# 2 bedroom terraced house for sale (LA12 0AZ) ## Property Details | Key | Value | |-----|-------| | Address | 33 OXFORD STREET, ULVERSTON, CUMBRIA LA12 0AZ | | Price | £190,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £185,000 Feb 2022 | ## Description **DIRECTIONS** **** From the large roundabout in Ulverston, take the exit by the Ford garage into The Ellers. Take the first turning on the right-hand side into Chapel Street (opposite The Stan Laurel pub). At the large crossroad junction, continue straight ahead and along Chapel Street and then take the second turning on your right into Oxford Street. The property is shortly on your right-hand side.  **LOCATION** **** This popular residential street is located only a couple of minutes' walk from the town centre and is also within easy reach of the local bus service which provides a direct route through to Barrow in Furness and also in the direction of Kendal. The town centre, with its historic cobbled Market Street, offers a wide choice of places to eat with cafes, pubs and restaurants. There is also an indoor and outdoor market, banks and building societies, Boots, Co-op and also Tesco Express, etc. There are also several primary and nursery schools in the town along with the ever popular Ulverston Victoria High School with on-site sixth form college. There is also a railway station which is only a 5-10 minute walk away.  **DESCRIPTION** **** This attractive limestone and sandstone fronted property has direct access from the pavement into the open plan living space via the lounge, which offers a naturally light and cosy space. The white painted décor and complementary coloured laminate floor covering extends through into the adjacent dining room and onwards into the kitchen. The dining area has a large window looking into the yard, access into an under stair cupboard and a further door leading onto the enclosed staircase. Completing the ground floor accommodation is the kitchen, which offers a stylish and contemporary feel with a galley-style arrangement of base units and drawers, with a white gloss finish to the cabinets and a long rod-style handle, finished with a beautiful stone-effect laminate work surface with matching upstand. There is a one and a half bowl sink unit with a mixer tap including a pull/spray function, a mid-level oven with a grill and a four burner gas hob with a matching stainless steel splashback and cooker hood above. There is also an integrated fridge and freezer unit. There are multiple windows in the room, as well as a part glazed door which leads into the yard, all contributing towards maintaining the bright feel of this property. The staircase ascends up to the split level landing where there is a loft hatch, and doors leading into each of the two respective bedrooms and bathroom. The larger of the two bedrooms is situated to the front of the property, offering generous double proportions. The second/guest bedroom is a single room that has a pleasant outlook over the rear yard. Finally is the bathroom, which has been finished to the same excellent standard as the kitchen. The four piece suite incorporates a rectangular-shaped wash basin which has drawer storage beneath, a monobloc mixer tap and tiled splashback. There is a double-ended freestanding bath with a floor mounted tap and shower attachment, a close-coupled WC and also a fully glazed shower enclosure which has a dual head shower fitting within including a rain shower function. There is also a fitted cupboard which conceals the Vaillant boiler, a window alongside that has a 'tilt and turn' function and an extractor fan above, plus a contemporary styled vertical radiator. Externally, the property has a generous sized yard area to the rear with gated access, painted walls and decorative slate chippings throughout.  **TENURE** ****   **Freehold.** ****   **ROOM** **MEASUREMENTS** ****   **Lounge** **Area** ****   **13'1"** **(4.01** **m)** **X** **10'0"** **(3.06** **m)** ****   **Dining** **Area** ****   **10'10"** **(3.32** **m)** **X** **9'11"** **(3.04** **m)** ****   **Kitchen** ****   **12'0"** **(3.67** **m)** **X** **6'11"** **(2.13** **m)** ****   **FIRST** **FLOOR** ****   **Bedroom** **One** ****   **13'1"** **(4.01** **m)** **X** **10'4"** **(3.16** **m)** ****   **Bedroom** **Two** ****   **10'10"** **(3.32** **m)** **X** **7'7"** **(2.33** **m)** ****   **Bathroom** ****   **11'3"** **(3.45** **m)** **X** **6'9"** **(2.06** **m)** ****   ## Property Photos - ![Front External](/listings/photos/106850834/601214) - Front External - ![Lounge](/listings/photos/106850834/601215) - Lounge - ![Lounge](/listings/photos/106850834/601216) - Lounge - ![Dining Area](/listings/photos/106850834/601218) - Dining Area - ![Dining Area](/listings/photos/106850834/601219) - Dining Area - ![Kitchen](/listings/photos/106850834/601221) - Kitchen - ![Kitchen](/listings/photos/106850834/601223) - Kitchen - ![Kitchen](/listings/photos/106850834/601225) - Kitchen - ![Bedroom One](/listings/photos/106850834/601227) - Bedroom One - ![Bedroom One](/listings/photos/106850834/601229) - Bedroom One - ![Bedroom Two](/listings/photos/106850834/601232) - Bedroom Two - ![Bathroom ](/listings/photos/106850834/601233) - Bathroom - ![Bathroom](/listings/photos/106850834/601235) - Bathroom - ![Bathroom](/listings/photos/106850834/601237) - Bathroom - ![Yard](/listings/photos/106850834/601239) - Yard - ![Yard](/listings/photos/106850834/601241) - Yard ## Floorplans - ![All Floors](/listings/photos/106850834/601243) - All Floors - ![Ground Floor](/listings/photos/106850834/601244) - Ground Floor - ![First Floor](/listings/photos/106850834/601251) - First Floor ## FENSA Certificates This property has 3 FENSA certificate(s) on record. ### FENSA Certificate #10381722 - **Address:** 33 Oxford Street, ULVERSTON, LA12 0AZ - **Certificate Issued:** 01/07/2014 - **Work Completed:** 02/06/2014 - **Items:** 3 window(s) ### FENSA Certificate #10240642 - **Address:** 33 Oxford Street, ULVERSTON, LA12 0AZ - **Certificate Issued:** 21/04/2014 - **Work Completed:** 07/04/2014 - **Items:** 1 door(s) ### FENSA Certificate #14041440 - **Address:** 33 Oxford Street, ULVERSTON, LA12 0AZ - **Certificate Issued:** 22/03/2020 - **Work Completed:** 13/03/2020 - **Items:** 1 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced | | 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £131,000 | 31/07/2019 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced | | 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced | | 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced | | [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced | | [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced | | [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced | | 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced | | [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced | | [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced | | 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced | | [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced | | 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced | | 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced | | 10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU | £330,000 | 05/12/2022 | Terraced | | 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced | | [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced | | 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced | | THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced | | 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced | | 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced | | 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced | | 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced | | 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced | | 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced | | 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced | | 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced | | [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced | | 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced | | [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced | | [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced | **Street average:** £175,260 (10 sales) **Area average:** £259,600 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £182,721 (33 Terraced, LA12, 2024–2026) - **Deviation:** +4% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £648/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.21 miles | OpenRent | **Average rent: £1,050/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.55% (weak for cashflow) - **Max investor price (0.8%):** £131,250 - **Target investor price (1%):** £105,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,050/mo).* - **Gross yield:** 6.6% - **Cost-to-rent:** 15.1× - **Monthly cashflow:** £172/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 45.7% - **10y growth:** 38.2% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)