Sold STC Flat

Bank Square

St Just, Penzance, TR19, TR19 7JX

3 beds 1 baths Listed 21 Jul 2020 (-2190d)

£179,950

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Property details

Tenure

LEASEHOLD

Last sold

£175,000

Local average

£148,333 (+21.3%)

Deprivation

Decile 3 (9,235 of 33,755)

Street crime

10 incidents within 1 mile (May 2026)

Additional details

Parking
Yes

Description

Conveniently positioned in the town square with direct access to all amenities, this apartment has three bedrooms: 2 singles and 1 double. One of the smaller bedrooms would make an ideal home office if only two bedrooms were required. The apartment is well kept but could benefit further from cosmetic modernisation. The lounge and kitchen are a good size making this property perfect for an individual or a small family. With its low maintenance exterior it would also lent its self to a bolthole or investment property.
Lease details
999 year new lease.
No ground rent or maintenance charge.
50% of the freehold owned with lower flat.
St Just is the nearest town to Land’s End. It is situated on the edge of the moors and close to the beautiful north coast, about 8 miles west of Penzance. Walking distance to all amenities including, butchers, bakers, schools, artisan shops, delicatessens and cafes. Free car park available a short walk from the property. Bus stop also moments away.

Listed by

Penzance

Stacey Mann Estates

Reference: 95148884

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address Current Potential Floor area Age band Type
Ancarva, Cape Cornwall Street, St. Just, PENZANCE 42 71 96 m² England and Wales: 1983-1990 Detached
Copertino, Cape Cornwall Street, St. Just, PENZANCE 60 77 93 m² England and Wales: 1967-1975 Detached
Flat 1 The Stables, Cape Cornwall Street, St. Just, PENZANCE 21 70 35 m² England and Wales: before 1900 Flat
FLAT 1, THE STABLES, CAPE CORNWALL STREET, ST JUST 48 71 36 m² England and Wales: 1950-1966 Flat
Flat 2 The Stables, Cape Cornwall Street, St. Just, PENZANCE 45 76 43 m² England and Wales: 1900-1929 Flat
Flat 2 The Stables, Cape Cornwall Street, St. Just, PENZANCE 33 77 42 m² England and Wales: 1950-1966 Flat
Goldings, Cape Cornwall Street, St. Just, PENZANCE 49 66 180 m² England and Wales: 1967-1975 Detached
Goldings, Cape Cornwall Street, St. Just, PENZANCE 5 66 181 m² England and Wales: 1967-1975 Detached
Mergh Gwyn, Cape Cornwall Street, St. Just, PENZANCE 31 97 113 m² England and Wales: 1976-1982 Detached
The Fisherman's Studio, Cadgwith, Ruan Minor 56 92 22 m² England and Wales: 1967-1975 Detached
Westwood, Cape Cornwall Street, St. Just, PENZANCE 52 76 122 m² England and Wales: 1991-1995 Detached

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

Price history

No sales history found for this property in Land Registry Price Paid data.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
CAPE TRELEW 2 NANCHERROW TERRACE, ST JUST, PENZANCE, CORNWALL, TR19 7LA £130,000 01/08/2025 Flat
ARICA HOUSE THE FLAT MARKET SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HE £120,000 18/10/2023 Flat
1 BANK SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HH £85,000 12/01/2023 Flat
GEWS FARM BARNS 6, ST JUST, PENZANCE, CORNWALL, TR19 7AJ £146,150 01/11/2022 Flat
TRELEW HOUSE, 10 FLAT 3 CAPE CORNWALL STREET, ST JUST, PENZANCE, CORNWALL, TR19 7JZ £145,000 18/08/2022 Flat
CORNER HOUSE APARTMENT 1 MARKET SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HG £160,000 25/03/2022 Flat
CORNER HOUSE APARTMENT 3 MARKET SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HG £170,000 28/01/2022 Flat
CORNER HOUSE APARTMENT 2 MARKET SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HG £160,000 21/12/2021 Flat
CAPE TRELEW 8 NANCHERROW TERRACE, ST JUST, PENZANCE, CORNWALL, TR19 7LA £120,000 17/12/2021 Flat
CAPE TRELEW 5 NANCHERROW TERRACE, ST JUST, PENZANCE, CORNWALL, TR19 7LA £115,000 12/11/2021 Flat
TRELEW HOUSE, 10 FLAT 6 CAPE CORNWALL STREET, ST JUST, PENZANCE, CORNWALL, TR19 7JZ £165,000 21/10/2021 Flat
OLD SEABIRD HOUSE THE APARTMENT WEST PLACE, ST JUST, PENZANCE, CORNWALL, TR19 7JB £173,000 13/10/2021 Flat
CORNER HOUSE APARTMENT 4 BANK SQUARE, ST JUST, PENZANCE, CORNWALL, TR19 7HH £220,559 03/09/2021 Flat

Area average: £146,901 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -64.9%
10y growth -32.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cornwall. Series: Flats and maisonettes. As of April 2026.

1y (index) -2.3%
5y (index) -2%
10y (index) 18.8%

Rental Range

Estimated market rent for Cornwall. Low = conservative, Realistic = average, Optimistic = best case.

Low £903/mo
Realistic £1,003/mo
Optimistic £1,103/mo

Based on Local Authority from postcode lookup → Cornwall.

Location

Map view View on Google Maps View on OpenStreetMap Street View TR19 7JX

Address

Boswedden Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop St Just Terminus 0.1 miles
Bus stop Cape Cornwall School 0.1 miles
Shop Artwork by Sarah Vivian 0.1 miles
Shop Just Fine Gifts 0.1 miles
Hospital West Cornwall Hospital (Penzance) 6.2 miles
Train station Penzance 6.6 miles
Train station St Ives 10.7 miles

Street-level crime

Category Count
Violence and sexual offences 5
Criminal damage and arson 3
Anti-social behaviour 1
Burglary 1
Total incidents 10

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Just Primary School Primary 0.1 miles Good — 29 Nov 2012
Cape Cornwall School Secondary 0.3 miles Good — 7 Mar 2023
Pendeen School Primary 1.9 miles Good — 28 Jun 2023
Sennen Community Primary Academy Primary 3.4 miles Good — 24 Oct 2013
St Buryan Primary School Primary 4.4 miles Good — 3 Sep 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Lafrowda Terrace, TR19 £1,000/mo 3 0.17 miles OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%
Max investor price (0.8%) £125,000
Target investor price (1%) £100,000
Gross yield 6.7%
Cost-to-rent ratio 15×
Monthly cashflow £166/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 3.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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