# 3 bedroom terraced house for sale (ST16 3PD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 Sheridan Street, Coton Fields, Stafford, Staffordshire ST16 3PD |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |

## Description

You Need to Register to bid: auctionhammermidlands.co.uk

Viewings 17th October 10.30-10.50am

Live stream auction on 22ND OCTOBER 2025 6:30PM START. Bidding will be available by either online bidding, telephone or proxy If you wish to bid, please register on line via the Auction Hammer website auctionhammermidlands.co.uk using the Register to Bid tab. This property is located within easy reach of local amenities and transport links. An ideal opportunity for first time buyers, investors and those downsizing.

Residential for Improvement

Live stream auction on 22ND OCTOBER 2025 6:30PM START. Bidding will be available by either online bidding, telephone or proxy If you wish to bid, please register on line via the Auction Hammer website auctionhammermidlands.co.uk using the Register to Bid tab.

This Mid Terraced House is located within easy reach of local amenities and transport links. An ideal opportunity for first time buyers, investors and those downsizing. Stafford Town Centre is a short (approximately 1.5 miles) distance away and offers a range of facilities including shops, supermarkets, intercity railway station. Stafford also has great commuter links via the M6 J13/14 and the M6 toll road.

**Ground Floor** Entrance, Lounge/Diner (4.7m x 3.7m), Kitchen (3.7m x 2.6m) W.C (1.5m x 0.8m)

**First Floor** Bedroom One (3.6m x 3.1m). Bedroom Two (3.4m x 2.8m), Bedroom Three (2.6m x 2.3m), Bathroom (2m x 2m)

**Outside** Off road parking, gardens front and rear

**Services** Interested parties are requested to make their own enquiries to the relevant authorities as to the availability of services.

**The Seller** The seller is a registered social landlord and is therefore prohibited from selling a property to anyone who is an employee or director of the seller, or was in the last 12 months an employee or director, or is a close relative of such a person or a agent on their behalf.

**Note** PROSPECTIVE BUYERS PLEASE NOTE We draw your attention to the Special Conditions of Sale within the Legal Pack, referring to other charges in addition to the purchase price which may become payable. Such costs may include Search Fees, reimbursement of Sellers costs and Legal Fees, and Transfer Fees amongst others.

**Tenure:** Freehold

**EPC Rating:** D

**Terms:**

Guide Prices & Reserves

Guides are provided as an indication of each seller’s minimum expectation. They are not necessarily figures which a property will sell for and may change at any time prior to the auction. Each property will be offered subject to a Reserve (a figure below which the Auctioneer cannot sell the property during the auction) which we expect will be set within the Guide Range or no more than 10% above a single figure Guide.

Additional Fees

Please be aware there may be additional fees payable on top of the final sale price. These include and are not limited to administration charges and buyer’s premium fees payable on exchange, and disbursements payable on completion. Please ensure you check the property information page for a list of any relevant additional fees as well as reading the legal pack for any disbursements.

Plans, Maps and Photographs

The plans, floorplans, maps, photograph’s and video tours published on our website and in the catalogue are to aid identification of the property only. The plans are not to scale and should not be relied upon.

Consumer Protection Regulations 2008

Auction Hammer Midlands Property Auctions endeavour to make our sales details clear, accurate and reliable in line with the Consumer Protection from Unfair Trading Regulations 2008 but they should not be relied on as statements or representations of fact, and they do not constitute any part of an offer or contract. All references to planning, tenants, boundaries, potential development, tenure etc is to be superseded by the information contained in the legal pack. It should not be assumed that this property has all the necessary Planning, Building Regulation, or other consents. Any services, appliances and heating system(s) listed have not been checked or tested. Please note that in some instances the photographs may have been taken using a wide-angle lens. The seller does not make any representation or give any warranty in relation to the property, and we have no authority to do so on behalf of the seller.

Anti Money Laundering Regulations

Intending buyers will be asked to produce identification documentation either as part of the bidder registration process of if they make an acceptable pre-auction offer,  we would ask for your co-operation in order that there will be no delay in agreeing the sale.

**Administration Fee:** 0% inc VAT of the purchase price, payable on exchange of contracts.

**Disbursements:** Please see the legal pack for any disbursements listed that may become payable by the purchaser on completion.

## Property Photos

- ![P1608738 T202510011659.jpg](/listings/photos/87309003/131853) - P1608738 T202510011659.jpg
- ![Auction Hammer Midlands Matterport 3D Tour Slide T202510011658.jpg](/listings/photos/87309003/131854) - Auction Hammer Midlands Matterport 3D Tour Slide T202510011658.jpg
- ![P1608745 T202510011659.jpg](/listings/photos/87309003/131855) - P1608745 T202510011659.jpg
- ![P1608752 T202510011659.jpg](/listings/photos/87309003/131856) - P1608752 T202510011659.jpg
- ![P1608760 T202510011659.jpg](/listings/photos/87309003/131857) - P1608760 T202510011659.jpg
- ![P1608767 T202510011659.jpg](/listings/photos/87309003/131858) - P1608767 T202510011659.jpg

## Floorplans

- ![Floor Plan AH 31 Sheridan Street  Stafford T202510051817.jpg](/listings/photos/87309003/131861) - Floor Plan AH 31 Sheridan Street  Stafford T202510051817.jpg

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW | £170,000 | 20/11/2025 | Terraced |
| 151 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £190,000 | 20/06/2025 | Terraced |
| 12 SHERIDAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PD | £185,000 | 03/11/2023 | Terraced |
| 145 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £210,000 | 28/03/2023 | Terraced |
| 10 SMALLMAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PF | £200,000 | 17/03/2023 | Terraced |
| 71 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £130,330 | 03/03/2023 | Terraced |
| 69 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NZ | £122,000 | 03/03/2023 | Terraced |
| 147 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £175,000 | 28/02/2023 | Terraced |
| 8 SHELLEY CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3NU | £165,000 | 23/02/2023 | Terraced |
| 59 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £180,000 | 13/12/2022 | Terraced |
| 31 TITHE BARN ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PH | £212,000 | 02/12/2022 | Terraced |
| 95 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW | £177,000 | 30/11/2022 | Terraced |
| 40 TRENCHARD AVENUE, STAFFORD, STAFFORDSHIRE, ST16 3QB | £160,000 | 23/11/2022 | Terraced |
| 61 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £157,500 | 18/10/2022 | Terraced |
| 123 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £187,500 | 27/09/2022 | Terraced |
| 85 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NZ | £118,000 | 19/08/2022 | Terraced |
| 113 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW | £166,000 | 12/08/2022 | Terraced |
| 13 SHERIDAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PD | £167,000 | 29/07/2022 | Terraced |
| 1 DOUGLAS ROAD WEST, STAFFORD, STAFFORDSHIRE, ST16 3NR | £170,000 | 11/07/2022 | Terraced |
| 145 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £145,000 | 29/06/2022 | Terraced |

**Area average:** £169,367 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £178,296 (32 Terraced, ST16, 2024–2026)
- **Deviation:** -35.5%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £799/mo
- **Realistic:** £888/mo
- **Optimistic:** £977/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Mynors Street, ST16 | £1,100/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.96% (okay)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 11.5%
- **Cost-to-rent:** 8.7×
- **Monthly cashflow:** £512/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23%
- **10y growth:** 26.9%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of March 2026.*

- **1y growth (index):** 3.1%
- **5y growth (index):** 26.1%
- **10y growth (index):** 54.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)