Sold STC End of terrace

1 NOEL STREET

NOTTINGHAM, KIMBERLEY, NOTTINGHAMSHIRE NG16 2NF

2 beds Listed 16 Feb 2008 (-6742d)

£112,000

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# 2 bedroom end of terrace house for sale (NG16 2NF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 NOEL STREET, NOTTINGHAM, KIMBERLEY, NOTTINGHAMSHIRE NG16 2NF |
| Price | £112,000 |
| Bedrooms | 2 |
| Last sold | £107,000 Jun 2008 |

## Description

3.68m x 3.63m plus bay

12' 1" x 11' 11" plus bayDining Room

3.82m x 3.65m

12' 6" x 12' 0"Fitted Kitchen

2.99m x 2.87m

9' 10" x 9' 5"LandingBedroom 1

4.81m x 3.61m

15' 9" x 11' 10"Bedroom 2

3.71m x 3.05m

12' 2" x 10' 0"Family BathroomRear Garden and Fore Garden

## Property Photos

- ![Photo](/listings/photos/16985788/1652933)
- ![Photo](/listings/photos/16985788/1652937)
- ![Photo](/listings/photos/16985788/1652940)
- ![Photo](/listings/photos/16985788/1652943)
- ![Photo](/listings/photos/16985788/1652946)
- ![Photo](/listings/photos/16985788/1652949)

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #4845717
- **Address:** 1 Noel Street, Kimberley, NG16 2NF
- **Certificate Issued:** 03/07/2007
- **Work Completed:** 22/06/2007
- **Items:** 1 door(s)

### FENSA Certificate #14489487
- **Address:** 1 Noel Street, Kimberley, NG16 2NF
- **Certificate Issued:** 14/03/2021
- **Work Completed:** 08/03/2021
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £107,000 | 20/06/2008 | Semi-detached |
| 1 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £100,000 | 10/01/2005 | Semi-detached |
| 1 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £68,500 | 16/05/2003 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £155,000 | 23/01/2026 | Terraced |
| 33 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £180,000 | 06/01/2026 | Terraced |
| 20 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ | £180,000 | 04/12/2025 | Terraced |
| [Same street] 45 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £185,000 | 15/03/2024 | Terraced |
| [Same street] 53 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £153,500 | 12/02/2024 | Terraced |
| [Same street] 35 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £178,000 | 20/12/2023 | Terraced |
| [Same street] 11 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £172,000 | 01/12/2023 | Terraced |
| 18 HILLCREST CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JN | £190,000 | 19/10/2023 | Terraced |
| 7 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £155,000 | 21/08/2023 | Terraced |
| 14 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ | £178,000 | 21/08/2023 | Terraced |
| 7 HILLCREST CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JN | £135,000 | 30/06/2023 | Terraced |
| 12 CHAPEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NP | £165,000 | 13/06/2023 | Terraced |
| [Same street] 29 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £115,000 | 16/12/2022 | Terraced |
| [Same street] 55 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £158,750 | 16/12/2022 | Terraced |
| 16 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NE | £107,000 | 15/12/2022 | Terraced |
| 23 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ | £162,000 | 14/12/2022 | Terraced |
| 15 CORBIERE AVENUE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JR | £217,000 | 11/11/2022 | Terraced |
| 23 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £170,100 | 21/10/2022 | Terraced |
| 14 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £145,000 | 06/10/2022 | Terraced |
| 15 EDGWOOD ROAD, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2JR | £122,000 | 23/08/2022 | Terraced |
| 24 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £66,000 | 22/07/2022 | Terraced |
| [Same street] 45 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £90,000 | 15/07/2022 | Terraced |
| 38 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NE | £160,000 | 15/07/2022 | Terraced |
| 11 JAMES STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2LP | £90,000 | 17/06/2022 | Terraced |
| 15 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ | £206,500 | 21/04/2022 | Terraced |
| [Same street] 43 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £148,000 | 25/03/2022 | Terraced |
| [Same street] 17 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £135,000 | 18/03/2022 | Terraced |
| 15 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH | £135,000 | 18/03/2022 | Terraced |
| 12 JAMES STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2LP | £150,000 | 18/03/2022 | Terraced |
| [Same street] 9 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF | £155,500 | 08/12/2021 | Terraced |

**Street average:** £149,075 (10 sales)
**Area average:** £153,430 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £154,197 (52 Terraced, NG16, 2024–2026)
- **Deviation:** -27.4%

## Rental Range

*ONS Price Index of Private Rents (Broxtowe). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £855/mo
- **Realistic:** £950/mo
- **Optimistic:** £1,045/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Nottingham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Noel Street, NG16 | £975/mo | 2 | 0.03 miles | OpenRent |
| 2 Bed End Terrace, Ash Crescent, NG16 | £895/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Terraced House, Nimbus Way, NG16 | £995/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Maws Lane, NG16 | £945/mo | 2 | 0.74 miles | OpenRent |

**Average rent: £953/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £120,000
- **Target investor price (1%):** £96,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £960/mo).*

- **Gross yield:** 10.3%
- **Cost-to-rent:** 9.7×
- **Monthly cashflow:** £398/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 77.6%

## House Price Index (HM Land Registry)

*Official index for Broxtowe; Terraced series; as of April 2026.*

- **1y growth (index):** -0.2%
- **5y growth (index):** 21.5%
- **10y growth (index):** 66%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£107,000 Jun 2008

Local average

£154,197 (-27.4%)

Deprivation

Decile 6 (17,455 of 33,755)

Street crime

50 incidents within 1 mile (May 2026)

Key features

2 Bedroom Bay Fronted Terrace House
Hall,Lounge,Dining Room
fitted Kitchen /Fitted Appliance
Landing,2 Double Bedrooms
Bathroom with Spa Bath/Shower Encl.

Description

A 2 Bed Roomed Bay Fronted Terraced House, Hall, Lounge, Dining Room. Fitted Kitchen with Fitted Appliances First Floor Landing, 2 Double Bedrooms, Bathroom with Spa Bath/Shower Enclosure. Fore and Rear Gardens Must Be ViewedEntrance HallLounge
3.68m x 3.63m plus bay
12' 1" x 11' 11" plus bayDining Room
3.82m x 3.65m
12' 6" x 12' 0"Fitted Kitchen
2.99m x 2.87m
9' 10" x 9' 5"LandingBedroom 1
4.81m x 3.61m
15' 9" x 11' 10"Bedroom 2
3.71m x 3.05m
12' 2" x 10' 0"Family BathroomRear Garden and Fore Garden

Listed by

Kimberley

Halifax Estate Agents

Reference: 16985788

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4845717

Property Details

Street: 1 Noel Street

Town: Kimberley

Postcode: NG16 2NF

Installation Details

Items: 1 door

Certificate Issued: 03/07/2007

Work Completed: 22/06/2007

This certificate data was retrieved from FENSA's database

FENSA Certificate #14489487

Property Details

Street: 1 Noel Street

Town: Kimberley

Postcode: NG16 2NF

Installation Details

Items: 3 windows

Certificate Issued: 14/03/2021

Work Completed: 08/03/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

56% since 2003

Event	Date	Price	% change
Sold	20/06/2008 (18 years ago)	£107,000	+7%
Sold	10/01/2005 (21 years ago)	£100,000	+46%
Sold	16/05/2003 (23 years ago)	£68,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
36 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£155,000	23/01/2026	Terraced
33 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£180,000	06/01/2026	Terraced
20 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ	£180,000	04/12/2025	Terraced
Same street 45 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£185,000	15/03/2024	Terraced
Same street 53 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£153,500	12/02/2024	Terraced
Same street 35 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£178,000	20/12/2023	Terraced
Same street 11 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£172,000	01/12/2023	Terraced
18 HILLCREST CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JN	£190,000	19/10/2023	Terraced
7 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£155,000	21/08/2023	Terraced
14 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ	£178,000	21/08/2023	Terraced
7 HILLCREST CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JN	£135,000	30/06/2023	Terraced
12 CHAPEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NP	£165,000	13/06/2023	Terraced
Same street 29 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£115,000	16/12/2022	Terraced
Same street 55 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£158,750	16/12/2022	Terraced
16 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NE	£107,000	15/12/2022	Terraced
23 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ	£162,000	14/12/2022	Terraced
15 CORBIERE AVENUE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1JR	£217,000	11/11/2022	Terraced
23 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£170,100	21/10/2022	Terraced
14 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£145,000	06/10/2022	Terraced
15 EDGWOOD ROAD, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2JR	£122,000	23/08/2022	Terraced
24 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£66,000	22/07/2022	Terraced
Same street 45 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£90,000	15/07/2022	Terraced
38 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NE	£160,000	15/07/2022	Terraced
11 JAMES STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2LP	£90,000	17/06/2022	Terraced
15 WOODLAND CLOSE, WATNALL, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 1LJ	£206,500	21/04/2022	Terraced
Same street 43 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£148,000	25/03/2022	Terraced
Same street 17 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£135,000	18/03/2022	Terraced
15 VICTORIA STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NH	£135,000	18/03/2022	Terraced
12 JAMES STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2LP	£150,000	18/03/2022	Terraced
Same street 9 NOEL STREET, KIMBERLEY, NOTTINGHAM, BROXTOWE, NOTTINGHAMSHIRE, NG16 2NF	£155,500	08/12/2021	Terraced

Street average: £149,075 (10 sales)

Area average: £153,430 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.5%

10y growth 77.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Broxtowe. Series: Terraced. As of April 2026.

1y (index) -0.2%

5y (index) 21.5%

10y (index) 66%

Rental Range

Estimated market rent for Broxtowe. Low = conservative, Realistic = average, Optimistic = best case.

Low £855/mo

Realistic £950/mo

Optimistic £1,045/mo

Based on Local Authority from postcode lookup → Broxtowe.

LHA (30th percentile) floor for Nottingham: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NG16 2NF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Argos	0.1 miles
Bus stop	Nottingham Road	0.1 miles
Bus stop	Library	0.1 miles
Shop	Farm Fresh Market	0.6 miles
Train station	Ilkeston	2.2 miles
Train station	Bulwell	2.4 miles
Hospital	Queens Medical Centre	4.7 miles
Hospital	NHS Treatment Centre	4.8 miles
University	Chaucer Study Space	4.9 miles
University	Nottingham Trent University Vision University Centre	8.9 miles

Street-level crime

Category	Count
Violence and sexual offences	19
Criminal damage and arson	6
Other theft	5
Shoplifting	5
Burglary	4
Public order	3
Vehicle crime	3
Other crime	2
Anti-social behaviour	1
Drugs	1
Robbery	1
Total incidents	50

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Kimberley School	Secondary	0.1 miles	Good — 17 Oct 2017
Larkfields Junior School	Primary	0.4 miles	Good — 31 Jan 2024
Kimberley Primary School	Primary	0.4 miles	Good — 17 Oct 2022
Larkfields Infant School	Primary	0.5 miles	Good — 15 Sep 2017
Hollywell Primary School	Primary	0.5 miles	Good — 12 Nov 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Noel Street, NG16	£975/mo	2	0.03 miles	OpenRent
2 Bed End Terrace, Ash Crescent, NG16	£895/mo	2	0.32 miles	OpenRent
2 Bed Terraced House, Nimbus Way, NG16	£995/mo	2	0.4 miles	OpenRent
2 Bed Terraced House, Maws Lane, NG16	£945/mo	2	0.74 miles	OpenRent

Average rent: £953/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 7.8% gross yield avg £149,075 sale, £975/mo rent

Rent ratio 0.86%

Max investor price (0.8%) £120,000

Target investor price (1%) £96,000

Gross yield 10.3%

Cost-to-rent ratio 9.7×

Monthly cashflow £398/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.7%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).