Sold STC Terraced

38 VICTORIA STREET

BANGOR, GWYNEDD LL57 2HD

2 beds Listed 18 Aug 2010 (-5789d)

£115,000

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# 2 bedroom terraced house for sale (LL57 2HD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 VICTORIA STREET, BANGOR, GWYNEDD LL57 2HD |
| Price | £115,000 |
| Bedrooms | 2 |
| Last sold | £105,000 Jul 2010 |

## Description

**LOUNGE** **:** **** **11' 11" x 12' 6" (3.64m x 3.83m)**

**KITCHEN** **:** **13' 10" x 6' 9" (4.24m x 2.08m)**

**BEDROOM** **ONE:** **** **12' 8" x 6' 11" (3.88m x 2.11m)**

**BEDROOM** **TWO** **12' 8" x 6' 11" (3.87m x 2.11m)**

**ATTICK** **ROOM** **** **12' 1" x 6' 5" (3.70m x 1.98m)**

**BATHROOM** **:** **6' 5" x 6' 5" (1.96m x 1.96m)**

## Property Photos

- ![Photo](/listings/photos/27321784/729409)
- ![Photo](/listings/photos/27321784/729410)
- ![Photo](/listings/photos/27321784/729413)
- ![Photo](/listings/photos/27321784/729416)
- ![Photo](/listings/photos/27321784/729419)

## Floorplans

- ![Floorplan 1](/listings/photos/27321784/729421) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4628097
- **Address:** 38 Victoria Street, BANGOR, LL57 2HD
- **Certificate Issued:** 23/04/2007
- **Work Completed:** 29/03/2007
- **Items:** 4 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £105,000 | 09/07/2010 | Terraced |
| 38 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £36,500 | 25/02/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £280,000 | 22/12/2025 | Terraced |
| 23 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £345,000 | 29/07/2025 | Terraced |
| [Same street] 5 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £115,000 | 06/06/2024 | Terraced |
| 8 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB | £130,000 | 27/11/2023 | Terraced |
| 3 CRAIG Y DON ROAD, BANGOR, GWYNEDD, LL57 2BG | £170,000 | 16/11/2023 | Terraced |
| 6 PRINCES ROAD, BANGOR, GWYNEDD, LL57 2BD | £230,000 | 24/10/2023 | Terraced |
| 5 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH | £237,500 | 09/10/2023 | Terraced |
| 48 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £280,000 | 30/08/2023 | Terraced |
| 4 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY | £127,500 | 11/08/2023 | Terraced |
| 38 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £305,000 | 11/08/2023 | Terraced |
| 16 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £200,000 | 08/08/2023 | Terraced |
| 6 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB | £116,500 | 06/04/2023 | Terraced |
| [Same street] 25 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD | £97,500 | 05/04/2023 | Terraced |
| 58 HOLYHEAD ROAD, BANGOR, GWYNEDD, LL57 2HE | £161,000 | 02/12/2022 | Terraced |
| 15 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN | £272,500 | 07/10/2022 | Terraced |
| 58 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP | £406,250 | 02/09/2022 | Terraced |
| 3 ELDON TERRACE, BANGOR, GWYNEDD, LL57 2RA | £145,000 | 10/08/2022 | Terraced |
| 5 BRYN TEG TERRACE, BANGOR, GWYNEDD, LL57 2PU | £255,000 | 06/07/2022 | Terraced |
| 13 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY | £165,000 | 06/07/2022 | Terraced |
| 14 MENAI VIEW TERRACE, BANGOR, GWYNEDD, LL57 2HF | £300,000 | 17/06/2022 | Terraced |
| 9 VRON SQUARE, BANGOR, GWYNEDD, LL57 2AL | £117,500 | 13/06/2022 | Terraced |
| 3 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH | £140,000 | 10/06/2022 | Terraced |

**Street average:** £106,250 (2 sales)
**Area average:** £219,188 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £167,763 (32 Terraced, LL57, 2024–2026)
- **Deviation:** -31.5%

## Rental Range

*ONS Price Index of Private Rents (Gwynedd). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Vron Square, LL57 | £800/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Terraced House, Vron Square, LL57 | £825/mo | 2 | 0.11 miles | OpenRent |

**Average rent: £813/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £101,625
- **Target investor price (1%):** £81,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £813/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £254/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 39.5%
- **10y growth:** 56.7%

## House Price Index (HM Land Registry)

*Official index for Gwynedd; Terraced series; as of March 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 19.8%
- **10y growth (index):** 44.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£105,000 Jul 2010

Local average

£167,763 (-31.5%)

Street crime

213 incidents within 1 mile (Apr 2026)

Key features

Modernised Mid Terrace House
Ideal Investment/First Time Buy
Lounge with Inglenook and Solid Fuel Burner
Modern Fitted Kitchen
Two Bedrooms & Attic Room
Bathroom
Gas C/h & D/g
Enclosed Private Rear yard

Additional details

Garden: Yes

Description

LOUNGE : ** 11' 11" x 12' 6" (3.64m x 3.83m)

KITCHEN : 13' 10" x 6' 9" (4.24m x 2.08m)

BEDROOM ONE: 12' 8" x 6' 11" (3.88m x 2.11m)

BEDROOM TWO 12' 8" x 6' 11" (3.87m x 2.11m)

ATTICK ROOM 12' 1" x 6' 5" (3.70m x 1.98m)

BATHROOM : 6' 5" x 6' 5" (1.96m x 1.96m)**

Listed by

Bangor

Dafydd Hardy

Reference: 27321784

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4628097

Property Details

Street: 38 Victoria Street

Town: BANGOR

Postcode: LL57 2HD

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 23/04/2007

Work Completed: 29/03/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

188% since 2000

Event	Date	Price	% change
Sold	09/07/2010 (15 years ago)	£105,000	+187.7%
Sold	25/02/2000 (26 years ago)	£36,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
33 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP	£280,000	22/12/2025	Terraced
23 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN	£345,000	29/07/2025	Terraced
Same street 5 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD	£115,000	06/06/2024	Terraced
8 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB	£130,000	27/11/2023	Terraced
3 CRAIG Y DON ROAD, BANGOR, GWYNEDD, LL57 2BG	£170,000	16/11/2023	Terraced
6 PRINCES ROAD, BANGOR, GWYNEDD, LL57 2BD	£230,000	24/10/2023	Terraced
5 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH	£237,500	09/10/2023	Terraced
48 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP	£280,000	30/08/2023	Terraced
4 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY	£127,500	11/08/2023	Terraced
38 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP	£305,000	11/08/2023	Terraced
16 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN	£200,000	08/08/2023	Terraced
6 FIELD STREET, BANGOR, GWYNEDD, LL57 2HB	£116,500	06/04/2023	Terraced
Same street 25 VICTORIA STREET, BANGOR, GWYNEDD, LL57 2HD	£97,500	05/04/2023	Terraced
58 HOLYHEAD ROAD, BANGOR, GWYNEDD, LL57 2HE	£161,000	02/12/2022	Terraced
15 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AN	£272,500	07/10/2022	Terraced
58 COLLEGE ROAD, BANGOR, GWYNEDD, LL57 2AP	£406,250	02/09/2022	Terraced
3 ELDON TERRACE, BANGOR, GWYNEDD, LL57 2RA	£145,000	10/08/2022	Terraced
5 BRYN TEG TERRACE, BANGOR, GWYNEDD, LL57 2PU	£255,000	06/07/2022	Terraced
13 ALBERT STREET, BANGOR, GWYNEDD, LL57 2EY	£165,000	06/07/2022	Terraced
14 MENAI VIEW TERRACE, BANGOR, GWYNEDD, LL57 2HF	£300,000	17/06/2022	Terraced
9 VRON SQUARE, BANGOR, GWYNEDD, LL57 2AL	£117,500	13/06/2022	Terraced
3 MOUNTAIN VIEW, BANGOR, GWYNEDD, LL57 2AH	£140,000	10/06/2022	Terraced

Street average: £106,250 (2 sales)

Area average: £219,188 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 39.5%

10y growth 56.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Gwynedd. Series: Terraced. As of March 2026.

1y (index) 3%

5y (index) 19.8%

10y (index) 44.7%

Rental Range

Estimated market rent for Gwynedd. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Gwynedd.

Location

Map view View on Google Maps View on OpenStreetMap Street View LL57 2HD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Traditional Thai Massage	0.0 miles
Shop	Zig Zags	0.0 miles
Bus stop	Bangor Morrisons	0.1 miles
Bus stop	Unknown	0.1 miles
Train station	Bangor	0.4 miles
Train station	Llanfairpwll	3.1 miles
Hospital	Ysbyty Cefni	7.3 miles

Street-level crime

Category	Count
Violence and sexual offences	53
Anti-social behaviour	40
Shoplifting	34
Public order	19
Criminal damage and arson	17
Vehicle crime	12
Burglary	11
Other theft	10
Drugs	7
Other crime	4
Possession of weapons	4
Bicycle theft	1
Theft from the person	1
Total incidents	213

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bangor Centre for Developmental Disabilities	Other	0.3 miles	— (No rating)
Ysgol Y Garnedd	Other	0.3 miles	— (No rating)
St Gerards School Trust	Other	0.3 miles	— (No rating)
Bangor Independent School	Other	0.4 miles	— (No rating)
Ysgol Ein Harglwyddes	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Vron Square, LL57	£800/mo	2	0.11 miles	OpenRent
2 Bed Terraced House, Vron Square, LL57	£825/mo	2	0.11 miles	OpenRent

Average rent: £813/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.71%

Max investor price (0.8%) £101,625

Target investor price (1%) £81,300

Gross yield 8.5%

Cost-to-rent ratio 11.8×

Monthly cashflow £254/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).