# 3 bedroom terraced house for sale (B18 7LE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 81 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS B18 7LE |
| Price | £165,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 78 m² |
| Last sold | £161,000 Jul 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 03/03/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £14,415

### Recommendations
- B (£500 - £1,500)
- E (£40)
- M (£1,250 - £2,500)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0643-2834-7973-9006-1465)

## Description

This well presented chain free three bedroom terrace property is available for immediate viewing. The property has been decorated to a very high standard and is situated in an excellent location close to the city centre. The ground floor of the property is extremely spacious and offers a large reception room with plenty of room for a sofa and dinning table. To the rear is also a generous sized kitchen with breakfast bar over looking your private rear garden. The ground floor also boasts a W.C. On the first floor are two very good sized bedrooms with a third single room and refurbished family bathroom.

Located within walking distance from Birmingham's Jewellery Quarter, this property is the perfect investment opportunity. Transport links are in abundance to travel around the city, and with a large supermarket also within walking distance the property boasts all the amenities needed to achieve a good rental.

## Property Photos

- ![Front](/listings/photos/54323238/727241) - Front
- ![Kitchen/breakfast ro](/listings/photos/54323238/727244) - Kitchen/breakfast ro
- ![Lounge](/listings/photos/54323238/727248) - Lounge
- ![Bedroom 2](/listings/photos/54323238/727251) - Bedroom 2
- ![Bathroom](/listings/photos/54323238/727254) - Bathroom
- ![Bedroom 3](/listings/photos/54323238/727257) - Bedroom 3
- ![Garden](/listings/photos/54323238/727258) - Garden
- ![Bedroom 1](/listings/photos/54323238/727262) - Bedroom 1

## Floorplans

- ![CWQuickSketch.jpg](/listings/photos/54323238/727268) - CWQuickSketch.jpg

## EPC Graphs

- ![EPC](/listings/photos/54323238/727274) - EPC
- ![EPC.jpg](/listings/photos/54323238/727277) - EPC.jpg

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #18176
- **Address:** 81 Ellen Street, BIRMINGHAM, B18 7LE
- **Certificate Issued:** 15/09/2002
- **Work Completed:** 27/06/2002
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 81 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LE | £161,000 | 20/07/2018 | Terraced |
| 81 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LE | £127,500 | 09/08/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 266 CAMDEN STREET, HOCKLEY, BIRMINGHAM, WEST MIDLANDS, B18 7NZ | £215,500 | 28/11/2025 | Terraced |
| 10 HERNE CLOSE, BIRMINGHAM, WEST MIDLANDS, B18 7PS | £189,000 | 07/11/2025 | Terraced |
| [Same street] 71 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LE | £180,000 | 15/03/2024 | Terraced |
| [Same street] 73 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LE | £175,000 | 30/11/2023 | Terraced |
| [Same street] 61 ELLEN STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LE | £191,000 | 11/05/2023 | Terraced |
| 33 HERNE CLOSE, BIRMINGHAM, WEST MIDLANDS, B18 7PS | £175,000 | 17/04/2023 | Terraced |
| 278 CAMDEN STREET, HOCKLEY, BIRMINGHAM, WEST MIDLANDS, B18 7NZ | £225,000 | 02/02/2023 | Terraced |
| 355 CAMDEN STREET, HOCKLEY, BIRMINGHAM, WEST MIDLANDS, B18 7NY | £205,000 | 21/12/2022 | Terraced |
| 50 KNIGHTSTONE AVENUE, BIRMINGHAM, WEST MIDLANDS, B18 6PR | £91,640 | 03/10/2022 | Terraced |
| 116 NEW SPRING STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LZ | £185,000 | 11/05/2022 | Terraced |
| 117 NEW SPRING STREET, BIRMINGHAM, WEST MIDLANDS, B18 7LZ | £110,000 | 08/04/2022 | Terraced |

**Street average:** £182,000 (3 sales)
**Area average:** £174,518 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £177,546 (17 Terraced, B18, 2024–2026)
- **Deviation:** -7.1%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £979/mo
- **Realistic:** £1,088/mo
- **Optimistic:** £1,197/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, The Foundry, B1 | £1,700/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed End Terrace, Clissold Street, B18 | £1,200/mo | 3 | 0.21 miles | OpenRent |

**Average rent: £1,450/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.88% (okay)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 10.5%
- **Cost-to-rent:** 9.5×
- **Monthly cashflow:** £630/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,115/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19%
- **10y growth:** 68.8%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of March 2026.*

- **1y growth (index):** 0.6%
- **5y growth (index):** 17.5%
- **10y growth (index):** 59.5%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)