# 3 bedroom semi-detached house for sale (NG34 8YN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 PEAKE CLOSE, SLEAFORD, HOLDINGHAM, LINCOLNSHIRE NG34 8YN |
| Price | £200,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £200,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 09/06/2029
- **Current heating cost:** £257/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0463-3840-7560-9991-2605)

## Description

NO CHAIN on this well presented semi detached house in the popular location of Holdingham a viewing is a must to appreciate the size and condition of the property.  The accommodation comprises of Entrance Porch, Lounge, Kitchen/Diner, Downstairs W.C., Three Bedrooms with En-suite to Master, Family Bathroom and Single Integral Garage.  EPC Rating is B and Council Tax Band is C.  The property is fully UPVc double glazed and has gas central heating.

**Accommodation** - The property is entered through a composite part glazed door into the entrance porch.

**Porch** - Having laminate flooring and electric consumer unit.

**Lounge** - 4.9 x 3.1 (16'0" x 10'2") - Good sized lounge with T.V. and telephone point.

**Downstairs W.C.** - Having a wall mounted wash hand basin with mixer tap and tiled splashback, close coupled W.C., wall mirror, soap dispenser, tiled flooring and extractor fan.

**Kitchen/Diner** - 5.7 x 2.3 (18'8" x 7'6") - Having a range of wall and base units with worktop over, built in dishwasher, washing machine, fridge, and freezer, electric over, gas hob with extractor over, one and half bowl stainless steel sink with mixer tap, vinyl flooring, built in storage at the dining end of the kitchen and patio doors leading to the rear garden.

**Landing** - The loft is accessed from the landing, an airing cupboard with shelving and also a smoke alarm.

**Master Bedroom** - 4.2 x 2.9 (13'9" x 9'6") - Having a T.V. point and door to the en-suite shower room.

**En-Suite** - A fully tiled room, having a double mains fed shower with glass sliding door, pedestal wash hand basin, close coupled W.C., extractor fan and vinyl flooring.

**Bedroom Two** - 3.4 x 2.6 (11'1" x 8'6") - 

**Bedroom Three** - 3.0 x 2.3 (9'10" x 7'6") - There is a T.V. aerial point in this room.

**Bathroom** - Having a three piece suite comprising of panelled bath with mixer tap, pedestal wash hand basin with tiled splashback, close coupled W.C., extractor fan and vinyl flooring.

**Garage** - The garage has an up and over door, power, lighting and also houses the fibre broadband unit.

**Outside Front** - A tarmacadam driveway with parking for two vehicles in front of the garage and slabbed pathway leading to the side access gate.

**Outside Rear** - A fully enclosed garden mainly laid to lawn with a slabbed patio area, outside tap and light, paved pathway leading to the side access gate.

**Other Information** - There is an annual fee payable to Gateway Property Management.  The charge is approximately £150.00 payable in January each year.

**Financial Services** - Financial Services - As part of our continued commitment to providing the best advice to all of our clients we work closely with Mortgage Advice Bureau & part of our guaranteed commitment to our vendors is to establish the financial position of any offer received on their home. Whilst we offer FREE mortgage advice from any stage of the buying or selling process we operate a mandatory qualification process on all offers prior to submission of any offer to our vendors. The mortgage advice bureau are regulated by the financial ombudsman and operate on an independent basis within our premises at 71 Northgate, Sleaford, NG34 7BS.

**Disclaimer 1** - 1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 

3. Measurements: These approximate room sizes are only intended as general guidance. You must verify the dimensions carefully before ordering carpets or any built-in furniture. 

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS. NEITHER BELVOIR  NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/167482088/483125)
- ![Lounge](/listings/photos/167482088/483126) - Lounge
- ![Lounge](/listings/photos/167482088/483128) - Lounge
- ![Kitchen/Diner](/listings/photos/167482088/483130) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/167482088/483132) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/167482088/483133) - Kitchen/Diner
- ![Downstairs W.C.](/listings/photos/167482088/483135) - Downstairs W.C.
- ![Master Bedroom](/listings/photos/167482088/483136) - Master Bedroom
- ![Master Bedroom](/listings/photos/167482088/483138) - Master Bedroom
- ![En-Suite](/listings/photos/167482088/483141) - En-Suite
- ![Bedroom Two](/listings/photos/167482088/483142) - Bedroom Two
- ![Bedroom Three](/listings/photos/167482088/483148) - Bedroom Three
- ![Bathroom](/listings/photos/167482088/483150) - Bathroom
- ![Outside Rear](/listings/photos/167482088/483158) - Outside Rear
- ![Outside Rear](/listings/photos/167482088/483161) - Outside Rear

## Floorplans

- ![Floor Plan 10 Peake Close.jpg](/listings/photos/167482088/483164) - Floor Plan 10 Peake Close.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/167482088/483171) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 PEAKE CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YN | £200,000 | 30/01/2026 | Semi-detached |
| 10 PEAKE CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YN | £175,000 | 27/06/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 DURHAM AVENUE, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8UD | £200,000 | 15/08/2025 | Semi-detached |
| 41 WINCHESTER WAY, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8WH | £165,000 | 31/03/2023 | Semi-detached |
| [Same street] 15 PEAKE CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YN | £105,000 | 03/03/2023 | Terraced |
| 43 WHITTLE ROAD, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YU | £200,000 | 23/12/2022 | Semi-detached |
| 42 SNOW CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YT | £202,500 | 21/12/2022 | Semi-detached |
| 44 SNOW CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YT | £100,000 | 21/12/2022 | Semi-detached |
| 43 DURHAM AVENUE, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8UD | £230,000 | 10/06/2022 | Semi-detached |
| 5 EXETER DRIVE, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8UB | £205,500 | 31/05/2022 | Semi-detached |
| 47 SNOW CLOSE, HOLDINGHAM, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8YT | £167,000 | 06/12/2021 | Semi-detached |
| 14 TRURO CLOSE, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8UZ | £137,500 | 22/10/2021 | Semi-detached |
| 61 WINCHESTER WAY, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8WJ | £135,000 | 27/08/2021 | Semi-detached |
| 7 NORWICH CLOSE, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8WN | £124,000 | 27/08/2021 | Semi-detached |
| 77 WINCHESTER WAY, SLEAFORD, NORTH KESTEVEN, LINCOLNSHIRE, NG34 8WJ | £123,500 | 19/07/2021 | Semi-detached |

**Street average:** £105,000 (1 sale)
**Area average:** £165,833 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £203,275 (60 Semi-detached, NG34, 2024–2026)
- **Deviation:** -1.6%

## Rental Range

*ONS Price Index of Private Rents (North Kesteven). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £761/mo
- **Realistic:** £845/mo
- **Optimistic:** £930/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Bellflower Road, NG34 | £1,150/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Detached House, Bellflower Road, NG34 | £1,150/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Bungalow, Woodside Court, NG34 | £930/mo | 3 | 0.29 miles | OpenRent |

**Average rent: £1,077/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.5×
- **Monthly cashflow:** £222/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,500/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.2%
- **10y growth:** 25.3%

## House Price Index (HM Land Registry)

*Official index for North Kesteven; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.1%
- **5y growth (index):** 17.2%
- **10y growth (index):** 48.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)