Sold STC Terraced

20 THORNBRIDGE MEWS

BRADFORD, WEST YORKSHIRE BD2 3BL

2 beds 1 baths 614 sq ft Listed 13 Mar 2024 (-824d)

£80,000

Shared ownership

Save

# 2 bedroom terraced bungalow for sale (BD2 3BL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE BD2 3BL |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 57 m² |
| Last sold | £75,000 Dec 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/05/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £551/year
- **Est. upgrade cost to C:** £20,638

### Recommendations
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£15)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- X (£1,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0758-8058-7245-3355-7970)

## Description

OVER 55'S ** 2 BEDROOM BUNGALOW ** MODERN KITCHEN ** BEAUTIFUL BATHROOM ** 50% SHARED OWNERSHIP ** QUIET CUL-DE-SAC ** PARKING FOR 2 CARS ** READY TO MOVE INTO ** Great opportunity to purchase this 50% shared ownership of this delightful two bedroom terraced bungalow located in a prime location. Close to local shops, eateries and bus routes. Ideal for the down sizer or living on one level. Over 55's only, additional equity share can be purchased. Affordable living applicants only please ask for full detail on enquiry. No Chain.

Entrance hallway with useful cloak storage unit and airing cupboard. Spacious lounge with feature papered wall with modern marble surround with inset brushed chrome electric fire, coved ceiling, wall lights and full length bay window with French UPVc doors with two side windows at either side that overlook and open out to the paved rear paved patio and large mature garden.

The modern kitchen has a range of Ivory base and wall units with square end oak effect work surfaces, stainless steel sink with mixer tap and ceramic tiled splashbacks. Integrated double oven, gas hob with over extraction chimney. Plumbed for washing machine, space for appliances and housing combination gas boiler. Possible space for a small dining table.

Master double bedroom with neutral décor and featured papered walls, UPVc double glazed window and carpet flooring. Second ample sized bedroom again with neutral decor, double glazed window and carpet flooring. The bathroom has a stylish oversized walk cubicle walk-in shower enclosure with rain shower unit, fully tiled walls, vanity wash basin and low flush w.c. chrome radiator.

Externally the front offers a block paved driveway with parking space and shrub borders. The rear garden is well presented and a great size with paved patio, and a vast selection of hardy bushes, plants and small conifers the outlook is pretty special and with the stone walls and timber fencing.

Full PVCu Double Glazed and Gas Central Heating

## Property Photos

- ![Front Exterior](/listings/photos/145673594/364431) - Front Exterior
- ![Kitchen](/listings/photos/145673594/364432) - Kitchen
- ![Living Room](/listings/photos/145673594/364433) - Living Room
- ![Kitchen](/listings/photos/145673594/364434) - Kitchen
- ![Entrance Hallway](/listings/photos/145673594/364436) - Entrance Hallway
- ![Entrance Hallway](/listings/photos/145673594/364438) - Entrance Hallway
- ![Living Room](/listings/photos/145673594/364440) - Living Room
- ![Living Room](/listings/photos/145673594/364441) - Living Room
- ![Bedroom 1](/listings/photos/145673594/364443) - Bedroom 1
- ![Bedroom 1](/listings/photos/145673594/364445) - Bedroom 1
- ![Bedroom 2](/listings/photos/145673594/364447) - Bedroom 2
- ![Bedroom 2](/listings/photos/145673594/364448) - Bedroom 2
- ![Bathroom](/listings/photos/145673594/364449) - Bathroom
- ![Bathroom](/listings/photos/145673594/364450) - Bathroom
- ![Rear Garden](/listings/photos/145673594/364452) - Rear Garden
- ![Rear Exterior](/listings/photos/145673594/364454) - Rear Exterior
- ![Rear Garden](/listings/photos/145673594/364456) - Rear Garden
- ![Rear Exterior](/listings/photos/145673594/364457) - Rear Exterior
- ![Front Exterior](/listings/photos/145673594/364459) - Front Exterior

## Floorplans

- ![Floor Plan](/listings/photos/145673594/364460) - Floor Plan

## EPC Graphs

- ![EE Rating](/listings/photos/145673594/364461) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £75,000 | 06/12/2024 | Terraced |
| 20 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £62,500 | 27/04/2017 | Terraced |
| 20 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £59,950 | 19/11/2015 | Terraced |
| 20 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £24,000 | 16/02/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU | £141,000 | 22/12/2025 | Terraced |
| 306 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL | £200,000 | 19/12/2025 | Terraced |
| 7 RHODES TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LA | £102,500 | 12/12/2025 | Terraced |
| 7 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU | £120,000 | 21/11/2025 | Terraced |
| 330 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL | £145,000 | 19/11/2025 | Terraced |
| [Same street] 27 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £150,000 | 30/08/2024 | Semi-detached |
| [Same street] 36 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £110,000 | 24/04/2024 | Semi-detached |
| [Same street] 47 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £155,000 | 15/03/2024 | Semi-detached |
| [Same street] 26 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £91,000 | 12/12/2023 | Terraced |
| 104 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN | £108,200 | 03/11/2023 | Terraced |
| [Same street] 42 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £112,500 | 31/07/2023 | Terraced |
| 12 BROMET PLACE, BRADFORD, WEST YORKSHIRE, BD2 3BH | £134,000 | 09/06/2023 | Terraced |
| [Same street] 30 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £120,000 | 31/03/2023 | Terraced |
| 310 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL | £146,000 | 16/12/2022 | Terraced |
| 15 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU | £88,500 | 08/11/2022 | Terraced |
| 65 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BP | £87,000 | 28/10/2022 | Terraced |
| 4 WEST STREET, BRADFORD, WEST YORKSHIRE, BD2 3BS | £115,000 | 11/10/2022 | Terraced |
| 8 BACK MANOR STREET, BRADFORD, WEST YORKSHIRE, BD2 3BY | £97,250 | 07/10/2022 | Terraced |
| 108 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN | £110,000 | 16/09/2022 | Terraced |
| 11 JUNCTION ROW, BRADFORD, WEST YORKSHIRE, BD2 4JZ | £72,000 | 12/09/2022 | Terraced |
| 6 ECCLES COURT, BRADFORD, WEST YORKSHIRE, BD2 3BG | £70,500 | 11/08/2022 | Terraced |
| [Same street] 15 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £155,000 | 27/07/2022 | Terraced |
| 108 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN | £105,000 | 08/07/2022 | Terraced |
| 3 JUNCTION TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LB | £65,000 | 30/06/2022 | Terraced |
| 10 RHODES TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LA | £81,000 | 23/06/2022 | Terraced |
| 312 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL | £130,000 | 14/06/2022 | Terraced |
| 110 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN | £119,000 | 01/06/2022 | Terraced |
| [Same street] 1 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL | £230,000 | 14/10/2021 | Other |

**Street average:** £140,438 (8 sales)
**Area average:** £111,848 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £141,505 (38 Terraced, BD2, 2024–2026)
- **Deviation:** -43.5%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Leafield Grove, BD2 | £625/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, First And Second Floor, BD2 | £850/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed End Terrace, Livingstone Road, BD2 | £850/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed End Terrace, Livingstone Road, BD2 | £850/mo | 2 | 1.09 miles | OpenRent |

**Average rent: £794/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 12.8%
- **Cost-to-rent:** 7.8×
- **Monthly cashflow:** £425/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,404/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 29.4%
- **10y growth:** 54.9%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 28.6%
- **10y growth (index):** 60%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Exterior Kitchen Living Room Kitchen Entrance Hallway Entrance Hallway Living Room Living Room Bedroom 1 Bedroom 1 Bedroom 2 Bedroom 2 Bathroom Bathroom Rear Garden Rear Exterior Rear Garden Rear Exterior Front Exterior

/ 19

Property details

Tenure

FREEHOLD

Floor area

57 m²

Council tax band

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£75,000 Dec 2024

Price per m²

£1,404/m²

Local average

£141,505 (-43.5%)

Deprivation

Decile 3 (8,371 of 33,755)

Street crime

450 incidents within 1 mile (Apr 2026)

Key features

TRUE BUNGALOW
2 BEDROOMS
MODERN KITCHEN
BEAUTIFUL BATHROOM
50% SHARED OWNERSHIP
QUIET CUL-DE-SAC
CLOSE TO LOCAL AMENITIES
PARKING FOR 2 CARS
GOOD BUS LINKS

Additional details

Parking: Yes
Garden: Yes

Description

OVER 55'S 2 BEDROOM BUNGALOW MODERN KITCHEN BEAUTIFUL BATHROOM 50% SHARED OWNERSHIP QUIET CUL-DE-SAC PARKING FOR 2 CARS READY TO MOVE INTO Great opportunity to purchase this 50% shared ownership of this delightful two bedroom terraced bungalow located in a prime location. Close to local shops, eateries and bus routes. Ideal for the down sizer or living on one level. Over 55's only, additional equity share can be purchased. Affordable living applicants only please ask for full detail on enquiry. No Chain.

Entrance hallway with useful cloak storage unit and airing cupboard. Spacious lounge with feature papered wall with modern marble surround with inset brushed chrome electric fire, coved ceiling, wall lights and full length bay window with French UPVc doors with two side windows at either side that overlook and open out to the paved rear paved patio and large mature garden.

The modern kitchen has a range of Ivory base and wall units with square end oak effect work surfaces, stainless steel sink with mixer tap and ceramic tiled splashbacks. Integrated double oven, gas hob with over extraction chimney. Plumbed for washing machine, space for appliances and housing combination gas boiler. Possible space for a small dining table.

Master double bedroom with neutral décor and featured papered walls, UPVc double glazed window and carpet flooring. Second ample sized bedroom again with neutral decor, double glazed window and carpet flooring. The bathroom has a stylish oversized walk cubicle walk-in shower enclosure with rain shower unit, fully tiled walls, vanity wash basin and low flush w.c. chrome radiator.

Externally the front offers a block paved driveway with parking space and shrub borders. The rear garden is well presented and a great size with paved patio, and a vast selection of hardy bushes, plants and small conifers the outlook is pretty special and with the stone walls and timber fencing.

Full PVCu Double Glazed and Gas Central Heating

Listed by

Eccleshill

WW Estates

Reference: 145673594

EPC Rating & Upgrade Cost

This certificate expired on 04/05/2025. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 05/05/2015

Expiry date: 04/05/2025 (expired)

Current heating cost: £551/year

Potential heating cost: £414/year

Est. upgrade cost to C: £20,638

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Low energy lighting for all fixed outlets (£15)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
High performance external doors (£1,500)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan

EPC Graphs

EE Rating

Price history

213% since 1999

Event	Date	Price	% change
Sold	06/12/2024 (1 year ago)	£75,000	+20%
Sold	27/04/2017 (9 years ago)	£62,500	+4.3%
Sold	19/11/2015 (10 years ago)	£59,950	+149.8%
Sold	16/02/1999 (27 years ago)	£24,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
6 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU	£141,000	22/12/2025	Terraced
306 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL	£200,000	19/12/2025	Terraced
7 RHODES TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LA	£102,500	12/12/2025	Terraced
7 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU	£120,000	21/11/2025	Terraced
330 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL	£145,000	19/11/2025	Terraced
Same street 27 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£150,000	30/08/2024	Semi-detached
Same street 36 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£110,000	24/04/2024	Semi-detached
Same street 47 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£155,000	15/03/2024	Semi-detached
Same street 26 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£91,000	12/12/2023	Terraced
104 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN	£108,200	03/11/2023	Terraced
Same street 42 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£112,500	31/07/2023	Terraced
12 BROMET PLACE, BRADFORD, WEST YORKSHIRE, BD2 3BH	£134,000	09/06/2023	Terraced
Same street 30 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£120,000	31/03/2023	Terraced
310 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL	£146,000	16/12/2022	Terraced
15 MANOR STREET, ECCLESHILL, BRADFORD, WEST YORKSHIRE, BD2 3BU	£88,500	08/11/2022	Terraced
65 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BP	£87,000	28/10/2022	Terraced
4 WEST STREET, BRADFORD, WEST YORKSHIRE, BD2 3BS	£115,000	11/10/2022	Terraced
8 BACK MANOR STREET, BRADFORD, WEST YORKSHIRE, BD2 3BY	£97,250	07/10/2022	Terraced
108 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN	£110,000	16/09/2022	Terraced
11 JUNCTION ROW, BRADFORD, WEST YORKSHIRE, BD2 4JZ	£72,000	12/09/2022	Terraced
6 ECCLES COURT, BRADFORD, WEST YORKSHIRE, BD2 3BG	£70,500	11/08/2022	Terraced
Same street 15 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£155,000	27/07/2022	Terraced
108 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN	£105,000	08/07/2022	Terraced
3 JUNCTION TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LB	£65,000	30/06/2022	Terraced
10 RHODES TERRACE, BRADFORD, WEST YORKSHIRE, BD2 4LA	£81,000	23/06/2022	Terraced
312 IDLE ROAD, BRADFORD, WEST YORKSHIRE, BD2 2AL	£130,000	14/06/2022	Terraced
110 UNDERCLIFFE ROAD, BRADFORD, WEST YORKSHIRE, BD2 3BN	£119,000	01/06/2022	Terraced
Same street 1 THORNBRIDGE MEWS, BRADFORD, WEST YORKSHIRE, BD2 3BL	£230,000	14/10/2021	Other

Street average: £140,438 (8 sales)

Area average: £111,848 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 29.4%

10y growth 54.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Bradford. Series: Terraced. As of March 2026.

1y (index) 4%

5y (index) 28.6%

10y (index) 60%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: PLACES FOR PEOPLE HOMES LIMITED (19447R)

Rental Range

Estimated market rent for Bradford. Low = conservative, Realistic = average, Optimistic = best case.

Low £668/mo

Realistic £742/mo

Optimistic £816/mo

Based on Local Authority from postcode lookup → Bradford.

LHA (30th percentile) floor for Bradford & South Dales: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BD2 3BL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Idle Road Pen Close	0.0 miles
Shop	Arny's	0.1 miles
Shop	Khayams	0.1 miles
Bus stop	Undercliffe Road Airedale Street	0.1 miles
Hospital	Eccleshill NHS Treatment Centre	1.0 miles
Train station	Frizinghall	1.5 miles
Train station	Bradford Forster Square	1.5 miles
Hospital	Moorlands View	3.0 miles
University	Kirkstall Brewery Residences	5.0 miles
University	Reception/Helpzone	5.8 miles

Street-level crime

Category	Count
Violence and sexual offences	205
Anti-social behaviour	61
Criminal damage and arson	35
Drugs	31
Public order	31
Burglary	18
Shoplifting	17
Vehicle crime	17
Other theft	14
Other crime	12
Robbery	5
Possession of weapons	4
Total incidents	450

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Francis Catholic Primary School, A Voluntary Academy	Primary	0.2 miles	Good — 7 Feb 2013
Wellington Primary School	Primary	0.3 miles	Good — 24 Dec 2013
Grove House Primary School	Primary	0.4 miles	Good — 21 Nov 2023
Hanson Academy	Secondary	0.4 miles	Inadequate — 2 Jul 2020
Swain House Primary School	Primary	0.4 miles	Good — 1 Nov 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Leafield Grove, BD2	£625/mo	2	0.27 miles	OpenRent
2 Bed Flat, First And Second Floor, BD2	£850/mo	2	0.51 miles	OpenRent
2 Bed End Terrace, Livingstone Road, BD2	£850/mo	2	1.09 miles	OpenRent
2 Bed End Terrace, Livingstone Road, BD2	£850/mo	2	1.09 miles	OpenRent

Average rent: £794/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.06%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 12.8%

Cost-to-rent ratio 7.8×

Monthly cashflow £425/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 22%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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