Sold STC End of terrace

35 HURSTINGSTONE

ST IVES, CAMBRIDGESHIRE PE27 6UE

3 beds 1 baths 74 m² Listed 15 Apr 2024 (-839d)

£240,000

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# 3 bedroom end of terrace house for sale (PE27 6UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 35 HURSTINGSTONE, ST IVES, CAMBRIDGESHIRE PE27 6UE |
| Price | £240,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £240,000 Oct 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/04/2034
- **Current heating cost:** £892/year
- **Est. upgrade cost to C:** £17,523

### Recommendations
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7834-0124-2300-0368-7296)

## Description

**PROPERTY** **SUMMARY** **** Harvey Robinson Estate Agents St Ives are delight to present for sale this end terrace family home, situated in the heart of the ever-popular town location of St Ives. Located at the end of a terrace of houses with off road parking available nearby, this family home is perfect for first time buyers as a spacious first home, with the opportunity to improve and renovate throughout. The ground floor accommodation in brief comprises a front facing lounge, a conjoined rear facing dining room, and a rear facing kitchen. The first floor offers three bedrooms, two well sized doubles, with the third being a well sized single bedroom. A spacious, four piece family bathroom can also be found, completing the first floor accommodation. To the front of the property, a patio area can be found overlooking an open green space, providing space to enjoy the sunshine all throughout the day. To the rear of the property, an enclosed garden mainly laid to lawn can be found, with side access to the parking here as well. Interest on this rarely available end terrace property is expected to be high, so viewings are highly recommended and can be arranged by contacting the St Ives office.

**LOCATION** **AND** **AMENITIES** ****

St Ives is one of Cambridgeshire's best-loved towns. It has a huge amount to offer homebuyers, including a scenic riverside location, plenty of large family properties, and great local amenities, to name just a few. The centre of St Ives is within walking distance and is approximately 1/2 of a mile away. In St Ives you will find plenty of shops along with some great independent stores and cafes, as well as the river Great Ouse. The pubs are also highly rated by residents, and you'll find plenty of great restaurants in the area. Within half a mile in the opposite direction of town you will find a Morrisons & Lidl supermarket along with various other restaurants. One of St Ives' biggest draws is its proximity to Cambridge, the A1309 is just two miles from the property and provides easy access into the centre of Cambridge in approximately 20 minutes, in addition the St. Ives Park & Ride terminal is only a five-minute drive away. The nearest station is at Huntingdon, which is just a ten-minute drive away. From here, you can catch a train to London Kings Cross, which takes just over an hour. A popular primary school can also be found within a few minutes' walk of the property.

**FAQ'S** **** Tenure: Freehold

Post Code for SatNav: PE27 6UE

What3Words Location: ///darts.hunter.toothpick

Council Tax Band: C

EPC Rating: TBC

Primary School Catchment: Thorndown Primary School

Secondary School Catchment: St. Ivo Academy

Seller's Onward Movements: No Forward Chain

Garage: Council-owned and currently rented out. There is possibility to change the name over to the new owner for a sale.

Property Built: ~1950's

Current Owner's Lived in Property: 40 Years

Boiler: Recently Serviced

Windows Refitted: May 2014 - 10 Year Guarantee

**GENERAL** **** Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate, and photographs provided for guidance only.

Need to sell your property? Please contact us to arrange your free, no obligation Market Appraisal.

For independent whole of market mortgage advice please call the team to book your appointment.

View all our properties at harveyrobinson.co.uk

Rated Exceptional in Best Estate Agent Guide 2024

British Property Awards 2024 - Gold Winner

4.9 Star Google Review Rating

## Property Photos

- ![67716_20240411031...](/listings/photos/146821670/1619526) - 67716_20240411031...
- ![DSC_0160](/listings/photos/146821670/1619527) - DSC_0160
- ![DSC_0149](/listings/photos/146821670/1619528) - DSC_0149
- ![DSC_0152](/listings/photos/146821670/1619529) - DSC_0152
- ![DSC_0156](/listings/photos/146821670/1619530) - DSC_0156
- ![DSC_0155](/listings/photos/146821670/1619531) - DSC_0155
- ![DSC_0159](/listings/photos/146821670/1619532) - DSC_0159
- ![DSC_0150](/listings/photos/146821670/1619533) - DSC_0150
- ![DSC_0163](/listings/photos/146821670/1619534) - DSC_0163
- ![692951_2024041103...](/listings/photos/146821670/1619535) - 692951_2024041103...
- ![DSC_0157](/listings/photos/146821670/1619536) - DSC_0157
- ![DSC_0161](/listings/photos/146821670/1619537) - DSC_0161
- ![1936568_202404110...](/listings/photos/146821670/1619538) - 1936568_202404110...
- ![DSC_0151](/listings/photos/146821670/1619539) - DSC_0151
- ![DSC_0154](/listings/photos/146821670/1619540) - DSC_0154

## Floorplans

- ![Floorplan 1](/listings/photos/146821670/1619541) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/146821670/1619542) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10676003
- **Address:** 35 Hurstingstone, ST. IVES, PE27 6UE
- **Certificate Issued:** 01/12/2014
- **Work Completed:** 02/05/2014
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 HURSTINGSTONE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6UE | £240,000 | 10/10/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 48 ALL SAINTS GREEN, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3YY | £230,000 | 01/03/2022 | Terraced |
| [Same street] 13 HURSTINGSTONE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6UE | £295,000 | 03/02/2022 | Semi-detached |
| 51A RAMSEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3TD | £235,000 | 27/08/2021 | Terraced |

**Street average:** £295,000 (1 sale)
**Area average:** £232,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £277,957 (23 Terraced, PE27, 2024–2026)
- **Deviation:** -13.7%

## Rental Range

*ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £944/mo
- **Realistic:** £1,049/mo
- **Optimistic:** £1,154/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, The Pound, PE27 | £1,500/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Terraced House, Burstellars, PE27 | £1,600/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Semi-Detached House, Burstellars, PE27 | £1,600/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed End Terrace, Ilex Road, PE27 | £1,400/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed End Terrace, Orwell Close, PE27 | £1,350/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Detached House, Oldman Court, PE27 | £1,595/mo | 3 | 0.94 miles | OpenRent |

**Average rent: £1,508/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £193,500
- **Target investor price (1%):** £154,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,548/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 12.9×
- **Monthly cashflow:** £423/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,243/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.6%
- **10y growth:** 10.2%

## House Price Index (HM Land Registry)

*Official index for Huntingdonshire; Terraced series; as of April 2026.*

- **1y growth (index):** 4.7%
- **5y growth (index):** 16.1%
- **10y growth (index):** 40.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

74 m²

Council tax band

EPC rating

Last sold

£240,000 Oct 2024

Price per m²

£3,243/m²

Local average

£277,957 (-13.7%)

Deprivation

Decile 8 (26,417 of 33,755)

Street crime

137 incidents within 1 mile (May 2026)

Key features

Semi-Detached Family Home
Three Bedrooms
Two Reception Rooms
Open Plan Lounge And Diner
Sought After Location
Garage and Parking Available to Rent
Off Road Parking
Opportunity To Improve
Perfect For First Time Buyers
Viewing Highly Recommended

Additional details

Parking: Yes
Garden: Yes

Description

PROPERTY SUMMARY ** Harvey Robinson Estate Agents St Ives are delight to present for sale this end terrace family home, situated in the heart of the ever-popular town location of St Ives. Located at the end of a terrace of houses with off road parking available nearby, this family home is perfect for first time buyers as a spacious first home, with the opportunity to improve and renovate throughout. The ground floor accommodation in brief comprises a front facing lounge, a conjoined rear facing dining room, and a rear facing kitchen. The first floor offers three bedrooms, two well sized doubles, with the third being a well sized single bedroom. A spacious, four piece family bathroom can also be found, completing the first floor accommodation. To the front of the property, a patio area can be found overlooking an open green space, providing space to enjoy the sunshine all throughout the day. To the rear of the property, an enclosed garden mainly laid to lawn can be found, with side access to the parking here as well. Interest on this rarely available end terrace property is expected to be high, so viewings are highly recommended and can be arranged by contacting the St Ives office.

LOCATION AND AMENITIES
St Ives is one of Cambridgeshire's best-loved towns. It has a huge amount to offer homebuyers, including a scenic riverside location, plenty of large family properties, and great local amenities, to name just a few. The centre of St Ives is within walking distance and is approximately 1/2 of a mile away. In St Ives you will find plenty of shops along with some great independent stores and cafes, as well as the river Great Ouse. The pubs are also highly rated by residents, and you'll find plenty of great restaurants in the area. Within half a mile in the opposite direction of town you will find a Morrisons & Lidl supermarket along with various other restaurants. One of St Ives' biggest draws is its proximity to Cambridge, the A1309 is just two miles from the property and provides easy access into the centre of Cambridge in approximately 20 minutes, in addition the St. Ives Park & Ride terminal is only a five-minute drive away. The nearest station is at Huntingdon, which is just a ten-minute drive away. From here, you can catch a train to London Kings Cross, which takes just over an hour. A popular primary school can also be found within a few minutes' walk of the property.

FAQ'S Tenure: Freehold
Post Code for SatNav: PE27 6UE
What3Words Location: ///darts.hunter.toothpick
Council Tax Band: C
EPC Rating: TBC
Primary School Catchment: Thorndown Primary School
Secondary School Catchment: St. Ivo Academy
Seller's Onward Movements: No Forward Chain
Garage: Council-owned and currently rented out. There is possibility to change the name over to the new owner for a sale.
Property Built: ~1950's
Current Owner's Lived in Property: 40 Years
Boiler: Recently Serviced
Windows Refitted: May 2014 - 10 Year Guarantee

GENERAL ** Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate, and photographs provided for guidance only.

Need to sell your property? Please contact us to arrange your free, no obligation Market Appraisal.

For independent whole of market mortgage advice please call the team to book your appointment.

View all our properties at harveyrobinson.co.uk

Rated Exceptional in Best Estate Agent Guide 2024
British Property Awards 2024 - Gold Winner
4.9 Star Google Review Rating

Listed by

St Ives

harveyrobinson

Reference: 146821670

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/04/2024

Expiry date: 17/04/2034

Current heating cost: £892/year

Potential heating cost: £624/year

Est. upgrade cost to C: £17,523

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10676003

Property Details

Street: 35 Hurstingstone

Town: ST. IVES

Postcode: PE27 6UE

Installation Details

Items: 1 door

Certificate Issued: 01/12/2014

Work Completed: 02/05/2014

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	10/10/2024 (1 year ago)	£240,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
48 ALL SAINTS GREEN, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3YY	£230,000	01/03/2022	Terraced
Same street 13 HURSTINGSTONE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 6UE	£295,000	03/02/2022	Semi-detached
51A RAMSEY ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3TD	£235,000	27/08/2021	Terraced

Street average: £295,000 (1 sale)

Area average: £232,500 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.6%

10y growth 10.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Huntingdonshire. Series: Terraced. As of April 2026.

1y (index) 4.7%

5y (index) 16.1%

10y (index) 40.9%

Rental Range

Estimated market rent for Huntingdonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £944/mo

Realistic £1,049/mo

Optimistic £1,154/mo

Based on Local Authority from postcode lookup → Huntingdonshire.

LHA (30th percentile) floor for Huntingdon: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PE27 6UE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chestnut Road	0.1 miles
Shop	Spar	0.1 miles
Shop	Ben's News	0.1 miles
Hospital	MS (Multiple Scelerosis) Therapy Centre	3.9 miles
Hospital	Linnea Cromwell Hospital	4.6 miles
Train station	Huntingdon	4.9 miles
University	Madingley Hall	9.0 miles
University	Sub-department of Animal Behaviour (University of Cambridge)	9.1 miles
Train station	St Neots	10.1 miles

Street-level crime

Category	Count
Violence and sexual offences	53
Anti-social behaviour	29
Public order	12
Shoplifting	12
Criminal damage and arson	10
Other theft	6
Vehicle crime	5
Drugs	3
Burglary	2
Possession of weapons	2
Bicycle theft	1
Other crime	1
Theft from the person	1
Total incidents	137

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Wheatfields Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Westfield Junior School	Primary	0.4 miles	Good — 5 Dec 2017
Eastfield Infant and Nursery School	Primary	0.4 miles	Good — 16 Oct 2019
St Ivo Academy	Secondary	0.4 miles	Good — 30 May 2024
Thorndown Primary School	Primary	0.5 miles	Good — 19 May 2017

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, The Pound, PE27	£1,500/mo	3	0.17 miles	OpenRent
3 Bed Terraced House, Burstellars, PE27	£1,600/mo	3	0.23 miles	OpenRent
3 Bed Semi-Detached House, Burstellars, PE27	£1,600/mo	3	0.24 miles	OpenRent
3 Bed End Terrace, Ilex Road, PE27	£1,400/mo	3	0.32 miles	OpenRent
3 Bed End Terrace, Orwell Close, PE27	£1,350/mo	3	0.34 miles	OpenRent
3 Bed Detached House, Oldman Court, PE27	£1,595/mo	3	0.94 miles	OpenRent

Average rent: £1,508/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.65%

Max investor price (0.8%) £193,500

Target investor price (1%) £154,800

Gross yield 7.7%

Cost-to-rent ratio 12.9×

Monthly cashflow £423/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).