# 3 bedroom terraced house for sale (ST5 4AG) ## Property Details | Key | Value | |-----|-------| | Address | 27 SEABRIDGE LANE, NEWCASTLE, STAFFORDSHIRE ST5 4AG | | Price | £190,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Last sold | £125,000 Aug 2018 | ## Description Heywoods Estate Agents are excited to bring to the market this beautifully presented and extensively renovated three bedroom mid-townhouse, ideally situated on Seabridge Lane in the highly desirable area of Clayton, Newcastle under Lyme. This fantastic home offers an exceptional opportunity for first time buyers and families alike, combining modern finishes with well proportioned accommodation and a convenient location, making it ready to move straight into and enjoy from day one. The property is approached via a smart block paved driveway providing off road parking for up to three vehicles, along with the added benefit of an electric car charging point, offering both practicality and future ready convenience. A welcoming entrance hall then leads through into a spacious and thoughtfully designed lounge and dining area. This open and versatile living space has been finished to a high standard, offering a bright and comfortable environment that is perfect for everyday living as well as entertaining guests. The décor is modern and neutral throughout, enhancing the sense of space and allowing prospective buyers to easily personalise the home to their own taste. The kitchen has been stylishly updated and features a range of contemporary units complemented by quality work surfaces and a selection of integrated appliances, providing both practicality and a sleek finish. There is ample storage and workspace, making it an ideal setting for cooking and family life, with access out to the rear garden further enhancing its usability. To the first floor, the property continues to impress with a beautifully appointed and brand new fitted bathroom, complete with a four piece suite including a separate shower enclosure, bath, low level WC and wash hand basin set within a vanity unit offering useful storage. The finish is modern and elegant, creating a luxurious feel. The bedrooms are all well proportioned and thoughtfully arranged, comprising two generous double bedrooms and a well sized single bedroom which could equally serve as a nursery, guest room or home office. Each room offers a comfortable layout with plenty of natural light, making the upstairs accommodation ideal for a range of buyers. Externally, the rear garden has been designed with ease of maintenance in mind and provides a pleasant outdoor space to enjoy. It features artificial lawn along with a block paved patio seating area, ideal for outdoor dining, relaxing or entertaining during the warmer months. The space is enclosed and offers a good degree of privacy, making it suitable for both families and those who enjoy spending time outdoors without the upkeep of a traditional garden. The location of the property is another key feature, being situated within Clayton, a popular and well established residential area. There are a variety of local amenities close by including shops, supermarkets, schools and healthcare facilities, while Newcastle under Lyme town centre is just a short distance away and offers a wider range of retail, restaurants, bars and leisure facilities. The property also benefits from excellent commuter links, with easy access to the A34, A500 and the M6 motorway network, making it ideal for those travelling to Stoke on Trent, Crewe and beyond. Public transport links are also readily available, providing convenient connections to surrounding areas. An immaculately presented home offering modern, ready to move into accommodation in a sought after location, early viewing is strongly recommended. EPC Rating: D ## Property Photos - ![Photo](/listings/photos/173870213/104758) - ![Photo](/listings/photos/173870213/104759) - ![Photo](/listings/photos/173870213/104760) - ![Photo](/listings/photos/173870213/104761) - ![Photo](/listings/photos/173870213/104762) - ![Photo](/listings/photos/173870213/104763) - ![Photo](/listings/photos/173870213/104764) - ![Photo](/listings/photos/173870213/104765) - ![Photo](/listings/photos/173870213/104766) - ![Photo](/listings/photos/173870213/104767) - ![Photo](/listings/photos/173870213/104768) - ![Photo](/listings/photos/173870213/104769) - ![Photo](/listings/photos/173870213/104770) - ![Photo](/listings/photos/173870213/104771) - ![Photo](/listings/photos/173870213/104772) - ![Photo](/listings/photos/173870213/104773) - ![Photo](/listings/photos/173870213/104774) - ![Photo](/listings/photos/173870213/104775) - ![Photo](/listings/photos/173870213/104776) - ![Photo](/listings/photos/173870213/104777) - ![Photo](/listings/photos/173870213/104778) - ![Photo](/listings/photos/173870213/104779) - ![Photo](/listings/photos/173870213/104780) - ![Photo](/listings/photos/173870213/104781) - ![Photo](/listings/photos/173870213/104782) - ![Photo](/listings/photos/173870213/104783) - ![Photo](/listings/photos/173870213/104784) - ![Photo](/listings/photos/173870213/104785) - ![Photo](/listings/photos/173870213/104786) - ![Photo](/listings/photos/173870213/104787) - ![Photo](/listings/photos/173870213/104788) - ![Photo](/listings/photos/173870213/104789) - ![Photo](/listings/photos/173870213/104790) - ![Photo](/listings/photos/173870213/104791) - ![Photo](/listings/photos/173870213/104792) - ![Photo](/listings/photos/173870213/104793) - ![Photo](/listings/photos/173870213/104794) - ![Photo](/listings/photos/173870213/104795) - ![Photo](/listings/photos/173870213/104796) ## Floorplans - ![All](/listings/photos/173870213/104797) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 27 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AG | £125,000 | 30/08/2018 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 WINDERMERE ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HQ | £185,000 | 11/11/2025 | Terraced | | 20 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £81,000 | 18/12/2023 | Terraced | | 24 SEVERN DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BH | £135,000 | 14/07/2023 | Terraced | | [Same street] 41 SEABRIDGE LANE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4AG | £144,000 | 20/04/2023 | Terraced | | 22 HUMBER WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BE | £105,000 | 18/04/2023 | Terraced | | 3 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £138,000 | 31/03/2023 | Terraced | | 5 RIBBLE CLOSE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4BG | £150,000 | 20/01/2023 | Terraced | | 41 RYDAL WAY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HE | £170,000 | 10/11/2022 | Terraced | | 57 GRASMERE AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3HG | £123,000 | 15/09/2022 | Terraced | | 1 KINGSDOWN MEWS, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 4NJ | £180,000 | 05/08/2022 | Terraced | | 57 HEREFORD AVENUE, CLAYTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3EJ | £155,000 | 14/12/2021 | Terraced | **Street average:** £144,000 (1 sale) **Area average:** £142,200 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £144,587 (105 Terraced, ST5, 2024–2026) - **Deviation:** +31.4% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Dee Lane, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/a1a30a0) | £875/mo | 3 | 0.23 miles | Rightmove | | [Dart Place, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/09ca227) | £950/mo | 3 | 0.34 miles | Rightmove | | [Higherland, ST5](http://87.117.209.195:8080/listings/fb6f659) | £995/mo | 3 | 1.26 miles | Rightmove | | [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.31 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 1.37 miles | Rightmove | | [Lymes Road, Butterton, Newcastle, ST5](http://87.117.209.195:8080/listings/c42b9c4) | £1,200/mo | 3 | 1.4 miles | Rightmove | | [Wesley Place, Newcastle, ST5](http://87.117.209.195:8080/listings/48400a5) | £1,000/mo | 3 | 1.41 miles | Rightmove | | [Cumberland Street, Newcastle](http://87.117.209.195:8080/listings/5bed48c) | £975/mo | 3 | 1.49 miles | Rightmove | | [Tarragon View, Newcastle under Lyme](http://87.117.209.195:8080/listings/bc6fb13) | £1,100/mo | 3 | 1.5 miles | Rightmove | | [Orme Road, Newcastle under lyme](http://87.117.209.195:8080/listings/5f5413d) | £1,150/mo | 3 | 1.5 miles | Rightmove | | [Snowgoose Way, Newcastle, ST5](http://87.117.209.195:8080/listings/29d2bce) | £1,300/mo | 3 | 1.63 miles | Rightmove | | [Greylag Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/7062d4c) | £1,200/mo | 3 | 1.7 miles | Rightmove | | [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 1.75 miles | Rightmove | | [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 1.91 miles | Rightmove | | [Sydney Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/1054f96) | £925/mo | 3 | 2.16 miles | Rightmove | | [Hempstalls Lane, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/8e3c715) | £1,200/mo | 3 | 2.17 miles | Rightmove | | [Navigation Way, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a3d1f6a) | £1,050/mo | 3 | 2.18 miles | Rightmove | | [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/8243c89) | £1,200/mo | 3 | 2.26 miles | Rightmove | | [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/f374b79) | £900/mo | 3 | 2.42 miles | Rightmove | | [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 2.43 miles | Rightmove | **Average rent: £947/mo (36 listings)** ## 1% Rule - **Rent ratio:** 0.53% (weak for cashflow) - **Max investor price (0.8%):** £125,000 - **Target investor price (1%):** £100,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,000/mo).* - **Gross yield:** 6.3% - **Cost-to-rent:** 15.8× - **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 30% - **10y growth:** 49% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)