# 3 bedroom semi-detached house for sale (B26 1TT) ## Property Details | Key | Value | |-----|-------| | Address | 94 VERA ROAD, BIRMINGHAM, YARDLEY, WEST MIDLANDS B26 1TT | | Price | £320,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Last sold | £310,000 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 10/08/2030 - **Current heating cost:** £843/year ### Recommendations - Q (14,000) - W1 (1,200) - E (25) - N (6,000) - U (5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8360-7428-7910-3179-7292) ## Description ** SEMI DETACHED HOUSE ** THREE BEDROOMS ** EXTENDED KITCHEN *** REAR GARDEN ** POPULAR LOCATION! ** 360 VIRTUAL TOUR AVAILABLE ** THIS IS A FABULOUS FAMILY HOME! READY TO MOVE STRAIGHT INTO, situated in a SOUGHT-AFTER ROAD AND NEEDS TO BE VIEWED BEFORE IT IS SNAPPED UP!! CALL OUR YARDLEY OFFICE ON 0121-783-3422 FOR A VIEWING.. Accessed via shared DRIVEWAY, providing parking for your vehicles, the property comprises of an entrance porch, hallway, GUEST W.C, TWO RECEPTION ROOMS, MODERN EXTENDED KITCHEN, UTILITY ROOM and LOVELY FAMILY REAR GARDEN to the ground floor with THREE BEDROOMS and FAMILY BATHROOM to the first floor. The property benefits from central heating and double glazing where specified & REAR GARAGE Energy Performance Certificate D **Approach** - Access is gained via block paved driveway leading to: **Hallway** - Stairs to first floor, understairs storage, central heating radiator and doors to: **Reception One** - Double glazed window to front and central heating radiator **Reception Two** - Central heating radiator, tiled floor and opening into: **Breakfast Kitchen** - Double glazed window to rear, double glazed double doors ro rear, fitted with a range of matching wall base and drawer units with work surface over incorporating stainless steel sink and drainer, oven hob and extractor with dishwasher and fridge freezer. **Guest W.C** - With low level w.c, wash hand basin. **Utility** - Plumbing for washing machine, space for further appliances and door to side. **First Floor** - **Landing** - Double glazed window to side, loft and doors off: **Bedroom One** - Double glazed window to front, central heating radiator and fitted wardrobes. **Bedroom Two** - Double glazed window to rear, central heating radiator and fitted wardrobes. **Bedroom Three** - Double glazed window to front, central heating radiator and over stairs storage **Bathroom** - Double glazed forsted window to rear, suite comprising panelled bath with shower over, low level w.c, wash hand basin and heated towel rail. **Outside** - **Rear Garden** - Enclosed with patio area, lawned area, decking area and shrubs. **Rear Garage** - ## Property Photos - ![FRONT](/listings/photos/166290869/761819) - FRONT - ![kitchen](/listings/photos/166290869/761820) - kitchen - ![garden](/listings/photos/166290869/761821) - garden - ![kitchen](/listings/photos/166290869/761822) - kitchen - ![kitchen](/listings/photos/166290869/761823) - kitchen - ![reception](/listings/photos/166290869/761824) - reception - ![reception](/listings/photos/166290869/761825) - reception - ![utility](/listings/photos/166290869/761826) - utility - ![bathroom](/listings/photos/166290869/761827) - bathroom - ![bedroom](/listings/photos/166290869/761828) - bedroom - ![bedroom](/listings/photos/166290869/761829) - bedroom - ![bedroom](/listings/photos/166290869/761830) - bedroom - ![garden](/listings/photos/166290869/761831) - garden ## Floorplans - ![CAM02650G0-PR0196-BUILD01.png](/listings/photos/166290869/761832) - CAM02650G0-PR0196-BUILD01.png - ![CAM02650G0-PR0196-BUILD01-FLOOR00.png](/listings/photos/166290869/761833) - CAM02650G0-PR0196-BUILD01-FLOOR00.png - ![CAM02650G0-PR0196-BUILD01-FLOOR01.png](/listings/photos/166290869/761834) - CAM02650G0-PR0196-BUILD01-FLOOR01.png ## EPC Graphs - ![EE Rating](/listings/photos/166290869/761835) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £310,000 | 23/01/2026 | Semi-detached | | 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £53,000 | 28/03/1996 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £234,000 | 09/02/2026 | Semi-detached | | 57 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2JX | £248,000 | 22/01/2026 | Semi-detached | | 26 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £250,000 | 15/01/2026 | Semi-detached | | 130 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TS | £360,000 | 19/12/2025 | Semi-detached | | 29 CRANFIELD GROVE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LR | £325,000 | 18/12/2025 | Semi-detached | | 34 WELFORD AVENUE, BIRMINGHAM, WEST MIDLANDS, B26 2LD | £285,000 | 02/12/2025 | Semi-detached | | 91 CHARLBURY CRESCENT, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LN | £233,000 | 22/08/2025 | Semi-detached | | 72 JEPHSON DRIVE, BIRMINGHAM, WEST MIDLANDS, B26 2HW | £284,000 | 11/07/2025 | Semi-detached | | 78 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2LE | £230,000 | 11/06/2025 | Semi-detached | | 14 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TJ | £270,000 | 08/05/2025 | Semi-detached | | 65 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TX | £275,000 | 18/02/2025 | Semi-detached | | 50 ORCHARD RISE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1QT | £216,000 | 11/02/2025 | Semi-detached | | 57 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £250,000 | 18/12/2024 | Semi-detached | | 51 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £200,000 | 15/12/2023 | Semi-detached | | [Same street] 80 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 02/11/2023 | Semi-detached | | 14 CROFT ROAD, BIRMINGHAM, WEST MIDLANDS, B26 1SG | £265,000 | 04/10/2023 | Semi-detached | | 10 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £295,000 | 25/08/2023 | Semi-detached | | 19 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TU | £280,000 | 10/08/2023 | Semi-detached | | [Same street] 12 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £360,000 | 04/08/2023 | Semi-detached | | 139 BARROWS LANE, BIRMINGHAM, WEST MIDLANDS, B26 1SE | £305,000 | 12/06/2023 | Semi-detached | | 84 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £325,000 | 09/06/2023 | Semi-detached | | 85 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £270,000 | 26/05/2023 | Semi-detached | | [Same street] 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £300,000 | 10/10/2022 | Semi-detached | | [Same street] 58 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £365,000 | 12/08/2022 | Semi-detached | | [Same street] 60 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £342,000 | 08/08/2022 | Semi-detached | | [Same street] 38 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £320,000 | 30/03/2022 | Semi-detached | | [Same street] 40 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 21/01/2022 | Semi-detached | | [Same street] 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £260,000 | 14/10/2021 | Semi-detached | **Street average:** £315,875 (8 sales) **Area average:** £270,000 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £261,188 (88 Semi-detached, B26, 2024–2026) - **Deviation:** +22.5% ## Rental Range *ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £979/mo - **Realistic:** £1,088/mo - **Optimistic:** £1,197/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £823/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Rockingham Road, B25 | £1,250/mo | 3 | 0.44 miles | OpenRent | **Average rent: £1,250/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.39% (weak for cashflow) - **Max investor price (0.8%):** £156,250 - **Target investor price (1%):** £125,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,250/mo).* - **Gross yield:** 4.7% - **Cost-to-rent:** 21.3× - **Monthly cashflow:** £-160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,636/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 26.4% - **10y growth:** 61.7% ## House Price Index (HM Land Registry) *Official index for Birmingham; Semi-detached series; as of April 2026.* - **1y growth (index):** 1.9% - **5y growth (index):** 19.2% - **10y growth (index):** 60.8% ## Flood risk - **Zone:** 2 - **Risk:** In flood risk area - **Source:** Environment Agency Flood Risk Areas (APSFR) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)