# 2 bedroom semi-detached bungalow for sale (SG18 8PF) ## Property Details | Key | Value | |-----|-------| | Address | 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE SG18 8PF | | Price | £350,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Last sold | £342,500 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 20/05/2028 - **Current heating cost:** £399/year - **Est. upgrade cost to C:** £16,740 ### Recommendations - A (£100 - £350) - W2 (£4,000 - £6,000) - E (£15) - N (£4,000 - £6,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2498-9024-7225-5788-1934) ## Description The accommodation briefly comprises of a hallway, kitchen, living room, conservatory, two double bedrooms and a shower room. Externally, the driveway can comfortably host up to three vehicles and provides access to single garage. The rear garden is South/West facing with two storage sheds and a green house. ## Property Photos - ![Photo](/listings/photos/165274757/869472) - ![Photo](/listings/photos/165274757/869473) - ![Photo](/listings/photos/165274757/869474) - ![Photo](/listings/photos/165274757/869478) - ![Photo](/listings/photos/165274757/869481) - ![Photo](/listings/photos/165274757/869482) - ![Photo](/listings/photos/165274757/869484) - ![Photo](/listings/photos/165274757/869487) - ![Photo](/listings/photos/165274757/869489) - ![Photo](/listings/photos/165274757/869496) - ![Photo](/listings/photos/165274757/869499) - ![Photo](/listings/photos/165274757/869506) - ![Photo](/listings/photos/165274757/869513) - ![Photo](/listings/photos/165274757/869514) - ![Photo](/listings/photos/165274757/869515) - ![Photo](/listings/photos/165274757/869517) - ![Photo](/listings/photos/165274757/869525) - ![Photo](/listings/photos/165274757/869529) - ![Photo](/listings/photos/165274757/869531) - ![Photo](/listings/photos/165274757/869534) - ![Photo](/listings/photos/165274757/869538) ## Floorplans - ![Floorplan 1](/listings/photos/165274757/869539) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/165274757/869540) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £342,500 | 09/02/2026 | Semi-detached | | 47 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £290,000 | 12/03/2019 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 KITELANDS ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8NT | £240,000 | 29/11/2024 | Semi-detached | | 83 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £390,000 | 27/11/2023 | Semi-detached | | [Same street] 8 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £170,000 | 20/09/2023 | Semi-detached | | [Same street] 39 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £350,000 | 11/08/2023 | Semi-detached | | 2 SABEL CLOSE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PH | £335,000 | 19/12/2022 | Semi-detached | | [Same street] 22 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PF | £385,000 | 28/10/2022 | Semi-detached | | 87 THE ROWLANDS, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8NZ | £337,500 | 21/10/2022 | Semi-detached | | 40 COURTLANDS DRIVE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PQ | £425,000 | 21/07/2022 | Semi-detached | | 103 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £300,000 | 13/05/2022 | Semi-detached | | 81 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £340,000 | 05/11/2021 | Semi-detached | | 83 HOLME COURT AVENUE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8PE | £330,000 | 24/09/2021 | Semi-detached | **Street average:** £301,667 (3 sales) **Area average:** £337,188 (8 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £351,255 (44 Semi-detached, SG18, 2024–2026) - **Deviation:** -0.4% ## Rental Range *ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,122/mo - **Realistic:** £1,247/mo - **Optimistic:** £1,372/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £823/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Semi-Detached House, Ripon Court, SG18 | £1,095/mo | 2 | 0.53 miles | OpenRent | | 2 Bed Semi-Detached House, Lincoln Crescent, SG18 | £1,299/mo | 2 | 0.54 miles | OpenRent | | 2 Bed Terraced House, Dickens Court, SG18 | £1,150/mo | 2 | 0.75 miles | OpenRent | | 2 Bed Maisonette, Clare House, SG18 | £1,100/mo | 2 | 0.93 miles | OpenRent | | 2 Bed Flat, Rutherford Way, SG18 | £1,300/mo | 2 | 0.98 miles | OpenRent | | 2 Bed Terraced House, Rose Lane, SG18 | £1,150/mo | 2 | 1.07 miles | OpenRent | **Average rent: £1,182/mo (6 listings)** ## 1% Rule - **Rent ratio:** 0.33% (weak for cashflow) - **Max investor price (0.8%):** £143,750 - **Target investor price (1%):** £115,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,150/mo).* - **Gross yield:** 3.9% - **Cost-to-rent:** 25.4× - **Monthly cashflow:** £-368/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -4.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,645/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -1.6% - **10y growth:** 23% ## House Price Index (HM Land Registry) *Official index for Central Bedfordshire; Semi-detached series; as of April 2026.* - **1y growth (index):** 5.2% - **5y growth (index):** 21.7% - **10y growth (index):** 39.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)