# 2 bedroom terraced house for sale (LL57 2HD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 VICTORIA STREET, BANGOR, GWYNEDD LL57 2HD |
| Price | £115,000 |
| Bedrooms | 2 |
| Last sold | £105,000 Jul 2010 |

## Description

**LOUNGE** **:** **** **11' 11" x 12' 6" (3.64m x 3.83m)**  

**KITCHEN** **:** **13' 10" x 6' 9" (4.24m x 2.08m)**  

**BEDROOM** **ONE:** **** **12' 8" x 6' 11" (3.88m x 2.11m)**  

**BEDROOM** **TWO** **12' 8" x 6' 11" (3.87m x 2.11m)**  

**ATTICK** **ROOM** **** **12' 1" x 6' 5" (3.70m x 1.98m)**  

**BATHROOM** **:** **6' 5" x 6' 5" (1.96m x 1.96m)**  

## Property Photos

- ![Photo](/listings/photos/27321784/729409)
- ![Photo](/listings/photos/27321784/729410)
- ![Photo](/listings/photos/27321784/729413)
- ![Photo](/listings/photos/27321784/729416)
- ![Photo](/listings/photos/27321784/729419)

## Floorplans

- ![Floorplan 1](/listings/photos/27321784/729421) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4628097
- **Address:** 38 Victoria Street, BANGOR, LL57 2HD
- **Certificate Issued:** 23/04/2007
- **Work Completed:** 29/03/2007
- **Items:** 4 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £105,000 | 09/07/2010 | Terraced |
| 38 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £36,500 | 25/02/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £280,000 | 22/12/2025 | Terraced |
| 23 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £345,000 | 29/07/2025 | Terraced |
| [Same street] 5 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £115,000 | 06/06/2024 | Terraced |
| 8 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB | £130,000 | 27/11/2023 | Terraced |
| 3 CRAIG Y DON ROAD, BANGOR, GWYNEDD, LL57 2BG | £170,000 | 16/11/2023 | Terraced |
| 6 PRINCES ROAD, BANGOR, GWYNEDD, LL57 2BD | £230,000 | 24/10/2023 | Terraced |
| 5 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH | £237,500 | 09/10/2023 | Terraced |
| 48 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £280,000 | 30/08/2023 | Terraced |
| 4 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY | £127,500 | 11/08/2023 | Terraced |
| 38 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £305,000 | 11/08/2023 | Terraced |
| 16 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £200,000 | 08/08/2023 | Terraced |
| 6 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB | £116,500 | 06/04/2023 | Terraced |
| [Same street] 25 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £97,500 | 05/04/2023 | Terraced |
| 58 HOLYHEAD ROAD, BANGOR, GWYNEDD, LL57 2HE | £161,000 | 02/12/2022 | Terraced |
| 15 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £272,500 | 07/10/2022 | Terraced |
| 58 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £406,250 | 02/09/2022 | Terraced |
| 3 ELDON TERRACE, BANGOR, GWYNEDD, LL57 2RA | £145,000 | 10/08/2022 | Terraced |
| 5 BRYN TEG TERRACE, BANGOR, GWYNEDD, LL57 2PU | £255,000 | 06/07/2022 | Terraced |
| 13 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY | £165,000 | 06/07/2022 | Terraced |
| 14 MENAI VIEW TERRACE, BANGOR, GWYNEDD, LL57 2HF | £300,000 | 17/06/2022 | Terraced |
| 9 VRON SQUARE, BANGOR, GWYNEDD, LL57 2AL | £117,500 | 13/06/2022 | Terraced |
| 3 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH | £140,000 | 10/06/2022 | Terraced |

**Street average:** £106,250 (2 sales)
**Area average:** £219,188 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £167,763 (32 Terraced, LL57, 2024–2026)
- **Deviation:** -31.5%

## Rental Range

*ONS Price Index of Private Rents (Gwynedd). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Vron Square, LL57 | £800/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Terraced House, Vron Square, LL57 | £825/mo | 2 | 0.11 miles | OpenRent |

**Average rent: £813/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £101,625
- **Target investor price (1%):** £81,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £813/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £254/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 33.6%
- **10y growth:** 56.7%

## House Price Index (HM Land Registry)

*Official index for Gwynedd; Terraced series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 19.8%
- **10y growth (index):** 44.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
