Sold STC Semi-detached

94 VERA ROAD

BIRMINGHAM, YARDLEY, WEST MIDLANDS B26 1TT

3 beds 1 baths 88 m² Listed 28 Aug 2025 (-328d)

£320,000

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# 3 bedroom semi-detached house for sale (B26 1TT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 94 VERA ROAD, BIRMINGHAM, YARDLEY, WEST MIDLANDS B26 1TT |
| Price | £320,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £310,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/08/2030
- **Current heating cost:** £843/year

### Recommendations
- Q (14,000)
- W1 (1,200)
- E (25)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8360-7428-7910-3179-7292)

## Description

** SEMI DETACHED HOUSE ** THREE BEDROOMS ** EXTENDED KITCHEN *** REAR GARDEN ** POPULAR LOCATION! ** 360 VIRTUAL TOUR AVAILABLE **

THIS IS A FABULOUS FAMILY HOME! READY TO MOVE STRAIGHT INTO, situated in a SOUGHT-AFTER ROAD AND NEEDS TO BE VIEWED BEFORE IT IS SNAPPED UP!!

CALL OUR YARDLEY OFFICE ON 0121-783-3422 FOR A VIEWING..

Accessed via shared DRIVEWAY, providing parking for your vehicles, the property comprises of an entrance porch, hallway, GUEST W.C, TWO RECEPTION ROOMS, MODERN EXTENDED  KITCHEN, UTILITY ROOM and LOVELY FAMILY REAR GARDEN to the ground floor with THREE BEDROOMS and FAMILY BATHROOM to the first floor.

The property benefits from central heating and double glazing where specified & REAR GARAGE

Energy Performance Certificate D

**Approach** - Access is gained via block paved driveway leading to:

**Hallway** - Stairs to first floor, understairs storage, central heating radiator and doors to:

**Reception One** - Double glazed window to front and central heating radiator

**Reception Two** - Central heating radiator, tiled floor and opening into:

**Breakfast Kitchen** - Double glazed window to rear, double glazed double doors ro rear, fitted with a range of matching wall base and drawer units with work surface over incorporating stainless steel sink and drainer, oven hob and extractor with dishwasher and fridge freezer.

**Guest W.C** - With low level w.c, wash hand basin.

**Utility** - Plumbing for washing machine, space for further appliances and door to side.

**First Floor** -

**Landing** - Double glazed window to side, loft and doors off:

**Bedroom One** - Double glazed window to front, central heating radiator and fitted wardrobes.

**Bedroom Two** - Double glazed window to rear, central heating radiator and fitted wardrobes.

**Bedroom Three** - Double glazed window to front, central heating radiator and over stairs storage

**Bathroom** - Double glazed forsted window to rear, suite comprising panelled bath with shower over, low level w.c, wash hand basin and heated towel rail.

**Outside** -

**Rear Garden** - Enclosed with patio area, lawned area, decking area and shrubs.

**Rear Garage** -

## Property Photos

- ![FRONT](/listings/photos/166290869/761819) - FRONT
- ![kitchen](/listings/photos/166290869/761820) - kitchen
- ![garden](/listings/photos/166290869/761821) - garden
- ![kitchen](/listings/photos/166290869/761822) - kitchen
- ![kitchen](/listings/photos/166290869/761823) - kitchen
- ![reception](/listings/photos/166290869/761824) - reception
- ![reception](/listings/photos/166290869/761825) - reception
- ![utility](/listings/photos/166290869/761826) - utility
- ![bathroom](/listings/photos/166290869/761827) - bathroom
- ![bedroom](/listings/photos/166290869/761828) - bedroom
- ![bedroom](/listings/photos/166290869/761829) - bedroom
- ![bedroom](/listings/photos/166290869/761830) - bedroom
- ![garden](/listings/photos/166290869/761831) - garden

## Floorplans

- ![CAM02650G0-PR0196-BUILD01.png](/listings/photos/166290869/761832) - CAM02650G0-PR0196-BUILD01.png
- ![CAM02650G0-PR0196-BUILD01-FLOOR00.png](/listings/photos/166290869/761833) - CAM02650G0-PR0196-BUILD01-FLOOR00.png
- ![CAM02650G0-PR0196-BUILD01-FLOOR01.png](/listings/photos/166290869/761834) - CAM02650G0-PR0196-BUILD01-FLOOR01.png

## EPC Graphs

- ![EE Rating](/listings/photos/166290869/761835) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £310,000 | 23/01/2026 | Semi-detached |
| 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £53,000 | 28/03/1996 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £234,000 | 09/02/2026 | Semi-detached |
| 57 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2JX | £248,000 | 22/01/2026 | Semi-detached |
| 26 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £250,000 | 15/01/2026 | Semi-detached |
| 130 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TS | £360,000 | 19/12/2025 | Semi-detached |
| 29 CRANFIELD GROVE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LR | £325,000 | 18/12/2025 | Semi-detached |
| 34 WELFORD AVENUE, BIRMINGHAM, WEST MIDLANDS, B26 2LD | £285,000 | 02/12/2025 | Semi-detached |
| 91 CHARLBURY CRESCENT, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LN | £233,000 | 22/08/2025 | Semi-detached |
| 72 JEPHSON DRIVE, BIRMINGHAM, WEST MIDLANDS, B26 2HW | £284,000 | 11/07/2025 | Semi-detached |
| 78 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2LE | £230,000 | 11/06/2025 | Semi-detached |
| 14 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TJ | £270,000 | 08/05/2025 | Semi-detached |
| 65 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TX | £275,000 | 18/02/2025 | Semi-detached |
| 50 ORCHARD RISE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1QT | £216,000 | 11/02/2025 | Semi-detached |
| 57 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £250,000 | 18/12/2024 | Semi-detached |
| 51 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £200,000 | 15/12/2023 | Semi-detached |
| [Same street] 80 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 02/11/2023 | Semi-detached |
| 14 CROFT ROAD, BIRMINGHAM, WEST MIDLANDS, B26 1SG | £265,000 | 04/10/2023 | Semi-detached |
| 10 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £295,000 | 25/08/2023 | Semi-detached |
| 19 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TU | £280,000 | 10/08/2023 | Semi-detached |
| [Same street] 12 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £360,000 | 04/08/2023 | Semi-detached |
| 139 BARROWS LANE, BIRMINGHAM, WEST MIDLANDS, B26 1SE | £305,000 | 12/06/2023 | Semi-detached |
| 84 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £325,000 | 09/06/2023 | Semi-detached |
| 85 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £270,000 | 26/05/2023 | Semi-detached |
| [Same street] 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £300,000 | 10/10/2022 | Semi-detached |
| [Same street] 58 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £365,000 | 12/08/2022 | Semi-detached |
| [Same street] 60 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £342,000 | 08/08/2022 | Semi-detached |
| [Same street] 38 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £320,000 | 30/03/2022 | Semi-detached |
| [Same street] 40 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 21/01/2022 | Semi-detached |
| [Same street] 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £260,000 | 14/10/2021 | Semi-detached |

**Street average:** £315,875 (8 sales)
**Area average:** £270,000 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £261,188 (88 Semi-detached, B26, 2024–2026)
- **Deviation:** +22.5%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £979/mo
- **Realistic:** £1,088/mo
- **Optimistic:** £1,197/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Rockingham Road, B25 | £1,250/mo | 3 | 0.44 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 4.7%
- **Cost-to-rent:** 21.3×
- **Monthly cashflow:** £-160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,636/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.4%
- **10y growth:** 61.7%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 19.2%
- **10y growth (index):** 60.8%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

FRONT kitchen garden kitchen kitchen reception reception utility bathroom bedroom bedroom bedroom garden

/ 13

Property details

Tenure

FREEHOLD

Floor area

88 m²

Council tax band

EPC rating

Last sold

£310,000 Jan 2026

Price per m²

£3,636/m²

Local average

£261,188 (+22.5%)

Deprivation

Decile 5 (16,432 of 33,755)

Street crime

427 incidents within 1 mile (May 2026)

Key features

Beautifully Presented Extended Semi Detached Home
Ideal Family Home in a Popular Location
Three Bedrooms
Two Reception Rooms
Extended Kitchen with Built in Appliances
Hallway
Family Bathroom
Driveway & Rear Garden
Early Viewing Essential
Close to Local Schools, Shops & Transport Links

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Accessibility: Level access
Parking: Yes
Garden: Yes
Listed property: No
Restrictions: Yes
Required access: No
Rights of way: No
Flooded in last 5 years: No

Description

SEMI DETACHED HOUSE THREE BEDROOMS EXTENDED KITCHEN * REAR GARDEN POPULAR LOCATION! 360 VIRTUAL TOUR AVAILABLE

THIS IS A FABULOUS FAMILY HOME! READY TO MOVE STRAIGHT INTO, situated in a SOUGHT-AFTER ROAD AND NEEDS TO BE VIEWED BEFORE IT IS SNAPPED UP!!

CALL OUR YARDLEY OFFICE ON 0121-783-3422 FOR A VIEWING..

Accessed via shared DRIVEWAY, providing parking for your vehicles, the property comprises of an entrance porch, hallway, GUEST W.C, TWO RECEPTION ROOMS, MODERN EXTENDED KITCHEN, UTILITY ROOM and LOVELY FAMILY REAR GARDEN to the ground floor with THREE BEDROOMS and FAMILY BATHROOM to the first floor.

The property benefits from central heating and double glazing where specified & REAR GARAGE

Energy Performance Certificate D

Approach - Access is gained via block paved driveway leading to:

Hallway - Stairs to first floor, understairs storage, central heating radiator and doors to:

Reception One - Double glazed window to front and central heating radiator

Reception Two - Central heating radiator, tiled floor and opening into:

Breakfast Kitchen - Double glazed window to rear, double glazed double doors ro rear, fitted with a range of matching wall base and drawer units with work surface over incorporating stainless steel sink and drainer, oven hob and extractor with dishwasher and fridge freezer.

Guest W.C - With low level w.c, wash hand basin.

Utility - Plumbing for washing machine, space for further appliances and door to side.

First Floor -

Landing - Double glazed window to side, loft and doors off:

Bedroom One - Double glazed window to front, central heating radiator and fitted wardrobes.

Bedroom Two - Double glazed window to rear, central heating radiator and fitted wardrobes.

Bedroom Three - Double glazed window to front, central heating radiator and over stairs storage

Bathroom - Double glazed forsted window to rear, suite comprising panelled bath with shower over, low level w.c, wash hand basin and heated towel rail.

Outside -

Rear Garden - Enclosed with patio area, lawned area, decking area and shrubs.

Rear Garage** -

Listed by

Yardley

Prime Estate Agents Uk Ltd

Reference: 166290869

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/08/2020

Expiry date: 10/08/2030

Current heating cost: £843/year

Potential heating cost: £583/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Low energy lighting for all fixed outlets (25)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

Floorplans

CAM02650G0-PR0196-BUILD01.png

CAM02650G0-PR0196-BUILD01-FLOOR00.png

CAM02650G0-PR0196-BUILD01-FLOOR01.png

EPC Graphs

EE Rating

Price history

485% since 1996

Event	Date	Price	% change
Sold	23/01/2026 (5 months ago)	£310,000	+484.9%
Sold	28/03/1996 (30 years ago)	£53,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN	£234,000	09/02/2026	Semi-detached
57 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2JX	£248,000	22/01/2026	Semi-detached
26 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ	£250,000	15/01/2026	Semi-detached
130 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TS	£360,000	19/12/2025	Semi-detached
29 CRANFIELD GROVE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LR	£325,000	18/12/2025	Semi-detached
34 WELFORD AVENUE, BIRMINGHAM, WEST MIDLANDS, B26 2LD	£285,000	02/12/2025	Semi-detached
91 CHARLBURY CRESCENT, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 2LN	£233,000	22/08/2025	Semi-detached
72 JEPHSON DRIVE, BIRMINGHAM, WEST MIDLANDS, B26 2HW	£284,000	11/07/2025	Semi-detached
78 BILTON GRANGE ROAD, BIRMINGHAM, WEST MIDLANDS, B26 2LE	£230,000	11/06/2025	Semi-detached
14 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TJ	£270,000	08/05/2025	Semi-detached
65 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TX	£275,000	18/02/2025	Semi-detached
50 ORCHARD RISE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1QT	£216,000	11/02/2025	Semi-detached
57 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL	£250,000	18/12/2024	Semi-detached
51 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR	£200,000	15/12/2023	Semi-detached
Same street 80 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£290,000	02/11/2023	Semi-detached
14 CROFT ROAD, BIRMINGHAM, WEST MIDLANDS, B26 1SG	£265,000	04/10/2023	Semi-detached
10 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ	£295,000	25/08/2023	Semi-detached
19 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TU	£280,000	10/08/2023	Semi-detached
Same street 12 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£360,000	04/08/2023	Semi-detached
139 BARROWS LANE, BIRMINGHAM, WEST MIDLANDS, B26 1SE	£305,000	12/06/2023	Semi-detached
84 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL	£325,000	09/06/2023	Semi-detached
85 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR	£270,000	26/05/2023	Semi-detached
Same street 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£300,000	10/10/2022	Semi-detached
Same street 58 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£365,000	12/08/2022	Semi-detached
Same street 60 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£342,000	08/08/2022	Semi-detached
Same street 38 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£320,000	30/03/2022	Semi-detached
Same street 40 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£290,000	21/01/2022	Semi-detached
Same street 8 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT	£260,000	14/10/2021	Semi-detached

Street average: £315,875 (8 sales)

Area average: £270,000 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.4%

10y growth 61.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: Semi-detached. As of April 2026.

1y (index) 1.9%

5y (index) 19.2%

10y (index) 60.8%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £979/mo

Realistic £1,088/mo

Optimistic £1,197/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View B26 1TT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Moat Lane / Elmcroft Rd	0.0 miles
Shop	Morrisons Daily	0.4 miles
Shop	Newlife Yardley	0.4 miles
Train station	Lea Hall	1.2 miles
Train station	Acocks Green	1.4 miles
Hospital	Brian Oliver Centre	2.5 miles
University	BIMM University Birmingham	3.5 miles
University	University of Birmingham School of Dentistry	4.9 miles

Street-level crime

Category	Count
Violence and sexual offences	203
Vehicle crime	36
Criminal damage and arson	32
Shoplifting	32
Public order	26
Possession of weapons	20
Drugs	16
Other theft	16
Burglary	14
Robbery	9
Theft from the person	9
Anti-social behaviour	8
Other crime	5
Bicycle theft	1
Total incidents	427

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Yardley Primary School	Primary	0.4 miles	Good — 10 Mar 2014
Garretts Green Nursery School	Nursery	0.5 miles	Outstanding — 4 Mar 2019
Lyndon Green Junior School	Primary	0.5 miles	Good — 15 Nov 2023
Lyndon Green Infant School	Primary	0.5 miles	Good — 24 Oct 2014
East Birmingham Network Academy	Other	0.5 miles	Good — 9 Jun 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Rockingham Road, B25	£1,250/mo	3	0.44 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 4.7%

Cost-to-rent ratio 21.3×

Monthly cashflow £-160/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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