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All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate.\n**Money Laundering Regulations**\nShould a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement.  We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is \u00a382.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. 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ST5","price_pcm":144500,"bedrooms":3,"property_type":"Semi-detached","source_label":"Rightmove","distance_miles":1.23,"show_url":"http:\/\/87.117.209.195:8080\/listings\/b9782ab"},{"title":"Prospect Terrace, Newcastle, Staffordshire, ST5","price_pcm":77500,"bedrooms":3,"property_type":"Flat","source_label":"Rightmove","distance_miles":1.28,"show_url":"http:\/\/87.117.209.195:8080\/listings\/8762975"},{"title":"Orme Road, Newcastle, Staffordshire, ST5","price_pcm":89500,"bedrooms":3,"property_type":"House","source_label":"Rightmove","distance_miles":1.29,"show_url":"http:\/\/87.117.209.195:8080\/listings\/b7111f6"},{"title":"Enderley Street, Newcastle-Under-Lyme, ST5","price_pcm":135000,"bedrooms":3,"property_type":"End of terrace","source_label":"Rightmove","distance_miles":1.5,"show_url":"http:\/\/87.117.209.195:8080\/listings\/5fe428d"},{"title":"First Floor Flat, 65 High Street, Newcastle, ST5 1PN","price_pcm":72500,"bedrooms":null,"property_type":"Flat","source_label":"Rightmove","distance_miles":1.62,"show_url":"http:\/\/87.117.209.195:8080\/listings\/111aff4"},{"title":"Willard Close, Newcastle, ST5","price_pcm":110000,"bedrooms":3,"property_type":"Detached","source_label":"Rightmove","distance_miles":1.76,"show_url":"http:\/\/87.117.209.195:8080\/listings\/5cdd58f"},{"title":"Brunswick Street, Newcastle, Staffordshire, ST5","price_pcm":100000,"bedrooms":3,"property_type":"Flat","source_label":"Rightmove","distance_miles":1.76,"show_url":"http:\/\/87.117.209.195:8080\/listings\/9a07461"},{"title":"St. Georges Avenue, Newcastle","price_pcm":120000,"bedrooms":3,"property_type":"House","source_label":"Rightmove","distance_miles":1.78,"show_url":"http:\/\/87.117.209.195:8080\/listings\/64842f4"}],"average_price":112528,"count":40,"availability":"ready","bedrooms_filter":3,"bedrooms_filter_relaxed":false,"bedrooms_filter_source":"listing"},"property_markdown":"# 3 bedroom terraced house for sale (ST5 6PL)\n\n## Property Details\n\n| Key | Value |\n|-----|-------|\n| Address | Newcastle Street, Silverdale, Newcastle, ST5, ST5 6PL |\n| Price | \u00a3120,000 |\n| Bedrooms | 3 |\n| Bathrooms | 1 |\n\n## Description\n\nEPC band: D\n\nYopa have pleasure in offering for sale with no upward chain this deceptively spacious three bedroom mid terraced house for sale with tenant in situ.\n\nAs you enter the front reception room offers a spacious area for seating or could be used as an optional extra bedroom for a rental.\u00a0 Leading off the front room is the rear reception room with stairs leading to the first floor.\u00a0 The kitchen has a range of wall and base units and space for appliances.\n\nThe groundfloor bathroom has a suite comprising of bath with shower over, wash hand basin and low flush wc.\n\nUpstairs the property benefits from three generous sized bedrooms.\n\nOutside to the rear is a courtyard style garden which is low maintenance.\n\n**Disclaimer**\n\nWhilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate.\n\n**Money Laundering Regulations**\n\nShould a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement.  We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is \u00a382.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.\n\n## Property Photos\n\n- ![Photo](\/listings\/photos\/162683363\/591)\n- ![Photo](\/listings\/photos\/162683363\/592)\n- ![Photo](\/listings\/photos\/162683363\/593)\n- ![Photo](\/listings\/photos\/162683363\/594)\n- ![Photo](\/listings\/photos\/162683363\/595)\n- ![Photo](\/listings\/photos\/162683363\/596)\n- ![Photo](\/listings\/photos\/162683363\/597)\n- ![Photo](\/listings\/photos\/162683363\/598)\n- ![Photo](\/listings\/photos\/162683363\/599)\n- ![Photo](\/listings\/photos\/162683363\/600)\n- ![Photo](\/listings\/photos\/162683363\/601)\n- ![Photo](\/listings\/photos\/162683363\/602)\n\n## Sold Comparables\n\n*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*\n\n| Address | Price | Date | Type |\n|---------|-------|------|------|\n| 103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | \u00a3121,000 | 31\/10\/2025 | Terraced |\n| 41 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND | \u00a3126,000 | 30\/06\/2025 | Terraced |\n| 10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | \u00a3126,000 | 14\/10\/2024 | Terraced |\n| [Same street] 99 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | \u00a3105,000 | 09\/11\/2023 | Terraced |\n| 55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | \u00a350,000 | 18\/08\/2023 | Terraced |\n| 12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB | \u00a380,000 | 18\/07\/2023 | Terraced |\n| 36 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND | \u00a3107,500 | 23\/06\/2023 | Terraced |\n| 46 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG | \u00a3140,000 | 22\/11\/2022 | Terraced |\n| [Same street] 67 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | \u00a3125,000 | 04\/11\/2022 | Terraced |\n| 17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA | \u00a397,500 | 25\/08\/2022 | Terraced |\n| [Same street] 113 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | \u00a3110,000 | 19\/08\/2022 | Terraced |\n| 4 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | \u00a3130,000 | 29\/07\/2022 | Terraced |\n| 10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | \u00a3115,000 | 22\/07\/2022 | Terraced |\n| 11 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG | \u00a3150,000 | 22\/07\/2022 | Terraced |\n| [Same street] 82 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | \u00a3119,000 | 15\/07\/2022 | Terraced |\n| 25 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | \u00a3100,000 | 06\/07\/2022 | Terraced |\n| 12 THE ROOKERY, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NA | \u00a3146,000 | 01\/07\/2022 | Terraced |\n| 5 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | \u00a3125,000 | 29\/04\/2022 | Terraced |\n| [Same street] 115 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | \u00a3110,000 | 20\/04\/2022 | Terraced |\n| 41 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | \u00a3100,000 | 01\/04\/2022 | Terraced |\n| 95C HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | \u00a3126,500 | 18\/03\/2022 | Terraced |\n| 16 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA | \u00a3112,500 | 18\/02\/2022 | Terraced |\n| 4 CROWN STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PN | \u00a395,100 | 19\/01\/2022 | Terraced |\n| 21 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | \u00a388,500 | 01\/10\/2021 | Terraced |\n| 3 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | \u00a396,000 | 15\/09\/2021 | Terraced |\n\n**Street average:** \u00a3113,800 (5 sales)\n**Area average:** \u00a3111,630 (20 sales)\n\n## Price vs local average\n\n*Outcode + property type (HousePrices, last 2 years).*\n\n- **Local average:** \u00a3141,848 (108 Terraced, ST5, 2024\u20132026)\n- **Deviation:** -15.4%\n\n## Rental Range\n\n*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low \/ Realistic \/ Optimistic = conservative \/ average \/ best case.*\n\n- **Low:** \u00a3744\/mo\n- **Realistic:** \u00a3827\/mo\n- **Optimistic:** \u00a3910\/mo\n\n## LHA (Local Housing Allowance)\n\n*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 \u2013 Mar 2026).*\n\n- **LHA floor (this property size):** \u00a3593\/mo\n\n## Rental Comparables\n\n*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*\n\n| Title | Rent | Beds | Distance | As seen on |\n|------|------|------|------|------|\n| [Crown Street, Silverdale, ST5](http:\/\/87.117.209.195:8080\/listings\/4346917) | \u00a3925\/mo | 3 | 0.11 miles | Rightmove |\n| 3 Bed Semi-Detached House, Tregew Place, ST5 | \u00a31,000\/mo | 3 | 0.18 miles | OpenRent |\n| [Kinsey Street, Silverdale, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/a88cd3b) | \u00a3400\/mo | 3 | 0.36 miles | Rightmove |\n| [Waters Edge Close, Silverdale, Newcastle, ST5](http:\/\/87.117.209.195:8080\/listings\/2914cd8) | \u00a31,000\/mo | 3 | 0.71 miles | Rightmove |\n| [Greylag Gate, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/7062d4c) | \u00a31,200\/mo | 3 | 0.77 miles | Rightmove |\n| [Rosemary Hill, ST5](http:\/\/87.117.209.195:8080\/listings\/8c68362) | \u00a31,400\/mo | 3 | 0.86 miles | Rightmove |\n| [Underwood Road, Newcastle-Under-Lyme, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/9adce32) | \u00a31,395\/mo | 3 | 0.89 miles | Rightmove |\n| [Orme Road, Newcastle, ST5](http:\/\/87.117.209.195:8080\/listings\/ced6280) | \u00a3950\/mo | 3 | 0.98 miles | Rightmove |\n| [Wesley Place, Newcastle, ST5](http:\/\/87.117.209.195:8080\/listings\/48400a5) | \u00a31,000\/mo | 3 | 1.09 miles | Rightmove |\n| [Coomer Court, Newcastle Under Lyme, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/9d336ee) | \u00a31,495\/mo | 3 | 1.1 miles | Rightmove |\n| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http:\/\/87.117.209.195:8080\/listings\/bced143) | \u00a31\/mo | \u2014 | 1.15 miles | Rightmove |\n| [Thistleberry Avenue, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/d5ce523) | \u00a31,050\/mo | 3 | 1.18 miles | Rightmove |\n| [Thistleberry Avenue, The Westlands, Newcastle Under Lyme, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/b9782ab) | \u00a31,445\/mo | 3 | 1.23 miles | Rightmove |\n| [Prospect Terrace, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/8762975) | \u00a3775\/mo | 3 | 1.28 miles | Rightmove |\n| [Orme Road, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/b7111f6) | \u00a3895\/mo | 3 | 1.29 miles | Rightmove |\n| [Enderley Street, Newcastle-Under-Lyme, ST5](http:\/\/87.117.209.195:8080\/listings\/5fe428d) | \u00a31,350\/mo | 3 | 1.5 miles | Rightmove |\n| [First Floor Flat, 65 High Street, Newcastle, ST5 1PN](http:\/\/87.117.209.195:8080\/listings\/111aff4) | \u00a3725\/mo | \u2014 | 1.62 miles | Rightmove |\n| [Willard Close, Newcastle, ST5](http:\/\/87.117.209.195:8080\/listings\/5cdd58f) | \u00a31,100\/mo | 3 | 1.76 miles | Rightmove |\n| [Brunswick Street, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/9a07461) | \u00a31,000\/mo | 3 | 1.76 miles | Rightmove |\n| [St. Georges Avenue, Newcastle](http:\/\/87.117.209.195:8080\/listings\/64842f4) | \u00a31,200\/mo | 3 | 1.78 miles | Rightmove |\n\n**Average rent: \u00a31,125\/mo (40 listings)**\n\n## 1% Rule\n\n- **Rent ratio:** 0.83% (okay)\n- **Max investor price (0.8%):** \u00a3125,000\n- **Target investor price (1%):** \u00a3100,000\n\n*Monthly rent \u00f7 price. 1%+ = strong, 0.8\u20131% = okay, <0.8% = weak. Max investor price = rent \u00f7 0.8% (Stoke-style target). Target investor price = rent \u00f7 1% (strong cashflow band). Based on OpenRent comparables.*\n\n## Rent-driven metrics\n\n*Based on OpenRent comparables (median \u00a31,000\/mo).*\n\n- **Gross yield:** 10%\n- **Cost-to-rent:** 10\u00d7\n- **Monthly cashflow:** \u00a3402\/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)\n- **Cash-on-cash ROI:** 13.9%\n\n*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price \u00f7 annual rent (from OpenRent comparables); under 14\u00d7 = strong, 14\u201316\u00d7 = acceptable, 17\u00d7+ = compressed. Cashflow = rent \u2212 mortgage \u2212 10% maintenance \u2212 \u00a325\/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit \u00f7 cash in (deposit + 4% purchase costs).*\n\n## Capital growth trend\n\n*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*\n\n- **5y growth:** 19.4%\n- **10y growth:** 34.8%\n\n## House Price Index (HM Land Registry)\n\n*Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.*\n\n- **1y growth (index):** 1.6%\n- **5y growth (index):** 27.2%\n- **10y growth (index):** 59%\n\n## Flood risk\n\n- **Zone:** 1\n- **Risk:** Low\n- **Source:** Job (default Low)\n\n[Check long-term flood risk (GOV.UK)](https:\/\/check-long-term-flood-risk.service.gov.uk\/postcode)\n","energy_certificate":null,"fensa_certificates_count":0,"page_data":{"listing":{"id":43,"reference":"162683363","slug":"2d745b7","slug_hash":"2d745b70002fe5046a05c5521cf278593b70353e","portal":"rightmove","channel":"RES_BUY","meta":{"agentBranchId":204698,"agentBranchName":"North West & Midlands","agentCompanyName":"Yopa Property Ltd","shortDescription":"3 bedroom terraced house for sale","listingUpdateReason":"Reduced on 04\/09\/2025","isCommercial":false,"propertySubType":"Terraced","propertyTypeDisplay":"Terraced","bedrooms":3,"bathrooms":1,"addedDate":"2025-05-31","soldSTC":false,"latitude":53.016533,"longitude":-2.264199,"primaryPrice":"\u00a3120,000","price":120000,"displayPriceQualifier":null,"postcode":"ST5 6PL","displayAddress":"Newcastle Street, Silverdale, Newcastle, ST5","encId":"fv5d4yRY2OhA8nU9qfcKAkPeq-SQu0BmecpWVQ==","councilTaxBand":null,"brochure":null,"description":"EPC band: D\nYopa have pleasure in offering for sale with no upward chain this deceptively spacious three bedroom mid terraced house for sale with tenant in situ.\nAs you enter the front reception room offers a spacious area for seating or could be used as an optional extra bedroom for a rental.\u00a0 Leading off the front room is the rear reception room with stairs leading to the first floor.\u00a0 The kitchen has a range of wall and base units and space for appliances.\nThe groundfloor bathroom has a suite comprising of bath with shower over, wash hand basin and low flush wc.\nUpstairs the property benefits from three generous sized bedrooms.\nOutside to the rear is a courtyard style garden which is low maintenance.\n**Disclaimer**\nWhilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate.\n**Money Laundering Regulations**\nShould a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement.  We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is \u00a382.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. 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