# 3 bedroom semi-detached house for sale (LA9 5BA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 78 VICARAGE DRIVE, KENDAL, KENDAL, CUMBRIA LA9 5BA |
| Price | £229,950 |
| Bedrooms | 3 |
| Last sold | £229,950 Dec 2006 |

## Description

Enclosed PorchEntrance HallDownstairs CloakroomLounge

4.36m x 3.64m

14'4" x 11'11"Kitchen

3.03m x 2.79m

9' 11" x 9' 2"Dining Area

3.15m x 2.65m

10'4" x 8'8"Conservatory

2.82m x 2.19m

9'3" x 7'2"LandingBedroom 1

3.98m x 3.13m

13'1" x 10'3"Bedroom 2

3.18m excluding door recess x 3.03m

10'5" excluding door recess x 9'11"Bedroom 3

2.74m x 2.60m including built-in cupboard

9' 0" x 8' 6" including built-in cupboardBathroomOutsideAttached Garage

7.11m x 2.07m

23' 4" x 6' 9"DrivewayFront GardenRear Garden

## Property Photos

- ![Photo](/listings/photos/13515631/1649169)
- ![Photo](/listings/photos/13515631/1649171)
- ![Photo](/listings/photos/13515631/1649173)
- ![Photo](/listings/photos/13515631/1649175)
- ![Photo](/listings/photos/13515631/1649176)

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16639984
- **Address:** 78 Vicarage Drive, KENDAL, LA9 5BA
- **Certificate Issued:** 20/01/2025
- **Work Completed:** 17/09/2024
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 78 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £229,950 | 21/12/2006 | Semi-detached |
| 78 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £195,000 | 30/07/2004 | Semi-detached |
| 78 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £60,000 | 11/07/1997 | Semi-detached |
| 78 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £59,500 | 14/03/1997 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £208,000 | 18/12/2025 | Semi-detached |
| 56 GREENGATE LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LL | £220,000 | 07/11/2025 | Semi-detached |
| 3 HAWESMEAD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5HB | £310,000 | 14/08/2025 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £260,000 | 11/12/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £330,000 | 17/11/2023 | Semi-detached |
| 16 VICARS HILL, KENDAL, WESTMORLAND AND FURNESS, LA9 5DA | £183,000 | 26/10/2023 | Semi-detached |
| [Same street] 86 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BA | £275,000 | 19/10/2023 | Semi-detached |
| 37 WELL INGS, KENDAL, WESTMORLAND AND FURNESS, LA9 5LN | £227,000 | 06/10/2023 | Semi-detached |
| 31 GREENGATE, KENDAL, WESTMORLAND AND FURNESS, LA9 5LJ | £223,500 | 06/10/2023 | Semi-detached |
| 4 VICARS FIELDS, KENDAL, WESTMORLAND AND FURNESS, LA9 5NB | £239,000 | 21/09/2023 | Semi-detached |
| 34 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £340,000 | 15/09/2023 | Semi-detached |
| 135 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £328,000 | 19/05/2023 | Semi-detached |
| 178 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BS | £281,750 | 10/05/2023 | Semi-detached |
| 17 WESTWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BB | £205,000 | 12/04/2023 | Semi-detached |
| 152 VICARAGE DRIVE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BX | £277,500 | 24/03/2023 | Semi-detached |
| 17 MICHAELSON ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5JQ | £325,000 | 19/12/2022 | Semi-detached |
| [Same street] 96 VICARAGE DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BA | £250,000 | 18/11/2022 | Semi-detached |
| 34 HILLSWOOD AVENUE, KENDAL, WESTMORLAND AND FURNESS, LA9 5BT | £260,000 | 25/10/2022 | Semi-detached |
| 11 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £215,000 | 11/10/2022 | Semi-detached |
| 31 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £315,000 | 23/09/2022 | Semi-detached |
| 49 GREENGATE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5LJ | £228,000 | 21/09/2022 | Semi-detached |
| 4 HILLSWOOD AVENUE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5BT | £285,000 | 26/08/2022 | Semi-detached |

**Street average:** £262,500 (2 sales)
**Area average:** £263,038 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £268,124 (45 Semi-detached, LA9, 2024–2026)
- **Deviation:** -14.2%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Kirkland, LA9 | £1,100/mo | 3 | 0.33 miles | OpenRent |
| 3 Bed Terraced House, Cliff Lane, LA9 | £950/mo | 3 | 0.69 miles | OpenRent |
| 3 Bed Terraced House, Union Street, LA9 | £1,030/mo | 3 | 0.96 miles | OpenRent |
| 3 Bed Terraced House, Windermere Road, LA9 | £960/mo | 3 | 1.05 miles | OpenRent |
| 3 Bed Semi-Detached House, Kentmere Brow, LA9 | £1,200/mo | 3 | 1.24 miles | OpenRent |

**Average rent: £1,048/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £128,750
- **Target investor price (1%):** £103,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,030/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.6×
- **Monthly cashflow:** £-4/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.9%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 27.6%
- **10y growth (index):** 61.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
