEAL FAMILY HOME *


DESCRIPTION
Connells are delighted to bring this well-presented Victorian semi-detached house to the market that is situated on a popular residential road in Watford. The property comprises of two reception room, a modern fitted kitchen, two double bedrooms and an off-landing family bathroom suite. Benefits include period character features, a large mature rear garden with side access, on-street permitted parking as well as holding the potential to extend (STPP).
An ideal family home, the property is located within easy reach of Watford Grammar School for Girls, Watford Town Centre and ideally placed for easy access to both Watford High Street Station, Bushey Train Station as well as the A41 and M1 motorways.
For more information or to arrange a viewing, please contact Connells today.

Entrance Hall  
Door to front aspect, radiator,

Living Room  15' 7" INTO BAY x 9' 7" MAX ( 4.75m INTO BAY x 2.92m MAX )
Bay window to front aspect, television point, two radiators.

Dining Room  13' 2" x 12' 9" ( 4.01m x 3.89m )
Window to rear aspect, stairs to first floor landing, telephone point, under-stairs storage, radiator.

Kitchen  13' 9" + DOOR RECESS x 7' 4" ( 4.19m + DOOR RECESS x 2.24m )
Fitted kitchen comprised of wall and base units with work surfaces and tiling to complement, window to side aspect, sink with drainer, electric oven, gas hob with extractor hood, space for fridge/freezer, plumbing for washing machine and dishwasher, tumble dryer, breakfast bar area, patio doors to rear garden.

First Floor Landing 
Access to boarded loft, storage cupboard.

Bedroom One  13' 3" MAX x 13' 5" MAX ( 4.04m MAX x 4.09m MAX )
Windows to front aspect, radiator.

Bedroom Two  13' 5" x 7' 6" ( 4.09m x 2.29m )
Window to rear aspect, radiator.

Bathroom  
Window to rear aspect, bath with mixer taps and overhead shower, WC, wash hand basin, heated towel rail, storage cupboard.

Outside  

Rear Garden  
South-west facing, paved patio area, laid lawn, trees & shurbberies, side access.



1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2: These particulars do not constitute part or all of an offer or contract.
3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.
4: Potential buyers are advised to recheck the measurements before committing to any expense.
5: Connells has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.
6: Connells has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

Listed by

Watford

Connells

Reference: 169268981

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC

EPC

Price history

Event Date Price % change
Sold 04/03/2026 (4 months ago) £440,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
10 WIGGENHALL ROAD, WATFORD, HERTFORDSHIRE, WD18 0AL £475,000 26/09/2022 Semi-detached
5 LIVERPOOL ROAD, WATFORD, HERTFORDSHIRE, WD18 0DW £430,500 03/12/2021 Semi-detached
139 ST JAMES ROAD, WATFORD, HERTFORDSHIRE, WD18 0DY £367,500 28/09/2021 Semi-detached
7 NEAL STREET, WATFORD, HERTFORDSHIRE, WD18 0AX £417,500 16/08/2021 Semi-detached

Area average: £422,625 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Watford. Series: Semi-detached. As of April 2026.

1y (index) 2.2%
5y (index) 7.8%
10y (index) 26.5%

Rental Range

Estimated market rent for Watford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,633/mo
Realistic £1,814/mo
Optimistic £1,995/mo

Based on Local Authority from postcode lookup → Watford.

LHA (30th percentile) floor for Bedford: £823/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop The Hornets 0.2 miles
Shop Unknown 0.2 miles
Shop Evolve - Salon & Spa 0.2 miles
Bus stop Lammas Road 0.2 miles
Hospital Watford General Hospital 0.3 miles
Train station Watford High Street 0.3 miles
Train station Bushey 0.6 miles
University Middlesex University 7.7 miles
University Flood Hazard Research Centre 7.7 miles

Street-level crime

Category Count
Violence and sexual offences 194
Anti-social behaviour 119
Shoplifting 67
Other theft 47
Vehicle crime 43
Public order 42
Criminal damage and arson 31
Drugs 23
Burglary 17
Robbery 14
Possession of weapons 8
Theft from the person 7
Bicycle theft 6
Other crime 2
Total incidents 620

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Watford Grammar School for Girls Secondary 0.2 miles Outstanding — 24 Apr 2024
Field Junior School Primary 0.2 miles Outstanding — 9 Jan 2018
Watford Field School (Infant & Nursery) Primary 0.2 miles Good — 8 Dec 2011
Chater Junior School Primary 0.3 miles (Inspected (no overall grade))
Laurance Haines School Primary 0.5 miles Good — 2 Dec 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Oxford St, WD18 £1,750/mo 2 0.26 miles OpenRent
2 Bed Terraced House, Souldern St, WD18 £2,000/mo 2 0.28 miles OpenRent
2 Bed Flat, Sligo House, WD17 £2,750/mo 2 0.4 miles OpenRent

Average rent: £2,167/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%
Max investor price (0.8%) £250,000
Target investor price (1%) £200,000
Gross yield 5.5%
Cost-to-rent ratio 18.1×
Monthly cashflow £62/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 0.6%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).