Sold STC Flat

1

SQUIRES HOUSE, SMITHS WHARF, WANTAGE, OXFORDSHIRE OX12 9GX

2 beds 2 baths 71 m² Listed 24 Mar 2023 (-1214d)

£210,000

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# 2 bedroom flat for sale (OX12 9GX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1, SQUIRES HOUSE, SMITHS WHARF, WANTAGE, OXFORDSHIRE OX12 9GX |
| Price | £210,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £200,000 Jul 2023 |

## Description

Landlords only, this two bedroom two bathroom ground floor flat is offered for sale with tenants in situ.

## Property Photos

- ![Photo 10](/listings/photos/132910100/926857) - Photo 10
- ![Photo 9](/listings/photos/132910100/926858) - Photo 9

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SQUIRES HOUSE 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX | £200,000 | 21/07/2023 | Flat |
| SQUIRES HOUSE 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX | £167,500 | 05/11/2014 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] SQUIRES HOUSE 13 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX | £178,000 | 19/01/2026 | Flat |
| CANAL HOUSE 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GY | £218,000 | 09/01/2026 | Flat |
| KINGS WHARF 31 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ | £201,000 | 23/12/2025 | Flat |
| WILLOW GRANGE 2 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB | £100,000 | 21/07/2023 | Flat |
| KINGS WHARF 45 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ | £95,000 | 28/06/2023 | Flat |
| BALCOMBE COURT 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GR | £165,000 | 17/05/2023 | Flat |
| 21 TANNERS ROW, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GT | £220,000 | 20/01/2023 | Flat |
| WILLOW GRANGE 44 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB | £220,000 | 09/12/2022 | Flat |
| WILLOW GRANGE 15 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB | £125,000 | 30/11/2022 | Flat |
| CHURCH VIEW HOUSE 2 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GU | £205,000 | 29/11/2022 | Flat |
| SHEARS COURT 1 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9FU | £197,500 | 22/11/2022 | Flat |
| 32 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9AQ | £145,000 | 21/11/2022 | Flat |
| BALCOMBE COURT 8 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GR | £152,000 | 18/11/2022 | Flat |
| EASTBURY COURT 17 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GS | £215,000 | 11/11/2022 | Flat |
| KINGS WHARF 19 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ | £210,000 | 14/10/2022 | Flat |
| DUCES COURT FLAT 1 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NF | £80,000 | 07/10/2022 | Flat |
| 20 TANNERS ROW, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GT | £210,000 | 05/10/2022 | Flat |
| KINGS WHARF 21 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ | £212,500 | 23/09/2022 | Flat |
| KINGS WALK FLAT 1 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RE | £160,000 | 16/09/2022 | Flat |
| KINGS WALK FLAT 11 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RE | £175,000 | 12/09/2022 | Flat |
| [Same street] SQUIRES HOUSE 15 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX | £203,000 | 26/08/2022 | Flat |
| 21 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9AB | £172,450 | 12/08/2022 | Flat |
| [Same street] SQUIRES HOUSE 6 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX | £212,000 | 10/08/2022 | Flat |

**Street average:** £197,667 (3 sales)
**Area average:** £173,923 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £222,103 (17 Flat, OX12, 2024–2026)
- **Deviation:** -5.4%

## Rental Range

*ONS Price Index of Private Rents (Vale of White Horse). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,200/mo
- **Realistic:** £1,333/mo
- **Optimistic:** £1,466/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Smiths Wharf, OX12 | £1,200/mo | 2 | 0.05 miles | OpenRent |
| 2 Bed Flat, Chapel Close, OX12 | £1,200/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Flat, Chapel Close, OX12 | £1,250/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed End Terrace, Prince Christian Cottages, OX12 | £1,450/mo | 2 | 0.9 miles | OpenRent |

**Average rent: £1,275/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £153,125
- **Target investor price (1%):** £122,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,225/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.3×
- **Monthly cashflow:** £250/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3%
- **10y growth:** 3.8%

## House Price Index (HM Land Registry)

*Official index for Vale of White Horse; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 10.2%
- **10y growth (index):** 17.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 10 Photo 9

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Property details

Tenure

LEASEHOLD

Floor area

71 m²

Council tax band

Last sold

£200,000 Jul 2023

Local average

£222,103 (-5.4%)

Street crime

60 incidents within 1 mile (May 2026)

Description

Landlords only, this two bedroom two bathroom ground floor flat is offered for sale with tenants in situ.

Listed by

Wantage

Green & Co

Reference: 132910100

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

19% since 2014

Event	Date	Price	% change
Sold	21/07/2023 (2 years ago)	£200,000	+19.4%
Sold	05/11/2014 (11 years ago)	£167,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street SQUIRES HOUSE 13 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX	£178,000	19/01/2026	Flat
CANAL HOUSE 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GY	£218,000	09/01/2026	Flat
KINGS WHARF 31 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ	£201,000	23/12/2025	Flat
WILLOW GRANGE 2 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB	£100,000	21/07/2023	Flat
KINGS WHARF 45 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ	£95,000	28/06/2023	Flat
BALCOMBE COURT 1 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GR	£165,000	17/05/2023	Flat
21 TANNERS ROW, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GT	£220,000	20/01/2023	Flat
WILLOW GRANGE 44 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB	£220,000	09/12/2022	Flat
WILLOW GRANGE 15 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RB	£125,000	30/11/2022	Flat
CHURCH VIEW HOUSE 2 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GU	£205,000	29/11/2022	Flat
SHEARS COURT 1 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9FU	£197,500	22/11/2022	Flat
32 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9AQ	£145,000	21/11/2022	Flat
BALCOMBE COURT 8 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GR	£152,000	18/11/2022	Flat
EASTBURY COURT 17 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GS	£215,000	11/11/2022	Flat
KINGS WHARF 19 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ	£210,000	14/10/2022	Flat
DUCES COURT FLAT 1 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NF	£80,000	07/10/2022	Flat
20 TANNERS ROW, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GT	£210,000	05/10/2022	Flat
KINGS WHARF 21 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9NZ	£212,500	23/09/2022	Flat
KINGS WALK FLAT 1 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RE	£160,000	16/09/2022	Flat
KINGS WALK FLAT 11 LIMBOROUGH ROAD, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9RE	£175,000	12/09/2022	Flat
Same street SQUIRES HOUSE 15 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX	£203,000	26/08/2022	Flat
21 MILL STREET, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9AB	£172,450	12/08/2022	Flat
Same street SQUIRES HOUSE 6 SMITHS WHARF, WANTAGE, VALE OF WHITE HORSE, OXFORDSHIRE, OX12 9GX	£212,000	10/08/2022	Flat

Street average: £197,667 (3 sales)

Area average: £173,923 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3%

10y growth 3.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Vale of White Horse. Series: Flats and maisonettes. As of April 2026.

1y (index) 2.7%

5y (index) 10.2%

10y (index) 17.8%

Rental Range

Estimated market rent for Vale of White Horse. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,200/mo

Realistic £1,333/mo

Optimistic £1,466/mo

Based on Local Authority from postcode lookup → Vale of White Horse.

Location

Map view View on Google Maps View on OpenStreetMap Street View OX12 9GX

Address

1 Smith's Wharf

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Home Bargains Garden Centre	0.1 miles
Shop	Argos	0.1 miles
Bus stop	Humber Close	0.2 miles
Hospital	Wantage Community Hospital	0.4 miles
University	University of Oxford	7.7 miles
Train station	Didcot Halt	7.9 miles
Train station	Burlescombe	8.0 miles
University	Peking University HSBC Business School (Foxcombe Hall UK Campus)	10.3 miles

Street-level crime

Category	Count
Violence and sexual offences	25
Public order	12
Anti-social behaviour	11
Other theft	4
Criminal damage and arson	3
Other crime	2
Drugs	1
Shoplifting	1
Vehicle crime	1
Total incidents	60

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Fitzwaryn School	Other	0.3 miles	Outstanding — 7 Jul 2022
King Alfred's	Secondary	0.4 miles	Good — 5 May 2022
Stockham Primary School	Primary	0.4 miles	Outstanding — 6 May 2019
Wantage Church of England Primary School	Primary	0.5 miles	Good — 20 Jul 2015
Huckleberry Therapeutic School	Other	0.6 miles	Good — 14 Mar 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Smiths Wharf, OX12	£1,200/mo	2	0.05 miles	OpenRent
2 Bed Flat, Chapel Close, OX12	£1,200/mo	2	0.23 miles	OpenRent
2 Bed Flat, Chapel Close, OX12	£1,250/mo	2	0.23 miles	OpenRent
2 Bed End Terrace, Prince Christian Cottages, OX12	£1,450/mo	2	0.9 miles	OpenRent

Average rent: £1,275/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 7.3% gross yield avg £198,250 sale, £1,200/mo rent

Rent ratio 0.58%

Max investor price (0.8%) £153,125

Target investor price (1%) £122,500

Gross yield 7%

Cost-to-rent ratio 14.3×

Monthly cashflow £250/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.9%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).