Sold STC Semi-detached

3 MILLBANK

NEWMARKET, SUFFOLK CB8 0EQ

3 beds 83 m² Listed 12 Mar 2013 (-4845d)

£169,950

Save

# 3 bedroom semi-detached house for sale (CB8 0EQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 MILLBANK, NEWMARKET, SUFFOLK CB8 0EQ |
| Price | £169,950 |
| Bedrooms | 3 |
| Last sold | £152,000 Nov 2019 |

## Description

**** **** Newmarket renowned as the British Headquarters of horse racing offers an interesting and varied range of local shops and amenities. These include the National Horse Racing Museum, a twice weekly open air market, hotels, restaurants and modern leisure facilities. There is a regular railway service to London's Kings Cross and Liverpool Street stations via Cambridge. An excellent road network links the region's principal centres, including the University City of Cambridge and the historic market town of Bury St Edmunds, both approximately 13 miles from Newmarket.

This semi-detached family house is situated in a very popular and convenient residential area approximately half a mile north of Newmarket town centre and close to a range of local shops and facilities. The property which has recently benefited from a programme of updating provides particularly spacious living accommodation with benefits including an attractive refitted kitchen with marble worktops, refitted bathroom with separate shower cubicle, replacement of the gas fired boiler and redecoration throughout. Outside the property enjoys a driveway to the front with off road parking for several vehicles and an enclosed garden to the rear. In detail the accommodation includes: -

**GROUND** **FLOOR** **** Entrance Hall: With double glazed entrance door, tiled floor and glazed door to: -

Sitting Room: Approximately 18'11" (5.78m) x 13'3" (4.04m) with uPVC double glazed window to the front elevation, staircase providing access to the first floor accommodation, under stair storage cupboard, five wall light points, feature brick fireplace with fitted gas fire and matching corner display area, TV aerial point, built-in storage cupboard, three radiators and archway to: -

Dining Room: Approximately 9'10" (3.0m) x 9'0" (2.74m) with uPVC patio doors leading to the garden and radiator.

Re-Fitted Kitchen: Approximately 10'2" (3.10m) x 9'7" (2.92m) with a superb range of cupboards and drawers with marble works surfaces over, matching wall cabinets, inset gas hob with electric oven under, stainless steel extractor hood over, stainless steel sink unit with mixer tap, built-in fridge/freezer, plumbing for a washing machine, space for a tumble dryer or dishwasher, cupboard housing a recently replaced combination gas fired boiler serving the heating and hot water systems, built-in pantry cupboard, part glazed door leading outside and large polished floor tiling.

**ON** **THE** **FIRST** **FLOOR** **** Landing: With uPVC double glazed window to the side elevation and access to the roof space.

Bedroom 1: Approximately 11'5" (3.48m) x 10'4" (3.15m) with uPVC double glazed window to the front elevation and radiator.

Bedroom 2: Approximately 11'2" (3.42m) x 10'3" (3.12m) with uPVC double glazed window to the rear elevation and radiator.

Bedroom 3: Approximately 8'4" (2.54m) x 8'3" (2.51m) with uPVC double glazed window, built-in storage cupboard and radiator.

Re-Fitted Bathroom: Comprising of a white suite including a bath with tiled surround, separate shower cubicle, pedestal hand basin with strip light/shaver socket over, low level WC, radiator/towel rail.

**OUTSIDE** **** The property is set back from the road and has it's own driveway providing off-road parking for several vehicles and pathway to the side providing access to the rear.

The rear garden which is enclosed is approximately 70' long and is predominantly laid to lawn with conifer screen hedging, shrub border, patio area, brick built shed and garden tap.

**DIRECTIONS** **** From Newmarket town centre (the Clock Tower) proceed in the direction of Exning and Burwell along the Exning Road (B1103). Proceed up the hill and at the top of the hill take the first turning on your left hand side into Tannersfield Way. At the T-junction turn left and follow the one way system around Freshfields. As the road starts to go up hill it turns into Millbank and the property can be found on your right hand side. There is a "For Sale" board displayed.

Council Tax: (To be notified by Vendor)

Viewing: Strictly by prior arrangement with Pocock & Shaw. PBS/lk/N5152

## Property Photos

- ![Photo](/listings/photos/37982740/311774)
- ![Photo](/listings/photos/37982740/311775)
- ![Photo](/listings/photos/37982740/311776)
- ![Photo](/listings/photos/37982740/311777)
- ![Photo](/listings/photos/37982740/311778)

## Floorplans

- ![Floorplan 1](/listings/photos/37982740/311780) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 MILLBANK, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EQ | £152,000 | 29/11/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 134 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £270,000 | 30/10/2025 | Semi-detached |
| 69 FRESHFIELDS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EG | £210,000 | 09/06/2025 | Semi-detached |
| 3 TANNERSFIELD WAY, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EE | £268,000 | 10/11/2023 | Semi-detached |
| 7 STIRLING GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ER | £230,000 | 03/10/2023 | Semi-detached |
| 10 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £342,000 | 30/06/2023 | Semi-detached |
| 34 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EN | £175,000 | 02/06/2023 | Semi-detached |
| 2 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £515,000 | 06/04/2023 | Semi-detached |
| 212 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX | £265,000 | 24/03/2023 | Semi-detached |
| WHITE LODGE 14 HEASMAN CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SS | £250,000 | 29/11/2022 | Semi-detached |
| 24 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £335,000 | 23/11/2022 | Semi-detached |
| 206 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX | £275,000 | 18/10/2022 | Semi-detached |
| 23 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £425,000 | 13/10/2022 | Semi-detached |
| 136 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £341,200 | 16/09/2022 | Semi-detached |
| 41 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ES | £376,000 | 26/08/2022 | Semi-detached |
| [Same street] 13 MILLBANK, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EQ | £280,000 | 11/02/2022 | Semi-detached |
| 21 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £292,000 | 19/01/2022 | Semi-detached |
| 6 MELROSE GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EW | £292,000 | 14/01/2022 | Semi-detached |
| 174 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £325,000 | 15/12/2021 | Semi-detached |
| 47 ENGELHARD ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SA | £234,000 | 03/12/2021 | Semi-detached |
| 18 BEAVERBROOK ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ST | £230,000 | 15/10/2021 | Semi-detached |
| 57 EXNING ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EA | £329,000 | 17/08/2021 | Semi-detached |

**Street average:** £280,000 (1 sale)
**Area average:** £298,960 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £352,067 (26 Semi-detached, CB8, 2024–2026)
- **Deviation:** -51.7%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,058/mo
- **Realistic:** £1,176/mo
- **Optimistic:** £1,294/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,122/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, St Philips Road, CB8 | £1,395/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Terraced House, Lowther Street, CB8 | £1,400/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed Flat, Rowley Drive, CB8 | £1,100/mo | 3 | 0.27 miles | OpenRent |

**Average rent: £1,298/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.82% (okay)
- **Max investor price (0.8%):** £174,375
- **Target investor price (1%):** £139,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,395/mo).*

- **Gross yield:** 9.8%
- **Cost-to-rent:** 10.2×
- **Monthly cashflow:** £561/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 44.4%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Semi-detached series; as of March 2026.*

- **1y growth (index):** 5.7%
- **5y growth (index):** 11.7%
- **10y growth (index):** 35.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5

/ 5

Property details

Floor area

83 m²

Last sold

£152,000 Nov 2019

Local average

£352,067 (-51.7%)

Deprivation

Decile 4 (12,124 of 33,755)

Street crime

103 incidents within 1 mile (Apr 2026)

Key features

Semi detached house
Sacious accommodation
Modern kitchen and bathroom
70 ft garden
Off road parking
Great investment opportunity or family home
No Chain

Additional details

Parking: Yes
Garden: Yes

Description

** Newmarket renowned as the British Headquarters of horse racing offers an interesting and varied range of local shops and amenities. These include the National Horse Racing Museum, a twice weekly open air market, hotels, restaurants and modern leisure facilities. There is a regular railway service to London's Kings Cross and Liverpool Street stations via Cambridge. An excellent road network links the region's principal centres, including the University City of Cambridge and the historic market town of Bury St Edmunds, both approximately 13 miles from Newmarket.

This semi-detached family house is situated in a very popular and convenient residential area approximately half a mile north of Newmarket town centre and close to a range of local shops and facilities. The property which has recently benefited from a programme of updating provides particularly spacious living accommodation with benefits including an attractive refitted kitchen with marble worktops, refitted bathroom with separate shower cubicle, replacement of the gas fired boiler and redecoration throughout. Outside the property enjoys a driveway to the front with off road parking for several vehicles and an enclosed garden to the rear. In detail the accommodation includes: -

GROUND FLOOR Entrance Hall: With double glazed entrance door, tiled floor and glazed door to: -

Sitting Room: Approximately 18'11" (5.78m) x 13'3" (4.04m) with uPVC double glazed window to the front elevation, staircase providing access to the first floor accommodation, under stair storage cupboard, five wall light points, feature brick fireplace with fitted gas fire and matching corner display area, TV aerial point, built-in storage cupboard, three radiators and archway to: -

Dining Room: Approximately 9'10" (3.0m) x 9'0" (2.74m) with uPVC patio doors leading to the garden and radiator.

Re-Fitted Kitchen: Approximately 10'2" (3.10m) x 9'7" (2.92m) with a superb range of cupboards and drawers with marble works surfaces over, matching wall cabinets, inset gas hob with electric oven under, stainless steel extractor hood over, stainless steel sink unit with mixer tap, built-in fridge/freezer, plumbing for a washing machine, space for a tumble dryer or dishwasher, cupboard housing a recently replaced combination gas fired boiler serving the heating and hot water systems, built-in pantry cupboard, part glazed door leading outside and large polished floor tiling.

ON THE FIRST FLOOR Landing: With uPVC double glazed window to the side elevation and access to the roof space.

Bedroom 1: Approximately 11'5" (3.48m) x 10'4" (3.15m) with uPVC double glazed window to the front elevation and radiator.

Bedroom 2: Approximately 11'2" (3.42m) x 10'3" (3.12m) with uPVC double glazed window to the rear elevation and radiator.

Bedroom 3: Approximately 8'4" (2.54m) x 8'3" (2.51m) with uPVC double glazed window, built-in storage cupboard and radiator.

Re-Fitted Bathroom: Comprising of a white suite including a bath with tiled surround, separate shower cubicle, pedestal hand basin with strip light/shaver socket over, low level WC, radiator/towel rail.

OUTSIDE The property is set back from the road and has it's own driveway providing off-road parking for several vehicles and pathway to the side providing access to the rear.

The rear garden which is enclosed is approximately 70' long and is predominantly laid to lawn with conifer screen hedging, shrub border, patio area, brick built shed and garden tap.

DIRECTIONS ** From Newmarket town centre (the Clock Tower) proceed in the direction of Exning and Burwell along the Exning Road (B1103). Proceed up the hill and at the top of the hill take the first turning on your left hand side into Tannersfield Way. At the T-junction turn left and follow the one way system around Freshfields. As the road starts to go up hill it turns into Millbank and the property can be found on your right hand side. There is a "For Sale" board displayed.

Council Tax: (To be notified by Vendor)

Viewing: Strictly by prior arrangement with Pocock & Shaw. PBS/lk/N5152

Listed by

Newmarket

Pocock & Shaw Newmarket Ltd

Reference: 37982740

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	29/11/2019 (6 years ago)	£152,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
134 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA	£270,000	30/10/2025	Semi-detached
69 FRESHFIELDS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EG	£210,000	09/06/2025	Semi-detached
3 TANNERSFIELD WAY, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EE	£268,000	10/11/2023	Semi-detached
7 STIRLING GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ER	£230,000	03/10/2023	Semi-detached
10 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX	£342,000	30/06/2023	Semi-detached
34 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EN	£175,000	02/06/2023	Semi-detached
2 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB	£515,000	06/04/2023	Semi-detached
212 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX	£265,000	24/03/2023	Semi-detached
WHITE LODGE 14 HEASMAN CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SS	£250,000	29/11/2022	Semi-detached
24 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX	£335,000	23/11/2022	Semi-detached
206 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX	£275,000	18/10/2022	Semi-detached
23 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX	£425,000	13/10/2022	Semi-detached
136 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA	£341,200	16/09/2022	Semi-detached
41 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ES	£376,000	26/08/2022	Semi-detached
Same street 13 MILLBANK, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EQ	£280,000	11/02/2022	Semi-detached
21 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX	£292,000	19/01/2022	Semi-detached
6 MELROSE GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EW	£292,000	14/01/2022	Semi-detached
174 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA	£325,000	15/12/2021	Semi-detached
47 ENGELHARD ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SA	£234,000	03/12/2021	Semi-detached
18 BEAVERBROOK ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ST	£230,000	15/10/2021	Semi-detached
57 EXNING ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EA	£329,000	17/08/2021	Semi-detached

Street average: £280,000 (1 sale)

Area average: £298,960 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17%

10y growth 44.4%

House Price Index (HM Land Registry — official index, not sold-price averages): West Suffolk. Series: Semi-detached. As of March 2026.

1y (index) 5.7%

5y (index) 11.7%

10y (index) 35.2%

Rental Range

Estimated market rent for West Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,058/mo

Realistic £1,176/mo

Optimistic £1,294/mo

Based on Local Authority from postcode lookup → West Suffolk.

LHA (30th percentile) floor for Cambridge: £1,122/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CB8 0EQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Aldi	0.1 miles
Bus stop	Tannersfield Way	0.1 miles
Bus stop	Newmarket College	0.1 miles
Hospital	Newmarket Hospital (no A&E)	0.2 miles
Shop	Costcutter	0.3 miles
Train station	Newmarket	0.8 miles
Train station	Dullingham	3.5 miles
Hospital	Ida Darwin Hospital	9.3 miles
University	Anglia Ruskin University -Faculty of Health, Social Care & Education	11.4 miles
University	Cambridge University Boathouse	11.4 miles

Street-level crime

Category	Count
Violence and sexual offences	42
Other theft	15
Shoplifting	12
Criminal damage and arson	6
Burglary	4
Drugs	4
Public order	4
Bicycle theft	3
Other crime	3
Possession of weapons	3
Vehicle crime	3
Robbery	2
Anti-social behaviour	1
Theft from the person	1
Total incidents	103

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Newmarket Academy	Secondary	0.2 miles	Good — 25 Sep 2023
Houldsworth Valley Primary Academy	Primary	0.3 miles	Good — 27 Nov 2019
Paddocks Primary School	Primary	0.4 miles	Good — 24 Jun 2024
St Louis Catholic Academy	Primary	0.4 miles	Good — 16 Feb 2011
Fairstead House	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, St Philips Road, CB8	£1,395/mo	3	0.21 miles	OpenRent
3 Bed Terraced House, Lowther Street, CB8	£1,400/mo	3	0.27 miles	OpenRent
3 Bed Flat, Rowley Drive, CB8	£1,100/mo	3	0.27 miles	OpenRent

Average rent: £1,298/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.82%

Max investor price (0.8%) £174,375

Target investor price (1%) £139,500

Gross yield 9.8%

Cost-to-rent ratio 10.2×

Monthly cashflow £561/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).