# 1 bedroom apartment for sale (M41 0AA) ## Property Details | Key | Value | |-----|-------| | Address | APARTMENT 26, OAKFIELD COURT, 44, CROFTS BANK ROAD, MANCHESTER, URMSTON, GREATER MANCHESTER M41 0AA | | Price | £127,500 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | B | | Last sold | £150,000 Jun 2024 | ## Description ENJOY LUNCH ON US WHEN YOU TAKE A TOUR OF OAKFIELD COURT - BOOK NOW! A beautifully presented one bedroom retirement apartment with a Juliet balcony. Situated in a retirement community for over 70s, this property offers a peaceful and secure environment. **All furniture is included in the sale** **Moving Made Easy** - Moving is a huge step, but don’t let that hold you back. We have a range of services to help your move go smoothly, including: • FREE Entitlements Advice to help you find out what benefits you may be entitled to. • Part Exchange service to help you move without the hassle of having to sell your own home. • Removal Services that can help you declutter and move you in to your new home. • Conveyancing specialists who are experienced with sales and purchases of McCarthy Stone retirement properties. For more information speak with our Property Consultant today. **Summary** - Oakfield Court, developed by McCarthy & Stone, is designed specifically for assisted retirement living for those aged 70 and over. The development offers 51 thoughtfully designed one and two-bedroom apartments, each featuring enhancements to make daily life more comfortable. These include modern kitchens with waist-height ovens to reduce bending, walk-in showers for convenience, easy-to-use lever taps, and slip-resistant flooring for added safety. Beyond the privacy of your own apartment, Oakfield Court encourages an active and social lifestyle. Homeowners can visit the communal lounge at their leisure, a welcoming space ideal for catching up with friends or participating in the various activities organized by both residents and the Estate Management team. It's also a perfect venue for hosting friends and family for special occasions. Our on-site bistro restaurant is open daily from 10am to 4pm, offering freshly prepared, nutritious meals at affordable prices. We also accommodate special dietary needs, ensuring a delicious dining experience for homeowners and their guests. Additional amenities include beautifully landscaped gardens and a comfortable guest suite available for visiting family or friends (additional charges apply). For added peace of mind, Oakfield Court is equipped with an on-site Estate Manager and a 24-hour emergency call system, with personal pendants and call points in each room to ensure help is always at hand. **Local Area** - Nestled on Crofts Bank Road in the charming suburb of Urmston, Greater Manchester, Oakfield Court offers the perfect blend of convenience and community. This prime location, right next to Golden Hill Park, is ideal for those looking for a relaxed yet vibrant lifestyle. Everything you need is just moments away! The Eden Shopping Centre, only a 3-minute stroll from Oakfield Court, has a fantastic range of shops, including a Sainsbury’s supermarket and a local library. Crofts Bank Road is lined with high street shops, banks, and a pharmacy, ensuring that daily errands are a breeze. For even more shopping and dining options, the Trafford Centre – with its range of shops, restaurants, and leisure facilities – is only a quick 10-minute drive away. Transportation couldn’t be easier, with a bus stop just outside the development and the Urmston Train Station a short 5-minute walk away, linking you to Manchester and beyond. The town centre is also a 5-minute walk from Oakfield Court, bustling with a variety of restaurants, cafés, and bars, perfect for socialising or grabbing a bite. And for a cosy night out, a friendly local pub is just a 2-minute walk from your doorstep. With its ideal location and Urmston’s recent transformation into one of Greater Manchester’s most desirable areas, Oakfield Court is an exceptional choice for retirement living that truly offers it all. **Entrance Hall** - The front door, fitted with a spy hole for added security, opens into the entrance hall, where you'll find the 24-hour Tunstall emergency response pull cord system. The hallway also provides access to a spacious walk-in storage/airing cupboard. Key safety features include illuminated light switches, a smoke detector, and an apartment security door entry system with intercom. Another emergency pull cord is conveniently located in the hall. From here, doors lead to the lounge, bedroom, and shower room. **Lounge** - This spacious lounge offers plenty of room for dining and features double glazed doors leading to a Juliet balcony. Feature place fireplaces gives the room a cosy feel. TV and telephone points, ceiling light, fitted carpet, and raised electric power sockets. Partially glazed double doors lead to a separate kitchen. **Kitchen** - Fully fitted kitchen with a range of modern low and eye level units and drawers with work surface. Stainless steel sink with mono lever tap, drainer and electrically operated window above. Built-in waist height oven, ceramic hob with extractor hood and fitted integrated fridge, freezer and dishwasher. Under pelmet and ceiling lighting. **Bedroom** - Spacious double bedroom with a double glazed window providing natural light. This room also includes a walk-in wardrobe with ample rails and shelving, along with a TV and telephone point, ceiling light, fitted carpet, and raised electric power sockets. **Shower Room** - Fully tiled and fitted with suite comprising of level access shower. Low level WC, vanity unit with wash basin and mirror above. Shaving point, electric heater and extractor fan. Heated towel rail, mirrored cabinet. Chrome accessories. **Furniture Could Be Included In The Sale** - All Bedroom Furniture Double Bed Chest of drawers Dressing Table Bedside cabinets Lounge Dining Table & Chairs Sofa & Electric Arm Chairs Coffee Table Book Shelf All Curtains & Light Fittings **Service Charge** - • Cleaning of communal windows • Water rates for communal areas and apartments • Electricity, heating, lighting and power to communal areas • Window Cleaning (outside only) • 24-hour emergency call system • Upkeep of gardens and grounds • Repairs and maintenance to the interior and exterior communal areas • Contingency fund including internal and external redecoration of communal areas • Buildings insurance • On-site Estate Manager • Half an hour of domestic support per week is included in the service charge • Running of the on-site restaurant • Intruder alarm system The service charge does not cover external costs such as your Council Tax, electricity or TV, find out more about service charges please contact your Property Consultant or Estates Manager. Annual Service charge: £9,164.47 for financial year ending 30/09/2026. **Car Parking Permit Scheme-Subject To Availability** - Parking is by allocated space subject to availability. The fee is £250 per annum, permits are available on a first come, first served basis. Please check with the Estate Manager on site for availability. **Leasehold Information** - Lease Length: 125 years from 2015 Ground rent: £510 per annum Ground rent review: Jun-30 Managed by: Your Life Management Services It is a condition of purchase that residents must meet the age of 70 years and over. ## Property Photos - ![8626138-stills-exterior01(1)-800.jpg](/listings/photos/162939029/270433) - 8626138-stills-exterior01(1)-800.jpg - ![8651001-interior15.jpg](/listings/photos/162939029/270434) - 8651001-interior15.jpg - ![8651001-interior11.jpg](/listings/photos/162939029/270435) - 8651001-interior11.jpg - ![8651001-interior16.jpg](/listings/photos/162939029/270436) - 8651001-interior16.jpg - ![8651001-interior12.jpg](/listings/photos/162939029/270437) - 8651001-interior12.jpg - ![8651001-interior13.jpg](/listings/photos/162939029/270438) - 8651001-interior13.jpg - ![8651001-interior18.jpg](/listings/photos/162939029/270439) - 8651001-interior18.jpg - ![8651001-interior19.jpg](/listings/photos/162939029/270440) - 8651001-interior19.jpg - ![8651001-interior07.jpg](/listings/photos/162939029/270441) - 8651001-interior07.jpg - ![8651001-interior08.jpg](/listings/photos/162939029/270442) - 8651001-interior08.jpg - ![8651001-interior09.jpg](/listings/photos/162939029/270443) - 8651001-interior09.jpg - ![8651001-interior03.jpg](/listings/photos/162939029/270444) - 8651001-interior03.jpg - ![8651001-exterior12.jpg](/listings/photos/162939029/270445) - 8651001-exterior12.jpg - ![8651001-exterior03.jpg](/listings/photos/162939029/270446) - 8651001-exterior03.jpg - ![8651001-interior32.jpg](/listings/photos/162939029/270447) - 8651001-interior32.jpg - ![8651001-interior31.jpg](/listings/photos/162939029/270448) - 8651001-interior31.jpg - ![8626138-stills-exterior05(1)-800.jpg](/listings/photos/162939029/270449) - 8626138-stills-exterior05(1)-800.jpg - ![8651001-exterior05.jpg](/listings/photos/162939029/270450) - 8651001-exterior05.jpg - ![8651001-exterior10.jpg](/listings/photos/162939029/270451) - 8651001-exterior10.jpg - ![8651001-exterior09.jpg](/listings/photos/162939029/270452) - 8651001-exterior09.jpg - ![8651001-exterior13.jpg](/listings/photos/162939029/270453) - 8651001-exterior13.jpg - ![8651001-exterior01.jpg](/listings/photos/162939029/270454) - 8651001-exterior01.jpg ## Floorplans - ![8651001.jpg](/listings/photos/162939029/270455) - 8651001.jpg ## EPC Graphs - ![EE Rating](/listings/photos/162939029/270456) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | OAKFIELD COURT, 44 APARTMENT 26 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £150,000 | 17/06/2024 | Flat | | OAKFIELD COURT, 44 APARTMENT 26 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £184,999 | 16/11/2015 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 12 FLAT 31 FLIXTON ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5ND | £125,000 | 14/11/2025 | Flat | | OAKFIELD COURT, 44 APARTMENT 6 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £215,000 | 20/04/2023 | Flat | | OAKFIELD COURT, 44 APARTMENT 25 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £235,000 | 18/04/2023 | Flat | | OAKFIELD COURT, 44 APARTMENT 11 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £178,000 | 20/12/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 2 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £275,000 | 24/11/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 27 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £220,000 | 18/11/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 44 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £265,000 | 29/09/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 43 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £190,000 | 27/04/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 48 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £270,000 | 11/03/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 6 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £207,000 | 14/01/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 42 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £250,000 | 07/01/2022 | Flat | | OAKFIELD COURT, 44 APARTMENT 28 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £175,000 | 17/12/2021 | Flat | | OAKFIELD COURT, 44 APARTMENT 21 CROFTS BANK ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 0AA | £215,000 | 01/10/2021 | Flat | | 12 FLAT 14 FLIXTON ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5ND | £135,000 | 13/09/2021 | Flat | **Area average:** £211,071 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £124,305 (9 Flat, M41, 2024–2026) - **Deviation:** +2.6% ## Rental Range *ONS Price Index of Private Rents (Trafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,230/mo - **Realistic:** £1,367/mo - **Optimistic:** £1,504/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £773/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | Studio Flat, Wendover Road, M41 | £725/mo | 1 | 0.24 miles | OpenRent | | 1 Bed Flat, Wendover Road, M41 | £800/mo | 1 | 0.24 miles | OpenRent | | 1 Bed Flat, Wendover Road, M41 | £825/mo | 1 | 0.24 miles | OpenRent | | 1 Bed Flat, Wendover Road, M41 | £760/mo | 1 | 0.24 miles | OpenRent | | 1 Bed Flat, Gloucester Road, M41 | £825/mo | 1 | 0.25 miles | OpenRent | | 1 Bed Flat, Urmston, M41 | £642/mo | 1 | 0.44 miles | OpenRent | | 1 Bed Flat, Urmston, M41 | £650/mo | 1 | 0.44 miles | OpenRent | | 1 Bed Flat, Old Crofts Bank, M41 | £1,040/mo | 1 | 0.55 miles | OpenRent | | 1 Bed Flat, Spinning Gate, M41 | £692/mo | 1 | 0.68 miles | OpenRent | | 1 Bed Flat, Spinning Gate, M41 | £720/mo | 1 | 0.68 miles | OpenRent | | 1 Bed Flat, Spinning Gate, M41 | £724/mo | 1 | 0.68 miles | OpenRent | | 1 Bed Flat, Spinning Gate, M41 | £708/mo | 1 | 0.68 miles | OpenRent | **Average rent: £759/mo (12 listings)** ## 1% Rule - **Rent ratio:** 0.57% (weak for cashflow) - **Max investor price (0.8%):** £90,625 - **Target investor price (1%):** £72,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £725/mo).* - **Gross yield:** 6.8% - **Cost-to-rent:** 14.7× - **Monthly cashflow:** £125/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -5.4% - **10y growth:** 10.3% ## House Price Index (HM Land Registry) *Official index for Trafford; Flats and maisonettes series; as of June 2026.* - **1y growth (index):** 7.6% - **5y growth (index):** 13.7% - **10y growth (index):** 41.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)