Sold STC Detached

65A

CLIFF GARDENS, SHEERNESS, MINSTER ON SEA, KENT ME12 3QZ

2 beds 1 baths 624 sq ft Listed 12 Jun 2025 (-363d)

£280,000

Offers Over

Save

# 2 bedroom detached bungalow for sale (ME12 3QZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 65A, CLIFF GARDENS, SHEERNESS, MINSTER ON SEA, KENT ME12 3QZ |
| Price | £280,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 58 m² |
| Last sold | £280,000 Sep 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £581/year
- **Est. upgrade cost to C:** £19,075

### Recommendations
- W2 (£4,000 - £6,000)
- E (£75)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- X (£1,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2049-3921-2200-8552-4204)

## Description

OFFERS OVER £280,000

A charming detached bungalow in a desirable, peaceful road – perfectly positioned for those seeking both convenience and a coastal lifestyle.

The layout offers spacious, well-proportioned rooms, including a bright lounge positioned at the front – ideal for relaxing and soaking in the tranquillity. The kitchen is thoughtfully arranged, with everything you need within easy reach, and there’s a bathroom conveniently situated near both bedrooms.

The main bedroom is generously sized, with space for fitted furniture, while the second bedroom would make a great guest room, home office, or hobby space. There’s plenty of off-road parking and a handy garage with electronic controls. Plus, you’re just a short stroll away from your local convenience store.

This is a home with huge potential, waiting for someone to add their personal touch and make it truly their own.

We are required by law to conduct Anti-Money Laundering checks on all parties involved in the sale or purchase of a property. We take the responsibility of this seriously in line with HMRC guidance in ensuring the accuracy and continuous monitoring of these checks. Our partner, Movebutler, will carry out the initial checks on our behalf. They will contact you once your offer has been accepted, to conclude where possible a biometric check with you electronically.

As an applicant, you will be charged a non-refundable fee of £30 (inclusive of VAT) per buyer for these checks. The fee covers data collection, manual checking, and monitoring. You will need to pay this amount directly to Movebutler and complete all Anti-Money Laundering checks before your offer can be formally accepted.

## Property Photos

- ![Photo](/listings/photos/163214654/550546)
- ![Photo](/listings/photos/163214654/550547)
- ![Photo](/listings/photos/163214654/550548)
- ![Photo](/listings/photos/163214654/550549)
- ![Photo](/listings/photos/163214654/550550)
- ![Photo](/listings/photos/163214654/550551)
- ![Photo](/listings/photos/163214654/550552)
- ![Photo](/listings/photos/163214654/550553)
- ![Photo](/listings/photos/163214654/550554)
- ![Photo](/listings/photos/163214654/550555)
- ![Photo](/listings/photos/163214654/550556)
- ![Photo](/listings/photos/163214654/550557)
- ![Photo](/listings/photos/163214654/550558)
- ![Photo](/listings/photos/163214654/550559)
- ![Photo](/listings/photos/163214654/550560)
- ![Photo](/listings/photos/163214654/550561)

## Floorplans

- ![Floorplan 1](/listings/photos/163214654/550562) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/163214654/550563) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £280,000 | 26/09/2025 | Semi-detached |
| 65A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £163,500 | 07/09/2004 | Semi-detached |
| 65A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £85,000 | 19/10/2001 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 170 CHEQUERS ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SH | £300,000 | 07/11/2025 | Detached |
| 26A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £545,000 | 13/12/2023 | Detached |
| [Same street] 77 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £355,000 | 01/12/2023 | Detached |
| 117 CHEQUERS ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SH | £400,000 | 15/11/2023 | Detached |
| [Same street] 63 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £240,000 | 14/11/2023 | Detached |
| 16 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT | £495,000 | 20/10/2023 | Detached |
| 33 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £465,000 | 21/04/2023 | Detached |
| 29 BALDWIN ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 2SJ | £460,000 | 06/01/2023 | Detached |
| 17 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £320,000 | 12/12/2022 | Detached |
| 38 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £450,000 | 28/10/2022 | Detached |
| 32 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £525,000 | 16/09/2022 | Detached |
| SPINDRIFT OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT | £440,000 | 02/09/2022 | Detached |
| CRIEFF ELM LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SQ | £435,000 | 26/08/2022 | Detached |
| 3 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £350,000 | 18/08/2022 | Detached |
| SEA WINDS OAK LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QW | £505,000 | 05/05/2022 | Detached |
| 14 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £340,000 | 29/04/2022 | Detached |
| 11 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT | £419,000 | 19/04/2022 | Detached |
| [Same street] 47 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £480,000 | 11/03/2022 | Detached |
| 5 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £320,000 | 21/01/2022 | Detached |
| [Same street] 103 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £334,000 | 12/11/2021 | Detached |
| 7A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY | £315,000 | 07/10/2021 | Detached |
| 2 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT | £415,000 | 21/09/2021 | Detached |
| GRAMERCI BALDWIN ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 2SJ | £375,000 | 05/08/2021 | Detached |
| [Same street] 83 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ | £283,000 | 28/06/2021 | Semi-detached |
| OMEGA ELM LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SQ | £435,000 | 28/06/2021 | Detached |

**Street average:** £338,400 (5 sales)
**Area average:** £415,450 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £374,681 (47 Detached, ME12, 2024–2026)
- **Deviation:** -25.3%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Kingsborough Cottages, ME12 | £1,100/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed End Terrace, Cotton Thistle Way, ME12 | £1,200/mo | 2 | 1.03 miles | OpenRent |
| 2 Bed Flat, Laurel Road, ME12 | £1,100/mo | 2 | 1.12 miles | OpenRent |
| 2 Bed Maisonette, Brown Lodge, ME12 | £1,650/mo | 2 | 1.13 miles | OpenRent |
| 2 Bed Maisonette, Mallow Road, ME12 | £1,100/mo | 2 | 1.21 miles | OpenRent |

**Average rent: £1,230/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.2×
- **Monthly cashflow:** £-138/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,828/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.2%
- **10y growth:** 39.9%

## House Price Index (HM Land Registry)

*Official index for Swale; Detached series; as of March 2026.*

- **1y growth (index):** 0%
- **5y growth (index):** 11.5%
- **10y growth (index):** 36.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16

/ 16

Property details

Floor area

58 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£280,000 Sep 2025

Price per m²

£4,828/m²

Local average

£374,681 (-25.3%)

Deprivation

Decile 3 (9,871 of 33,755)

Street crime

48 incidents within 1 mile (Apr 2026)

Key features

OFFERS OVER £280,000
WHEN CALLING QUOTE REF AS
Desirable Location
Spacious Layout
Off-Road Parking and Garage
Potential to Personalise
No Chain
Floorspace 70.7sq.m
Council Tax Band C
EPC Rating D (55) / Potential B (84)

Additional details

Parking: Yes

Description

OFFERS OVER £280,000
A charming detached bungalow in a desirable, peaceful road – perfectly positioned for those seeking both convenience and a coastal lifestyle.
The layout offers spacious, well-proportioned rooms, including a bright lounge positioned at the front – ideal for relaxing and soaking in the tranquillity. The kitchen is thoughtfully arranged, with everything you need within easy reach, and there’s a bathroom conveniently situated near both bedrooms.
The main bedroom is generously sized, with space for fitted furniture, while the second bedroom would make a great guest room, home office, or hobby space. There’s plenty of off-road parking and a handy garage with electronic controls. Plus, you’re just a short stroll away from your local convenience store.
This is a home with huge potential, waiting for someone to add their personal touch and make it truly their own.

We are required by law to conduct Anti-Money Laundering checks on all parties involved in the sale or purchase of a property. We take the responsibility of this seriously in line with HMRC guidance in ensuring the accuracy and continuous monitoring of these checks. Our partner, Movebutler, will carry out the initial checks on our behalf. They will contact you once your offer has been accepted, to conclude where possible a biometric check with you electronically.
As an applicant, you will be charged a non-refundable fee of £30 (inclusive of VAT) per buyer for these checks. The fee covers data collection, manual checking, and monitoring. You will need to pay this amount directly to Movebutler and complete all Anti-Money Laundering checks before your offer can be formally accepted.

Listed by

Sheerness

exp world uk limited

Reference: 163214654

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 24/10/2022

Current heating cost: £581/year

Potential heating cost: £420/year

Est. upgrade cost to C: £19,075

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£75)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
High performance external doors (£1,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

229% since 2001

Event	Date	Price	% change
Sold	26/09/2025 (8 months ago)	£280,000	+71.3%
Sold	07/09/2004 (21 years ago)	£163,500	+92.4%
Sold	19/10/2001 (24 years ago)	£85,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
170 CHEQUERS ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SH	£300,000	07/11/2025	Detached
26A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£545,000	13/12/2023	Detached
Same street 77 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ	£355,000	01/12/2023	Detached
117 CHEQUERS ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SH	£400,000	15/11/2023	Detached
Same street 63 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ	£240,000	14/11/2023	Detached
16 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT	£495,000	20/10/2023	Detached
33 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£465,000	21/04/2023	Detached
29 BALDWIN ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 2SJ	£460,000	06/01/2023	Detached
17 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£320,000	12/12/2022	Detached
38 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£450,000	28/10/2022	Detached
32 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£525,000	16/09/2022	Detached
SPINDRIFT OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT	£440,000	02/09/2022	Detached
CRIEFF ELM LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SQ	£435,000	26/08/2022	Detached
3 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£350,000	18/08/2022	Detached
SEA WINDS OAK LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QW	£505,000	05/05/2022	Detached
14 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£340,000	29/04/2022	Detached
11 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT	£419,000	19/04/2022	Detached
Same street 47 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ	£480,000	11/03/2022	Detached
5 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£320,000	21/01/2022	Detached
Same street 103 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ	£334,000	12/11/2021	Detached
7A CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QY	£315,000	07/10/2021	Detached
2 OAK AVENUE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QT	£415,000	21/09/2021	Detached
GRAMERCI BALDWIN ROAD, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 2SJ	£375,000	05/08/2021	Detached
Same street 83 CLIFF GARDENS, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QZ	£283,000	28/06/2021	Semi-detached
OMEGA ELM LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3SQ	£435,000	28/06/2021	Detached

Street average: £338,400 (5 sales)

Area average: £415,450 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.2%

10y growth 39.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Detached. As of March 2026.

1y (index) 0%

5y (index) 11.5%

10y (index) 36.4%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £982/mo

Realistic £1,091/mo

Optimistic £1,200/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Chelmsford: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME12 3QZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Mill Hill	0.1 miles
Shop	Snippets	0.4 miles
Shop	Be Local	0.4 miles
Train station	Unknown	1.9 miles
Train station	Sheerness-on-Sea	3.0 miles
University	University of Essex	9.3 miles
Hospital	Wellesley Hospital	10.0 miles
Hospital	Whitstable and Tankerton Hospital	10.7 miles

Street-level crime

Category	Count
Violence and sexual offences	22
Anti-social behaviour	9
Criminal damage and arson	6
Other theft	4
Possession of weapons	2
Burglary	1
Drugs	1
Other crime	1
Public order	1
Vehicle crime	1
Total incidents	48

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Georges CofE (Aided) Primary School	Primary	0.2 miles	Good — 19 Mar 2024
Minster in Sheppey Primary School	Primary	0.6 miles	Good — 22 May 2022
Thistle Hill Academy	Primary	1.0 miles	— (Inspected (no overall grade))
The Elmley Dray School	Other	1.1 miles	Good — 13 Jan 2020
Leigh Academy Minster	Secondary	1.6 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Kingsborough Cottages, ME12	£1,100/mo	2	0.83 miles	OpenRent
2 Bed End Terrace, Cotton Thistle Way, ME12	£1,200/mo	2	1.03 miles	OpenRent
2 Bed Flat, Laurel Road, ME12	£1,100/mo	2	1.12 miles	OpenRent
2 Bed Maisonette, Brown Lodge, ME12	£1,650/mo	2	1.13 miles	OpenRent
2 Bed Maisonette, Mallow Road, ME12	£1,100/mo	2	1.21 miles	OpenRent

Average rent: £1,230/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 4.7%

Cost-to-rent ratio 21.2×

Monthly cashflow £-138/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).